▼ 0.50% · 3.625%
HK$22,345
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$23,040
−HK$706/mo
Today · 4.125%
HK$23,746
baseline
▲ 0.50% · 4.625%
HK$25,191
+HK$1,445/mo
Deposit HK$4.90M · loan HK$4.90M · min. income ≈ HK$47,492/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$349,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,859
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$25,525
−HK$677/mo
Today · 4.125%
HK$26,202
baseline
▲ 0.50% · 4.625%
HK$27,583
+HK$1,381/mo
Deposit HK$4.90M · loan HK$4.90M · min. income ≈ HK$52,404/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$349,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,580
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$25,344
−HK$777/mo
Today · 4.125%
HK$26,121
baseline
▲ 0.50% · 4.625%
HK$27,710
+HK$1,589/mo
Deposit HK$4.41M · loan HK$5.39M · min. income ≈ HK$52,242/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$349,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,345
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$28,078
−HK$744/mo
Today · 4.125%
HK$28,822
baseline
▲ 0.50% · 4.625%
HK$30,341
+HK$1,519/mo
Deposit HK$4.41M · loan HK$5.39M · min. income ≈ HK$57,644/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$349,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,814
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$27,648
−HK$848/mo
Today · 4.125%
HK$28,496
baseline
▲ 0.50% · 4.625%
HK$30,229
+HK$1,733/mo
Deposit HK$3.92M · loan HK$5.88M · min. income ≈ HK$56,992/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$349,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,830
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$30,630
−HK$812/mo
Today · 4.125%
HK$31,442
baseline
▲ 0.50% · 4.625%
HK$33,099
+HK$1,657/mo
Deposit HK$3.92M · loan HK$5.88M · min. income ≈ HK$62,884/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$349,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,049
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$29,952
−HK$918/mo
Today · 4.125%
HK$30,870
baseline
▲ 0.50% · 4.625%
HK$32,749
+HK$1,879/mo
Deposit HK$3.43M · loan HK$6.37M · min. income ≈ HK$61,740/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$349,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,316
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$33,183
−HK$879/mo
Today · 4.125%
HK$34,062
baseline
▲ 0.50% · 4.625%
HK$35,858
+HK$1,796/mo
Deposit HK$3.43M · loan HK$6.37M · min. income ≈ HK$68,124/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$349,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,283
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$32,256
−HK$989/mo
Today · 4.125%
HK$33,245
baseline
▲ 0.50% · 4.625%
HK$35,268
+HK$2,023/mo
Deposit HK$2.94M · loan HK$6.86M · min. income ≈ HK$66,490/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$349,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,802
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$35,736
−HK$946/mo
Today · 4.125%
HK$36,682
baseline
▲ 0.50% · 4.625%
HK$38,616
+HK$1,934/mo
Deposit HK$2.94M · loan HK$6.86M · min. income ≈ HK$73,364/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$349,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,518
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$34,560
−HK$1,059/mo
Today · 4.125%
HK$35,619
baseline
▲ 0.50% · 4.625%
HK$37,787
+HK$2,168/mo
Deposit HK$2.45M · loan HK$7.35M · min. income ≈ HK$71,238/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$349,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,288
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$38,288
−HK$1,015/mo
Today · 4.125%
HK$39,303
baseline
▲ 0.50% · 4.625%
HK$41,374
+HK$2,071/mo
Deposit HK$2.45M · loan HK$7.35M · min. income ≈ HK$78,606/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$349,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,752
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$36,864
−HK$1,130/mo
Today · 4.125%
HK$37,994
baseline
▲ 0.50% · 4.625%
HK$40,306
+HK$2,312/mo
Deposit HK$1.96M · loan HK$7.84M · min. income ≈ HK$75,988/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$349,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,774
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$40,841
−HK$1,082/mo
Today · 4.125%
HK$41,923
baseline
▲ 0.50% · 4.625%
HK$44,133
+HK$2,210/mo
Deposit HK$1.96M · loan HK$7.84M · min. income ≈ HK$83,846/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$349,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,987
−HK$2,382/mo
▼ 0.25% · 3.875%
HK$39,168
−HK$1,201/mo
Today · 4.125%
HK$40,369
baseline
▲ 0.50% · 4.625%
HK$42,825
+HK$2,456/mo
Deposit HK$1.47M · loan HK$8.33M · min. income ≈ HK$80,738/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$349,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,260
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$43,393
−HK$1,150/mo
Today · 4.125%
HK$44,543
baseline
▲ 0.50% · 4.625%
HK$46,891
+HK$2,348/mo
Deposit HK$1.47M · loan HK$8.33M · min. income ≈ HK$89,086/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$349,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,221
−HK$2,522/mo
▼ 0.25% · 3.875%
HK$41,472
−HK$1,271/mo
Today · 4.125%
HK$42,743
baseline
▲ 0.50% · 4.625%
HK$45,344
+HK$2,601/mo
Deposit HK$980K · loan HK$8.82M · min. income ≈ HK$85,486/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$349,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,746
−HK$2,417/mo
▼ 0.25% · 3.875%
HK$45,946
−HK$1,217/mo
Today · 4.125%
HK$47,163
baseline
▲ 0.50% · 4.625%
HK$49,649
+HK$2,486/mo
Deposit HK$980K · loan HK$8.82M · min. income ≈ HK$94,326/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$349,938 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).