▼ 0.50% · 3.625%
HK$21,668
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$22,342
−HK$685/mo
Today · 4.125%
HK$23,027
baseline
▲ 0.50% · 4.625%
HK$24,428
+HK$1,401/mo
Deposit HK$4.75M · loan HK$4.75M · min. income ≈ HK$46,054/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$320,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,106
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$24,752
−HK$656/mo
Today · 4.125%
HK$25,408
baseline
▲ 0.50% · 4.625%
HK$26,747
+HK$1,339/mo
Deposit HK$4.75M · loan HK$4.75M · min. income ≈ HK$50,816/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$320,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,835
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$24,577
−HK$753/mo
Today · 4.125%
HK$25,330
baseline
▲ 0.50% · 4.625%
HK$26,871
+HK$1,541/mo
Deposit HK$4.28M · loan HK$5.23M · min. income ≈ HK$50,660/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$320,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,516
−HK$1,433/mo
▼ 0.25% · 3.875%
HK$27,227
−HK$722/mo
Today · 4.125%
HK$27,949
baseline
▲ 0.50% · 4.625%
HK$29,422
+HK$1,473/mo
Deposit HK$4.28M · loan HK$5.23M · min. income ≈ HK$55,898/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$320,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,002
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$26,811
−HK$821/mo
Today · 4.125%
HK$27,632
baseline
▲ 0.50% · 4.625%
HK$29,314
+HK$1,682/mo
Deposit HK$3.80M · loan HK$5.70M · min. income ≈ HK$55,264/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$320,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,927
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$29,703
−HK$787/mo
Today · 4.125%
HK$30,490
baseline
▲ 0.50% · 4.625%
HK$32,097
+HK$1,607/mo
Deposit HK$3.80M · loan HK$5.70M · min. income ≈ HK$60,980/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$320,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,169
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$29,045
−HK$890/mo
Today · 4.125%
HK$29,935
baseline
▲ 0.50% · 4.625%
HK$31,757
+HK$1,822/mo
Deposit HK$3.33M · loan HK$6.18M · min. income ≈ HK$59,870/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$320,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,337
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$32,178
−HK$853/mo
Today · 4.125%
HK$33,031
baseline
▲ 0.50% · 4.625%
HK$34,772
+HK$1,741/mo
Deposit HK$3.33M · loan HK$6.18M · min. income ≈ HK$66,062/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$320,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,336
−HK$1,902/mo
▼ 0.25% · 3.875%
HK$31,279
−HK$959/mo
Today · 4.125%
HK$32,238
baseline
▲ 0.50% · 4.625%
HK$34,199
+HK$1,961/mo
Deposit HK$2.85M · loan HK$6.65M · min. income ≈ HK$64,476/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$320,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,748
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$34,653
−HK$918/mo
Today · 4.125%
HK$35,571
baseline
▲ 0.50% · 4.625%
HK$37,446
+HK$1,875/mo
Deposit HK$2.85M · loan HK$6.65M · min. income ≈ HK$71,142/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$320,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,502
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$33,513
−HK$1,028/mo
Today · 4.125%
HK$34,541
baseline
▲ 0.50% · 4.625%
HK$36,642
+HK$2,101/mo
Deposit HK$2.38M · loan HK$7.13M · min. income ≈ HK$69,082/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$320,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,159
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$37,128
−HK$984/mo
Today · 4.125%
HK$38,112
baseline
▲ 0.50% · 4.625%
HK$40,121
+HK$2,009/mo
Deposit HK$2.38M · loan HK$7.13M · min. income ≈ HK$76,224/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$320,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,669
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$35,748
−HK$1,095/mo
Today · 4.125%
HK$36,843
baseline
▲ 0.50% · 4.625%
HK$39,085
+HK$2,242/mo
Deposit HK$1.90M · loan HK$7.60M · min. income ≈ HK$73,686/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$320,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,569
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$39,604
−HK$1,049/mo
Today · 4.125%
HK$40,653
baseline
▲ 0.50% · 4.625%
HK$42,796
+HK$2,143/mo
Deposit HK$1.90M · loan HK$7.60M · min. income ≈ HK$81,306/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$320,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,836
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$37,982
−HK$1,164/mo
Today · 4.125%
HK$39,146
baseline
▲ 0.50% · 4.625%
HK$41,528
+HK$2,382/mo
Deposit HK$1.43M · loan HK$8.08M · min. income ≈ HK$78,292/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$320,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,980
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$42,079
−HK$1,115/mo
Today · 4.125%
HK$43,194
baseline
▲ 0.50% · 4.625%
HK$45,471
+HK$2,277/mo
Deposit HK$1.43M · loan HK$8.08M · min. income ≈ HK$86,388/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$320,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,003
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$40,216
−HK$1,233/mo
Today · 4.125%
HK$41,449
baseline
▲ 0.50% · 4.625%
HK$43,971
+HK$2,522/mo
Deposit HK$950K · loan HK$8.55M · min. income ≈ HK$82,898/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$320,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,390
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$44,554
−HK$1,181/mo
Today · 4.125%
HK$45,735
baseline
▲ 0.50% · 4.625%
HK$48,145
+HK$2,410/mo
Deposit HK$950K · loan HK$8.55M · min. income ≈ HK$91,470/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$320,256 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).