▼ 0.50% · 3.625%
HK$20,912
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$21,563
−HK$661/mo
Today · 4.125%
HK$22,224
baseline
▲ 0.50% · 4.625%
HK$23,576
+HK$1,352/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$44,448/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$287,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,265
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$23,889
−HK$633/mo
Today · 4.125%
HK$24,522
baseline
▲ 0.50% · 4.625%
HK$25,814
+HK$1,292/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$49,044/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$287,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,003
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$23,719
−HK$727/mo
Today · 4.125%
HK$24,446
baseline
▲ 0.50% · 4.625%
HK$25,933
+HK$1,487/mo
Deposit HK$4.13M · loan HK$5.04M · min. income ≈ HK$48,892/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$287,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,591
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$26,277
−HK$697/mo
Today · 4.125%
HK$26,974
baseline
▲ 0.50% · 4.625%
HK$28,396
+HK$1,422/mo
Deposit HK$4.13M · loan HK$5.04M · min. income ≈ HK$53,948/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$287,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,095
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$25,875
−HK$793/mo
Today · 4.125%
HK$26,668
baseline
▲ 0.50% · 4.625%
HK$28,291
+HK$1,623/mo
Deposit HK$3.67M · loan HK$5.50M · min. income ≈ HK$53,336/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$287,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,918
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$28,666
−HK$760/mo
Today · 4.125%
HK$29,426
baseline
▲ 0.50% · 4.625%
HK$30,977
+HK$1,551/mo
Deposit HK$3.67M · loan HK$5.50M · min. income ≈ HK$58,852/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$287,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,186
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$28,032
−HK$859/mo
Today · 4.125%
HK$28,891
baseline
▲ 0.50% · 4.625%
HK$30,649
+HK$1,758/mo
Deposit HK$3.21M · loan HK$5.96M · min. income ≈ HK$57,782/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$287,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,244
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$31,055
−HK$823/mo
Today · 4.125%
HK$31,878
baseline
▲ 0.50% · 4.625%
HK$33,558
+HK$1,680/mo
Deposit HK$3.21M · loan HK$5.96M · min. income ≈ HK$63,756/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$287,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,277
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$30,188
−HK$925/mo
Today · 4.125%
HK$31,113
baseline
▲ 0.50% · 4.625%
HK$33,006
+HK$1,893/mo
Deposit HK$2.75M · loan HK$6.42M · min. income ≈ HK$62,226/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$287,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,571
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$33,444
−HK$886/mo
Today · 4.125%
HK$34,330
baseline
▲ 0.50% · 4.625%
HK$36,140
+HK$1,810/mo
Deposit HK$2.75M · loan HK$6.42M · min. income ≈ HK$68,660/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$287,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,368
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$32,344
−HK$991/mo
Today · 4.125%
HK$33,335
baseline
▲ 0.50% · 4.625%
HK$35,364
+HK$2,029/mo
Deposit HK$2.29M · loan HK$6.88M · min. income ≈ HK$66,670/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$287,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,897
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$35,833
−HK$949/mo
Today · 4.125%
HK$36,782
baseline
▲ 0.50% · 4.625%
HK$38,721
+HK$1,939/mo
Deposit HK$2.29M · loan HK$6.88M · min. income ≈ HK$73,564/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$287,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,460
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$34,500
−HK$1,058/mo
Today · 4.125%
HK$35,558
baseline
▲ 0.50% · 4.625%
HK$37,721
+HK$2,163/mo
Deposit HK$1.83M · loan HK$7.34M · min. income ≈ HK$71,116/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$287,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,223
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$38,222
−HK$1,013/mo
Today · 4.125%
HK$39,235
baseline
▲ 0.50% · 4.625%
HK$41,303
+HK$2,068/mo
Deposit HK$1.83M · loan HK$7.34M · min. income ≈ HK$78,470/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$287,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,551
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$36,657
−HK$1,123/mo
Today · 4.125%
HK$37,780
baseline
▲ 0.50% · 4.625%
HK$40,079
+HK$2,299/mo
Deposit HK$1.38M · loan HK$7.80M · min. income ≈ HK$75,560/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$287,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,550
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$40,611
−HK$1,076/mo
Today · 4.125%
HK$41,687
baseline
▲ 0.50% · 4.625%
HK$43,884
+HK$2,197/mo
Deposit HK$1.38M · loan HK$7.80M · min. income ≈ HK$83,374/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$287,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,642
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$38,813
−HK$1,190/mo
Today · 4.125%
HK$40,003
baseline
▲ 0.50% · 4.625%
HK$42,437
+HK$2,434/mo
Deposit HK$917K · loan HK$8.25M · min. income ≈ HK$80,006/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$287,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,876
−HK$2,263/mo
▼ 0.25% · 3.875%
HK$43,000
−HK$1,139/mo
Today · 4.125%
HK$44,139
baseline
▲ 0.50% · 4.625%
HK$46,465
+HK$2,326/mo
Deposit HK$917K · loan HK$8.25M · min. income ≈ HK$88,278/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$287,101 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).