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At today's rate and a 90% mortgage, the deposit on this unit is about HK$422K, with repayments around HK$18,417/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$422K · loan HK$3.80M · min. income ≈ HK$36,834/mo (50% DSR)
Upfront cash ≈ HK$467K (deposit + AVD stamp duty HK$44,561 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 42 schools within a 1 km walk.
Everyday convenience — 40 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 55 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- E
- Saleable Area
- 365 Saleable ft²
- Gross Area
- 493 ft²
- Efficiency
- 74%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-07-14 | HK$3.99M | −25.8% 7.9y |
| 2018-08-07 | HK$5.38M | +63.0% 3.9y · 16.0%/yr |
| 2014-09-30 | HK$3.30M | +65.0% |
| 2011-11-08 | HK$2.00M | +21.2% |
| 2010-08-30 | HK$1.65M | +47.3% |
| 2000-12-04 | HK$1.12M | −43.7% |
| 1997-05-30 | HK$1.99M | — |