▼ 0.50% · 3.625%
HK$21,682
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$22,356
−HK$685/mo
Today · 4.125%
HK$23,041
baseline
▲ 0.50% · 4.625%
HK$24,443
+HK$1,402/mo
Deposit HK$4.75M · loan HK$4.75M · min. income ≈ HK$46,082/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$320,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,120
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$24,767
−HK$657/mo
Today · 4.125%
HK$25,424
baseline
▲ 0.50% · 4.625%
HK$26,764
+HK$1,340/mo
Deposit HK$4.75M · loan HK$4.75M · min. income ≈ HK$50,848/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$320,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,850
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$24,592
−HK$753/mo
Today · 4.125%
HK$25,345
baseline
▲ 0.50% · 4.625%
HK$26,887
+HK$1,542/mo
Deposit HK$4.28M · loan HK$5.23M · min. income ≈ HK$50,690/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$320,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,533
−HK$1,433/mo
▼ 0.25% · 3.875%
HK$27,244
−HK$722/mo
Today · 4.125%
HK$27,966
baseline
▲ 0.50% · 4.625%
HK$29,440
+HK$1,474/mo
Deposit HK$4.28M · loan HK$5.23M · min. income ≈ HK$55,932/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$320,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,018
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$26,827
−HK$822/mo
Today · 4.125%
HK$27,649
baseline
▲ 0.50% · 4.625%
HK$29,332
+HK$1,683/mo
Deposit HK$3.80M · loan HK$5.71M · min. income ≈ HK$55,298/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$320,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,945
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$29,721
−HK$787/mo
Today · 4.125%
HK$30,508
baseline
▲ 0.50% · 4.625%
HK$32,117
+HK$1,609/mo
Deposit HK$3.80M · loan HK$5.71M · min. income ≈ HK$61,016/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$320,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,186
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$29,063
−HK$891/mo
Today · 4.125%
HK$29,954
baseline
▲ 0.50% · 4.625%
HK$31,776
+HK$1,822/mo
Deposit HK$3.33M · loan HK$6.18M · min. income ≈ HK$59,908/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$320,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,357
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$32,198
−HK$853/mo
Today · 4.125%
HK$33,051
baseline
▲ 0.50% · 4.625%
HK$34,793
+HK$1,742/mo
Deposit HK$3.33M · loan HK$6.18M · min. income ≈ HK$66,102/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$320,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,354
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$31,298
−HK$960/mo
Today · 4.125%
HK$32,258
baseline
▲ 0.50% · 4.625%
HK$34,220
+HK$1,962/mo
Deposit HK$2.85M · loan HK$6.66M · min. income ≈ HK$64,516/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$320,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,769
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$34,674
−HK$919/mo
Today · 4.125%
HK$35,593
baseline
▲ 0.50% · 4.625%
HK$37,469
+HK$1,876/mo
Deposit HK$2.85M · loan HK$6.66M · min. income ≈ HK$71,186/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$320,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,522
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$33,534
−HK$1,028/mo
Today · 4.125%
HK$34,562
baseline
▲ 0.50% · 4.625%
HK$36,665
+HK$2,103/mo
Deposit HK$2.38M · loan HK$7.13M · min. income ≈ HK$69,124/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$320,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,181
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$37,151
−HK$984/mo
Today · 4.125%
HK$38,135
baseline
▲ 0.50% · 4.625%
HK$40,146
+HK$2,011/mo
Deposit HK$2.38M · loan HK$7.13M · min. income ≈ HK$76,270/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$320,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,690
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$35,770
−HK$1,096/mo
Today · 4.125%
HK$36,866
baseline
▲ 0.50% · 4.625%
HK$39,109
+HK$2,243/mo
Deposit HK$1.90M · loan HK$7.61M · min. income ≈ HK$73,732/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$320,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,593
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$39,628
−HK$1,050/mo
Today · 4.125%
HK$40,678
baseline
▲ 0.50% · 4.625%
HK$42,822
+HK$2,144/mo
Deposit HK$1.90M · loan HK$7.61M · min. income ≈ HK$81,356/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$320,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,859
−HK$2,311/mo
▼ 0.25% · 3.875%
HK$38,005
−HK$1,165/mo
Today · 4.125%
HK$39,170
baseline
▲ 0.50% · 4.625%
HK$41,553
+HK$2,383/mo
Deposit HK$1.43M · loan HK$8.08M · min. income ≈ HK$78,340/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$320,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,005
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$42,105
−HK$1,115/mo
Today · 4.125%
HK$43,220
baseline
▲ 0.50% · 4.625%
HK$45,498
+HK$2,278/mo
Deposit HK$1.43M · loan HK$8.08M · min. income ≈ HK$86,440/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$320,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,027
−HK$2,447/mo
▼ 0.25% · 3.875%
HK$40,241
−HK$1,233/mo
Today · 4.125%
HK$41,474
baseline
▲ 0.50% · 4.625%
HK$43,998
+HK$2,524/mo
Deposit HK$951K · loan HK$8.56M · min. income ≈ HK$82,948/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$320,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,417
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$44,581
−HK$1,182/mo
Today · 4.125%
HK$45,763
baseline
▲ 0.50% · 4.625%
HK$48,175
+HK$2,412/mo
Deposit HK$951K · loan HK$8.56M · min. income ≈ HK$91,526/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$320,838 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).