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At today's rate and a 90% mortgage, the deposit on this unit is about HK$423K, with repayments around HK$18,451/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$423K · loan HK$3.81M · min. income ≈ HK$36,902/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$46,105 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 42 schools within a 1 km walk.
Everyday convenience — 40 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 55 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- A
- Saleable Area
- 365 Saleable ft²
- Gross Area
- 493 ft²
- Efficiency
- 74%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-12-13 | HK$4.65M | −5.6% 3.6y · −2.0%/yr |
| 2018-04-30 | HK$4.93M | +32.5% 3.1y · 10.0%/yr |
| 2015-04-23 | HK$3.72M | +87.9% |
| 2011-09-28 | HK$1.98M | +47.8% |
| 2009-09-07 | HK$1.34M | +28.8% |
| 2007-05-09 | HK$1.04M | +73.3% |
| 2003-06-07 | HK$600K | −14.3% |
| 2001-11-02 | HK$700K | — |