▼ 0.50% · 3.625%
HK$20,124
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$20,750
−HK$636/mo
Today · 4.125%
HK$21,386
baseline
▲ 0.50% · 4.625%
HK$22,687
+HK$1,301/mo
Deposit HK$4.41M · loan HK$4.41M · min. income ≈ HK$42,772/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$264,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,388
−HK$1,209/mo
▼ 0.25% · 3.875%
HK$22,988
−HK$609/mo
Today · 4.125%
HK$23,597
baseline
▲ 0.50% · 4.625%
HK$24,841
+HK$1,244/mo
Deposit HK$4.41M · loan HK$4.41M · min. income ≈ HK$47,194/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$264,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,136
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$22,825
−HK$699/mo
Today · 4.125%
HK$23,524
baseline
▲ 0.50% · 4.625%
HK$24,956
+HK$1,432/mo
Deposit HK$3.97M · loan HK$4.85M · min. income ≈ HK$47,048/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$264,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,626
−HK$1,331/mo
▼ 0.25% · 3.875%
HK$25,287
−HK$670/mo
Today · 4.125%
HK$25,957
baseline
▲ 0.50% · 4.625%
HK$27,325
+HK$1,368/mo
Deposit HK$3.97M · loan HK$4.85M · min. income ≈ HK$51,914/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$264,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,149
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$24,900
−HK$763/mo
Today · 4.125%
HK$25,663
baseline
▲ 0.50% · 4.625%
HK$27,225
+HK$1,562/mo
Deposit HK$3.53M · loan HK$5.30M · min. income ≈ HK$51,326/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,865
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$27,586
−HK$731/mo
Today · 4.125%
HK$28,317
baseline
▲ 0.50% · 4.625%
HK$29,809
+HK$1,492/mo
Deposit HK$3.53M · loan HK$5.30M · min. income ≈ HK$56,634/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,161
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$26,975
−HK$827/mo
Today · 4.125%
HK$27,802
baseline
▲ 0.50% · 4.625%
HK$29,493
+HK$1,691/mo
Deposit HK$3.09M · loan HK$5.74M · min. income ≈ HK$55,604/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,104
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$29,884
−HK$792/mo
Today · 4.125%
HK$30,676
baseline
▲ 0.50% · 4.625%
HK$32,293
+HK$1,617/mo
Deposit HK$3.09M · loan HK$5.74M · min. income ≈ HK$61,352/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,173
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$29,050
−HK$890/mo
Today · 4.125%
HK$29,940
baseline
▲ 0.50% · 4.625%
HK$31,762
+HK$1,822/mo
Deposit HK$2.65M · loan HK$6.18M · min. income ≈ HK$59,880/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,343
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$32,183
−HK$853/mo
Today · 4.125%
HK$33,036
baseline
▲ 0.50% · 4.625%
HK$34,777
+HK$1,741/mo
Deposit HK$2.65M · loan HK$6.18M · min. income ≈ HK$66,072/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,186
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$31,125
−HK$954/mo
Today · 4.125%
HK$32,079
baseline
▲ 0.50% · 4.625%
HK$34,031
+HK$1,952/mo
Deposit HK$2.21M · loan HK$6.62M · min. income ≈ HK$64,158/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,581
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$34,482
−HK$914/mo
Today · 4.125%
HK$35,396
baseline
▲ 0.50% · 4.625%
HK$37,262
+HK$1,866/mo
Deposit HK$2.21M · loan HK$6.62M · min. income ≈ HK$70,792/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,198
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$33,200
−HK$1,017/mo
Today · 4.125%
HK$34,217
baseline
▲ 0.50% · 4.625%
HK$36,299
+HK$2,082/mo
Deposit HK$1.77M · loan HK$7.06M · min. income ≈ HK$68,434/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,820
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$36,781
−HK$974/mo
Today · 4.125%
HK$37,755
baseline
▲ 0.50% · 4.625%
HK$39,746
+HK$1,991/mo
Deposit HK$1.77M · loan HK$7.06M · min. income ≈ HK$75,510/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,211
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$35,275
−HK$1,081/mo
Today · 4.125%
HK$36,356
baseline
▲ 0.50% · 4.625%
HK$38,568
+HK$2,212/mo
Deposit HK$1.32M · loan HK$7.50M · min. income ≈ HK$72,712/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,059
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$39,080
−HK$1,035/mo
Today · 4.125%
HK$40,115
baseline
▲ 0.50% · 4.625%
HK$42,230
+HK$2,115/mo
Deposit HK$1.32M · loan HK$7.50M · min. income ≈ HK$80,230/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,223
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$37,350
−HK$1,145/mo
Today · 4.125%
HK$38,495
baseline
▲ 0.50% · 4.625%
HK$40,837
+HK$2,342/mo
Deposit HK$883K · loan HK$7.94M · min. income ≈ HK$76,990/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,298
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$41,379
−HK$1,096/mo
Today · 4.125%
HK$42,475
baseline
▲ 0.50% · 4.625%
HK$44,714
+HK$2,239/mo
Deposit HK$883K · loan HK$7.94M · min. income ≈ HK$84,950/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,759 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).