▼ 0.50% · 3.625%
HK$15,652
−HK$982/mo
▼ 0.25% · 3.875%
HK$16,139
−HK$495/mo
Today · 4.125%
HK$16,634
baseline
▲ 0.50% · 4.625%
HK$17,646
+HK$1,012/mo
Deposit HK$3.43M · loan HK$3.43M · min. income ≈ HK$33,268/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$205,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,413
−HK$941/mo
▼ 0.25% · 3.875%
HK$17,880
−HK$474/mo
Today · 4.125%
HK$18,354
baseline
▲ 0.50% · 4.625%
HK$19,321
+HK$967/mo
Deposit HK$3.43M · loan HK$3.43M · min. income ≈ HK$36,708/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$205,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,217
−HK$1,080/mo
▼ 0.25% · 3.875%
HK$17,753
−HK$544/mo
Today · 4.125%
HK$18,297
baseline
▲ 0.50% · 4.625%
HK$19,410
+HK$1,113/mo
Deposit HK$3.09M · loan HK$3.78M · min. income ≈ HK$36,594/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$205,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,154
−HK$1,035/mo
▼ 0.25% · 3.875%
HK$19,668
−HK$521/mo
Today · 4.125%
HK$20,189
baseline
▲ 0.50% · 4.625%
HK$21,253
+HK$1,064/mo
Deposit HK$3.09M · loan HK$3.78M · min. income ≈ HK$40,378/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$205,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,783
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$19,367
−HK$593/mo
Today · 4.125%
HK$19,960
baseline
▲ 0.50% · 4.625%
HK$21,175
+HK$1,215/mo
Deposit HK$2.75M · loan HK$4.12M · min. income ≈ HK$39,920/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$205,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,895
−HK$1,129/mo
▼ 0.25% · 3.875%
HK$21,456
−HK$568/mo
Today · 4.125%
HK$22,024
baseline
▲ 0.50% · 4.625%
HK$23,185
+HK$1,161/mo
Deposit HK$2.75M · loan HK$4.12M · min. income ≈ HK$44,048/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$205,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,348
−HK$1,276/mo
▼ 0.25% · 3.875%
HK$20,981
−HK$643/mo
Today · 4.125%
HK$21,624
baseline
▲ 0.50% · 4.625%
HK$22,940
+HK$1,316/mo
Deposit HK$2.40M · loan HK$4.46M · min. income ≈ HK$43,248/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$205,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,637
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$23,244
−HK$616/mo
Today · 4.125%
HK$23,860
baseline
▲ 0.50% · 4.625%
HK$25,117
+HK$1,257/mo
Deposit HK$2.40M · loan HK$4.46M · min. income ≈ HK$47,720/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$205,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,913
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$22,595
−HK$692/mo
Today · 4.125%
HK$23,287
baseline
▲ 0.50% · 4.625%
HK$24,704
+HK$1,417/mo
Deposit HK$2.06M · loan HK$4.80M · min. income ≈ HK$46,574/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$205,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,378
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$25,032
−HK$663/mo
Today · 4.125%
HK$25,695
baseline
▲ 0.50% · 4.625%
HK$27,049
+HK$1,354/mo
Deposit HK$2.06M · loan HK$4.80M · min. income ≈ HK$51,390/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$205,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,478
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$24,208
−HK$742/mo
Today · 4.125%
HK$24,950
baseline
▲ 0.50% · 4.625%
HK$26,469
+HK$1,519/mo
Deposit HK$1.72M · loan HK$5.15M · min. income ≈ HK$49,900/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$205,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,119
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$26,820
−HK$710/mo
Today · 4.125%
HK$27,530
baseline
▲ 0.50% · 4.625%
HK$28,982
+HK$1,452/mo
Deposit HK$1.72M · loan HK$5.15M · min. income ≈ HK$55,060/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$205,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,043
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$25,822
−HK$792/mo
Today · 4.125%
HK$26,614
baseline
▲ 0.50% · 4.625%
HK$28,233
+HK$1,619/mo
Deposit HK$1.37M · loan HK$5.49M · min. income ≈ HK$53,228/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$205,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,861
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$28,608
−HK$758/mo
Today · 4.125%
HK$29,366
baseline
▲ 0.50% · 4.625%
HK$30,914
+HK$1,548/mo
Deposit HK$1.37M · loan HK$5.49M · min. income ≈ HK$58,732/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$205,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,609
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$27,436
−HK$841/mo
Today · 4.125%
HK$28,277
baseline
▲ 0.50% · 4.625%
HK$29,998
+HK$1,721/mo
Deposit HK$1.03M · loan HK$5.83M · min. income ≈ HK$56,554/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$205,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,602
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$30,396
−HK$805/mo
Today · 4.125%
HK$31,201
baseline
▲ 0.50% · 4.625%
HK$32,846
+HK$1,645/mo
Deposit HK$1.03M · loan HK$5.83M · min. income ≈ HK$62,402/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$205,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,174
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$29,050
−HK$891/mo
Today · 4.125%
HK$29,941
baseline
▲ 0.50% · 4.625%
HK$31,762
+HK$1,821/mo
Deposit HK$686K · loan HK$6.18M · min. income ≈ HK$59,882/mo (50% DSR)
Upfront cash ≈ HK$892K (deposit + AVD stamp duty HK$205,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,343
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$32,184
−HK$852/mo
Today · 4.125%
HK$33,036
baseline
▲ 0.50% · 4.625%
HK$34,778
+HK$1,742/mo
Deposit HK$686K · loan HK$6.18M · min. income ≈ HK$66,072/mo (50% DSR)
Upfront cash ≈ HK$892K (deposit + AVD stamp duty HK$205,926 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).