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At today's rate and a 90% mortgage, the deposit on this unit is about HK$416K, with repayments around HK$18,132/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$416K · loan HK$3.74M · min. income ≈ HK$36,264/mo (50% DSR)
Upfront cash ≈ HK$447K (deposit + AVD stamp duty HK$31,475 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 42 schools within a 1 km walk.
Everyday convenience — 40 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 55 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 16/F
- Flat
- H
- Saleable Area
- 365 Saleable ft²
- Gross Area
- 493 ft²
- Efficiency
- 74%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-04-13 | HK$4.40M | +12.8% 4.3y · 3.0%/yr |
| 2017-01-17 | HK$3.90M | +116.7% 6.1y · 19.0%/yr |
| 2010-12-23 | HK$1.80M | +16.1% |
| 2010-08-18 | HK$1.55M | +55.0% |
| 2006-06-10 | HK$1.00M | −46.8% |
| 1997-06-13 | HK$1.88M | — |