▼ 0.50% · 3.625%
HK$13,714
−HK$860/mo
▼ 0.25% · 3.875%
HK$14,140
−HK$434/mo
Today · 4.125%
HK$14,574
baseline
▲ 0.50% · 4.625%
HK$15,460
+HK$886/mo
Deposit HK$3.01M · loan HK$3.01M · min. income ≈ HK$29,148/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$136,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,256
−HK$824/mo
▼ 0.25% · 3.875%
HK$15,665
−HK$415/mo
Today · 4.125%
HK$16,080
baseline
▲ 0.50% · 4.625%
HK$16,928
+HK$848/mo
Deposit HK$3.01M · loan HK$3.01M · min. income ≈ HK$32,160/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$136,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,085
−HK$946/mo
▼ 0.25% · 3.875%
HK$15,554
−HK$477/mo
Today · 4.125%
HK$16,031
baseline
▲ 0.50% · 4.625%
HK$17,006
+HK$975/mo
Deposit HK$2.71M · loan HK$3.31M · min. income ≈ HK$32,062/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$136,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,782
−HK$907/mo
▼ 0.25% · 3.875%
HK$17,232
−HK$457/mo
Today · 4.125%
HK$17,689
baseline
▲ 0.50% · 4.625%
HK$18,621
+HK$932/mo
Deposit HK$2.71M · loan HK$3.31M · min. income ≈ HK$35,378/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$136,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,456
−HK$1,032/mo
▼ 0.25% · 3.875%
HK$16,968
−HK$520/mo
Today · 4.125%
HK$17,488
baseline
▲ 0.50% · 4.625%
HK$18,552
+HK$1,064/mo
Deposit HK$2.41M · loan HK$3.61M · min. income ≈ HK$34,976/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$136,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,307
−HK$990/mo
▼ 0.25% · 3.875%
HK$18,798
−HK$499/mo
Today · 4.125%
HK$19,297
baseline
▲ 0.50% · 4.625%
HK$20,314
+HK$1,017/mo
Deposit HK$2.41M · loan HK$3.61M · min. income ≈ HK$38,594/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$136,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,828
−HK$1,118/mo
▼ 0.25% · 3.875%
HK$18,382
−HK$564/mo
Today · 4.125%
HK$18,946
baseline
▲ 0.50% · 4.625%
HK$20,098
+HK$1,152/mo
Deposit HK$2.10M · loan HK$3.91M · min. income ≈ HK$37,892/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$136,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,833
−HK$1,072/mo
▼ 0.25% · 3.875%
HK$20,365
−HK$540/mo
Today · 4.125%
HK$20,905
baseline
▲ 0.50% · 4.625%
HK$22,007
+HK$1,102/mo
Deposit HK$2.10M · loan HK$3.91M · min. income ≈ HK$41,810/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$136,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,199
−HK$1,204/mo
▼ 0.25% · 3.875%
HK$19,796
−HK$607/mo
Today · 4.125%
HK$20,403
baseline
▲ 0.50% · 4.625%
HK$21,644
+HK$1,241/mo
Deposit HK$1.80M · loan HK$4.21M · min. income ≈ HK$40,806/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$136,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,359
−HK$1,154/mo
▼ 0.25% · 3.875%
HK$21,932
−HK$581/mo
Today · 4.125%
HK$22,513
baseline
▲ 0.50% · 4.625%
HK$23,699
+HK$1,186/mo
Deposit HK$1.80M · loan HK$4.21M · min. income ≈ HK$45,026/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$136,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,570
−HK$1,290/mo
▼ 0.25% · 3.875%
HK$21,210
−HK$650/mo
Today · 4.125%
HK$21,860
baseline
▲ 0.50% · 4.625%
HK$23,190
+HK$1,330/mo
Deposit HK$1.50M · loan HK$4.51M · min. income ≈ HK$43,720/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$136,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,884
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$23,498
−HK$623/mo
Today · 4.125%
HK$24,121
baseline
▲ 0.50% · 4.625%
HK$25,392
+HK$1,271/mo
Deposit HK$1.50M · loan HK$4.51M · min. income ≈ HK$48,242/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$136,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,942
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$22,624
−HK$694/mo
Today · 4.125%
HK$23,318
baseline
▲ 0.50% · 4.625%
HK$24,736
+HK$1,418/mo
Deposit HK$1.20M · loan HK$4.81M · min. income ≈ HK$46,636/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$136,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,410
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$25,065
−HK$664/mo
Today · 4.125%
HK$25,729
baseline
▲ 0.50% · 4.625%
HK$27,085
+HK$1,356/mo
Deposit HK$1.20M · loan HK$4.81M · min. income ≈ HK$51,458/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$136,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,313
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$24,038
−HK$737/mo
Today · 4.125%
HK$24,775
baseline
▲ 0.50% · 4.625%
HK$26,283
+HK$1,508/mo
Deposit HK$902K · loan HK$5.11M · min. income ≈ HK$49,550/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$136,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,936
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$26,631
−HK$706/mo
Today · 4.125%
HK$27,337
baseline
▲ 0.50% · 4.625%
HK$28,778
+HK$1,441/mo
Deposit HK$902K · loan HK$5.11M · min. income ≈ HK$54,674/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$136,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,684
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$25,452
−HK$780/mo
Today · 4.125%
HK$26,232
baseline
▲ 0.50% · 4.625%
HK$27,829
+HK$1,597/mo
Deposit HK$601K · loan HK$5.41M · min. income ≈ HK$52,464/mo (50% DSR)
Upfront cash ≈ HK$738K (deposit + AVD stamp duty HK$136,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,461
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$28,198
−HK$747/mo
Today · 4.125%
HK$28,945
baseline
▲ 0.50% · 4.625%
HK$30,471
+HK$1,526/mo
Deposit HK$601K · loan HK$5.41M · min. income ≈ HK$57,890/mo (50% DSR)
Upfront cash ≈ HK$738K (deposit + AVD stamp duty HK$136,405 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).