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At today's rate and a 90% mortgage, the deposit on this unit is about HK$426K, with repayments around HK$18,568/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$426K · loan HK$3.83M · min. income ≈ HK$37,136/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$51,467 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 42 schools within a 1 km walk.
Everyday convenience — 40 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 55 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- C
- Saleable Area
- 431 Saleable ft²
- Gross Area
- 593 ft²
- Efficiency
- 73%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-04-10 | HK$3.66M | −30.7% 4.6y · −7.0%/yr |
| 2019-09-20 | HK$5.28M | +93.4% 6.1y · 15.0%/yr |
| 2013-08-29 | HK$2.73M | +106.8% |
| 2008-08-21 | HK$1.32M | +37.5% |
| 2007-10-17 | HK$960K | −41.8% |
| 1998-03-28 | HK$1.65M | +10.0% |
| 1997-03-20 | HK$1.50M | — |