▼ 0.50% · 3.625%
HK$20,953
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$21,605
−HK$662/mo
Today · 4.125%
HK$22,267
baseline
▲ 0.50% · 4.625%
HK$23,622
+HK$1,355/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$44,534/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$288,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,310
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$23,935
−HK$635/mo
Today · 4.125%
HK$24,570
baseline
▲ 0.50% · 4.625%
HK$25,865
+HK$1,295/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$49,140/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$288,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,049
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$23,766
−HK$728/mo
Today · 4.125%
HK$24,494
baseline
▲ 0.50% · 4.625%
HK$25,984
+HK$1,490/mo
Deposit HK$4.14M · loan HK$5.05M · min. income ≈ HK$48,988/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$288,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,641
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$26,329
−HK$698/mo
Today · 4.125%
HK$27,027
baseline
▲ 0.50% · 4.625%
HK$28,451
+HK$1,424/mo
Deposit HK$4.14M · loan HK$5.05M · min. income ≈ HK$54,054/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$288,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,144
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$25,926
−HK$795/mo
Today · 4.125%
HK$26,721
baseline
▲ 0.50% · 4.625%
HK$28,347
+HK$1,626/mo
Deposit HK$3.68M · loan HK$5.51M · min. income ≈ HK$53,442/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$288,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,972
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$28,723
−HK$761/mo
Today · 4.125%
HK$29,484
baseline
▲ 0.50% · 4.625%
HK$31,038
+HK$1,554/mo
Deposit HK$3.68M · loan HK$5.51M · min. income ≈ HK$58,968/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$288,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,239
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$28,087
−HK$860/mo
Today · 4.125%
HK$28,947
baseline
▲ 0.50% · 4.625%
HK$30,709
+HK$1,762/mo
Deposit HK$3.22M · loan HK$5.97M · min. income ≈ HK$57,894/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$288,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,303
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$31,116
−HK$825/mo
Today · 4.125%
HK$31,941
baseline
▲ 0.50% · 4.625%
HK$33,624
+HK$1,683/mo
Deposit HK$3.22M · loan HK$5.97M · min. income ≈ HK$63,882/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$288,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,335
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$30,247
−HK$927/mo
Today · 4.125%
HK$31,174
baseline
▲ 0.50% · 4.625%
HK$33,071
+HK$1,897/mo
Deposit HK$2.76M · loan HK$6.43M · min. income ≈ HK$62,348/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$288,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,634
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$33,510
−HK$888/mo
Today · 4.125%
HK$34,398
baseline
▲ 0.50% · 4.625%
HK$36,211
+HK$1,813/mo
Deposit HK$2.76M · loan HK$6.43M · min. income ≈ HK$68,796/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$288,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,430
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$32,408
−HK$993/mo
Today · 4.125%
HK$33,401
baseline
▲ 0.50% · 4.625%
HK$35,433
+HK$2,032/mo
Deposit HK$2.30M · loan HK$6.89M · min. income ≈ HK$66,802/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$288,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,965
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$35,903
−HK$952/mo
Today · 4.125%
HK$36,855
baseline
▲ 0.50% · 4.625%
HK$38,797
+HK$1,942/mo
Deposit HK$2.30M · loan HK$6.89M · min. income ≈ HK$73,710/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$288,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,525
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$34,568
−HK$1,060/mo
Today · 4.125%
HK$35,628
baseline
▲ 0.50% · 4.625%
HK$37,795
+HK$2,167/mo
Deposit HK$1.84M · loan HK$7.35M · min. income ≈ HK$71,256/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$288,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,297
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$38,297
−HK$1,015/mo
Today · 4.125%
HK$39,312
baseline
▲ 0.50% · 4.625%
HK$41,384
+HK$2,072/mo
Deposit HK$1.84M · loan HK$7.35M · min. income ≈ HK$78,624/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$288,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,621
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$36,729
−HK$1,125/mo
Today · 4.125%
HK$37,854
baseline
▲ 0.50% · 4.625%
HK$40,158
+HK$2,304/mo
Deposit HK$1.38M · loan HK$7.81M · min. income ≈ HK$75,708/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$288,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,628
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$40,690
−HK$1,079/mo
Today · 4.125%
HK$41,769
baseline
▲ 0.50% · 4.625%
HK$43,970
+HK$2,201/mo
Deposit HK$1.38M · loan HK$7.81M · min. income ≈ HK$83,538/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$288,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,716
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$38,889
−HK$1,192/mo
Today · 4.125%
HK$40,081
baseline
▲ 0.50% · 4.625%
HK$42,520
+HK$2,439/mo
Deposit HK$919K · loan HK$8.27M · min. income ≈ HK$80,162/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$288,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,959
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$43,084
−HK$1,141/mo
Today · 4.125%
HK$44,225
baseline
▲ 0.50% · 4.625%
HK$46,557
+HK$2,332/mo
Deposit HK$919K · loan HK$8.27M · min. income ≈ HK$88,450/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$288,901 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).