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At today's rate and a 90% mortgage, the deposit on this unit is about HK$469K, with repayments around HK$20,466/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$469K · loan HK$4.22M · min. income ≈ HK$40,932/mo (50% DSR)
Upfront cash ≈ HK$556K (deposit + AVD stamp duty HK$86,701 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 42 schools within a 1 km walk.
Everyday convenience — 40 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 55 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- B
- Saleable Area
- 431 Saleable ft²
- Gross Area
- 593 ft²
- Efficiency
- 73%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-01-17 | HK$5.45M | +39.7% 3.5y · 12.0%/yr |
| 2016-08-10 | HK$3.90M | +140.7% 6.8y · 21.0%/yr |
| 2009-10-15 | HK$1.62M | +11.0% |
| 2008-10-02 | HK$1.46M | −9.9% |
| 1995-08-25 | HK$1.62M | — |