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At today's rate and a 90% mortgage, the deposit on this unit is about HK$405K, with repayments around HK$17,658/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$405K · loan HK$3.64M · min. income ≈ HK$35,316/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$9,775 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 42 schools within a 1 km walk.
Everyday convenience — 40 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 55 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- D
- Saleable Area
- 365 Saleable ft²
- Gross Area
- 493 ft²
- Efficiency
- 74%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-11-15 | HK$3.50M | −18.2% 2.2y · −8.0%/yr |
| 2022-10-07 | HK$4.28M | +1.9% 4.5y · 0.0%/yr |
| 2018-04-20 | HK$4.20M | +189.7% 8.2y · 23.0%/yr |
| 2010-02-02 | HK$1.45M | +42.2% |
| 2009-03-06 | HK$1.02M | −12.1% |
| 1998-11-18 | HK$1.16M | — |