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At today's rate and a 90% mortgage, the deposit on this unit is about HK$413K, with repayments around HK$17,998/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$413K · loan HK$3.71M · min. income ≈ HK$35,996/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$25,347 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 42 schools within a 1 km walk.
Everyday convenience — 40 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 55 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- E
- Saleable Area
- 365 Saleable ft²
- Gross Area
- 493 ft²
- Efficiency
- 74%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-11-25 | HK$5.25M | +43.8% 3.5y · 12.0%/yr |
| 2016-05-16 | HK$3.65M | +49.0% 3.6y · 14.0%/yr |
| 2012-10-18 | HK$2.45M | +122.7% |
| 2008-12-08 | HK$1.10M | +61.8% |
| 2003-11-11 | HK$680K | +6.2% |
| 2003-06-24 | HK$640K | — |