▼ 0.50% · 3.625%
HK$21,122
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$21,779
−HK$667/mo
Today · 4.125%
HK$22,446
baseline
▲ 0.50% · 4.625%
HK$23,812
+HK$1,366/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$44,892/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$296,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,498
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$24,128
−HK$639/mo
Today · 4.125%
HK$24,767
baseline
▲ 0.50% · 4.625%
HK$26,073
+HK$1,306/mo
Deposit HK$4.63M · loan HK$4.63M · min. income ≈ HK$49,534/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$296,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,234
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$23,957
−HK$734/mo
Today · 4.125%
HK$24,691
baseline
▲ 0.50% · 4.625%
HK$26,193
+HK$1,502/mo
Deposit HK$4.17M · loan HK$5.09M · min. income ≈ HK$49,382/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$296,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,847
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$26,541
−HK$703/mo
Today · 4.125%
HK$27,244
baseline
▲ 0.50% · 4.625%
HK$28,680
+HK$1,436/mo
Deposit HK$4.17M · loan HK$5.09M · min. income ≈ HK$54,488/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$296,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,346
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$26,134
−HK$801/mo
Today · 4.125%
HK$26,935
baseline
▲ 0.50% · 4.625%
HK$28,574
+HK$1,639/mo
Deposit HK$3.71M · loan HK$5.56M · min. income ≈ HK$53,870/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$296,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,197
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$28,953
−HK$768/mo
Today · 4.125%
HK$29,721
baseline
▲ 0.50% · 4.625%
HK$31,287
+HK$1,566/mo
Deposit HK$3.71M · loan HK$5.56M · min. income ≈ HK$59,442/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$296,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,458
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$28,312
−HK$868/mo
Today · 4.125%
HK$29,180
baseline
▲ 0.50% · 4.625%
HK$30,956
+HK$1,776/mo
Deposit HK$3.24M · loan HK$6.02M · min. income ≈ HK$58,360/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$296,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,547
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$31,366
−HK$831/mo
Today · 4.125%
HK$32,197
baseline
▲ 0.50% · 4.625%
HK$33,894
+HK$1,697/mo
Deposit HK$3.24M · loan HK$6.02M · min. income ≈ HK$64,394/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$296,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,570
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$30,490
−HK$935/mo
Today · 4.125%
HK$31,425
baseline
▲ 0.50% · 4.625%
HK$33,337
+HK$1,912/mo
Deposit HK$2.78M · loan HK$6.48M · min. income ≈ HK$62,850/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$296,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,897
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$33,779
−HK$895/mo
Today · 4.125%
HK$34,674
baseline
▲ 0.50% · 4.625%
HK$36,502
+HK$1,828/mo
Deposit HK$2.78M · loan HK$6.48M · min. income ≈ HK$69,348/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$296,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,682
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$32,668
−HK$1,001/mo
Today · 4.125%
HK$33,669
baseline
▲ 0.50% · 4.625%
HK$35,718
+HK$2,049/mo
Deposit HK$2.32M · loan HK$6.95M · min. income ≈ HK$67,338/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$296,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,246
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$36,192
−HK$959/mo
Today · 4.125%
HK$37,151
baseline
▲ 0.50% · 4.625%
HK$39,109
+HK$1,958/mo
Deposit HK$2.32M · loan HK$6.95M · min. income ≈ HK$74,302/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$296,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,795
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$34,846
−HK$1,068/mo
Today · 4.125%
HK$35,914
baseline
▲ 0.50% · 4.625%
HK$38,099
+HK$2,185/mo
Deposit HK$1.85M · loan HK$7.41M · min. income ≈ HK$71,828/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$296,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,596
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$38,605
−HK$1,022/mo
Today · 4.125%
HK$39,627
baseline
▲ 0.50% · 4.625%
HK$41,716
+HK$2,089/mo
Deposit HK$1.85M · loan HK$7.41M · min. income ≈ HK$79,254/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$296,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,907
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$37,024
−HK$1,135/mo
Today · 4.125%
HK$38,159
baseline
▲ 0.50% · 4.625%
HK$40,480
+HK$2,321/mo
Deposit HK$1.39M · loan HK$7.87M · min. income ≈ HK$76,318/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$296,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,946
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$41,017
−HK$1,087/mo
Today · 4.125%
HK$42,104
baseline
▲ 0.50% · 4.625%
HK$44,324
+HK$2,220/mo
Deposit HK$1.39M · loan HK$7.87M · min. income ≈ HK$84,208/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$296,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,019
−HK$2,384/mo
▼ 0.25% · 3.875%
HK$39,202
−HK$1,201/mo
Today · 4.125%
HK$40,403
baseline
▲ 0.50% · 4.625%
HK$42,862
+HK$2,459/mo
Deposit HK$926K · loan HK$8.34M · min. income ≈ HK$80,806/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$296,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,296
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$43,430
−HK$1,151/mo
Today · 4.125%
HK$44,581
baseline
▲ 0.50% · 4.625%
HK$46,931
+HK$2,350/mo
Deposit HK$926K · loan HK$8.34M · min. income ≈ HK$89,162/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$296,285 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).