▼ 0.50% · 3.625%
HK$20,123
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$20,749
−HK$636/mo
Today · 4.125%
HK$21,385
baseline
▲ 0.50% · 4.625%
HK$22,686
+HK$1,301/mo
Deposit HK$4.41M · loan HK$4.41M · min. income ≈ HK$42,770/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$264,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,386
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$22,987
−HK$609/mo
Today · 4.125%
HK$23,596
baseline
▲ 0.50% · 4.625%
HK$24,840
+HK$1,244/mo
Deposit HK$4.41M · loan HK$4.41M · min. income ≈ HK$47,192/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$264,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,135
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$22,824
−HK$699/mo
Today · 4.125%
HK$23,523
baseline
▲ 0.50% · 4.625%
HK$24,954
+HK$1,431/mo
Deposit HK$3.97M · loan HK$4.85M · min. income ≈ HK$47,046/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$264,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,625
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$25,285
−HK$670/mo
Today · 4.125%
HK$25,955
baseline
▲ 0.50% · 4.625%
HK$27,324
+HK$1,369/mo
Deposit HK$3.97M · loan HK$4.85M · min. income ≈ HK$51,910/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$264,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,147
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$24,898
−HK$764/mo
Today · 4.125%
HK$25,662
baseline
▲ 0.50% · 4.625%
HK$27,223
+HK$1,561/mo
Deposit HK$3.53M · loan HK$5.29M · min. income ≈ HK$51,324/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,864
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$27,584
−HK$731/mo
Today · 4.125%
HK$28,315
baseline
▲ 0.50% · 4.625%
HK$29,808
+HK$1,493/mo
Deposit HK$3.53M · loan HK$5.29M · min. income ≈ HK$56,630/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,160
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$26,973
−HK$827/mo
Today · 4.125%
HK$27,800
baseline
▲ 0.50% · 4.625%
HK$29,492
+HK$1,692/mo
Deposit HK$3.09M · loan HK$5.74M · min. income ≈ HK$55,600/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,102
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$29,883
−HK$792/mo
Today · 4.125%
HK$30,675
baseline
▲ 0.50% · 4.625%
HK$32,292
+HK$1,617/mo
Deposit HK$3.09M · loan HK$5.74M · min. income ≈ HK$61,350/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,172
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$29,048
−HK$891/mo
Today · 4.125%
HK$29,939
baseline
▲ 0.50% · 4.625%
HK$31,760
+HK$1,821/mo
Deposit HK$2.65M · loan HK$6.18M · min. income ≈ HK$59,878/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,341
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$32,182
−HK$852/mo
Today · 4.125%
HK$33,034
baseline
▲ 0.50% · 4.625%
HK$34,775
+HK$1,741/mo
Deposit HK$2.65M · loan HK$6.18M · min. income ≈ HK$66,068/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,184
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$31,123
−HK$954/mo
Today · 4.125%
HK$32,077
baseline
▲ 0.50% · 4.625%
HK$34,029
+HK$1,952/mo
Deposit HK$2.21M · loan HK$6.62M · min. income ≈ HK$64,154/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,580
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$34,480
−HK$914/mo
Today · 4.125%
HK$35,394
baseline
▲ 0.50% · 4.625%
HK$37,259
+HK$1,865/mo
Deposit HK$2.21M · loan HK$6.62M · min. income ≈ HK$70,788/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,196
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$33,198
−HK$1,017/mo
Today · 4.125%
HK$34,215
baseline
▲ 0.50% · 4.625%
HK$36,297
+HK$2,082/mo
Deposit HK$1.76M · loan HK$7.06M · min. income ≈ HK$68,430/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,818
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$36,779
−HK$974/mo
Today · 4.125%
HK$37,753
baseline
▲ 0.50% · 4.625%
HK$39,743
+HK$1,990/mo
Deposit HK$1.76M · loan HK$7.06M · min. income ≈ HK$75,506/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,209
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$35,273
−HK$1,081/mo
Today · 4.125%
HK$36,354
baseline
▲ 0.50% · 4.625%
HK$38,566
+HK$2,212/mo
Deposit HK$1.32M · loan HK$7.50M · min. income ≈ HK$72,708/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,057
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$39,078
−HK$1,035/mo
Today · 4.125%
HK$40,113
baseline
▲ 0.50% · 4.625%
HK$42,227
+HK$2,114/mo
Deposit HK$1.32M · loan HK$7.50M · min. income ≈ HK$80,226/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,221
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$37,348
−HK$1,144/mo
Today · 4.125%
HK$38,492
baseline
▲ 0.50% · 4.625%
HK$40,835
+HK$2,343/mo
Deposit HK$882K · loan HK$7.94M · min. income ≈ HK$76,984/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,296
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$41,376
−HK$1,097/mo
Today · 4.125%
HK$42,473
baseline
▲ 0.50% · 4.625%
HK$44,711
+HK$2,238/mo
Deposit HK$882K · loan HK$7.94M · min. income ≈ HK$84,946/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,744 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).