▼ 0.50% · 3.625%
HK$21,818
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$22,497
−HK$690/mo
Today · 4.125%
HK$23,187
baseline
▲ 0.50% · 4.625%
HK$24,597
+HK$1,410/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$46,374/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$326,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,273
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$24,924
−HK$660/mo
Today · 4.125%
HK$25,584
baseline
▲ 0.50% · 4.625%
HK$26,933
+HK$1,349/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$51,168/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$326,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,000
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$24,747
−HK$758/mo
Today · 4.125%
HK$25,505
baseline
▲ 0.50% · 4.625%
HK$27,057
+HK$1,552/mo
Deposit HK$4.31M · loan HK$5.26M · min. income ≈ HK$51,010/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$326,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,700
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$27,416
−HK$726/mo
Today · 4.125%
HK$28,142
baseline
▲ 0.50% · 4.625%
HK$29,626
+HK$1,484/mo
Deposit HK$4.31M · loan HK$5.26M · min. income ≈ HK$56,284/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$326,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,182
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$26,996
−HK$828/mo
Today · 4.125%
HK$27,824
baseline
▲ 0.50% · 4.625%
HK$29,517
+HK$1,693/mo
Deposit HK$3.83M · loan HK$5.74M · min. income ≈ HK$55,648/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$326,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,127
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$29,908
−HK$793/mo
Today · 4.125%
HK$30,701
baseline
▲ 0.50% · 4.625%
HK$32,319
+HK$1,618/mo
Deposit HK$3.83M · loan HK$5.74M · min. income ≈ HK$61,402/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$326,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,364
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$29,246
−HK$896/mo
Today · 4.125%
HK$30,142
baseline
▲ 0.50% · 4.625%
HK$31,977
+HK$1,835/mo
Deposit HK$3.35M · loan HK$6.22M · min. income ≈ HK$60,284/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$326,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,554
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$32,401
−HK$858/mo
Today · 4.125%
HK$33,259
baseline
▲ 0.50% · 4.625%
HK$35,012
+HK$1,753/mo
Deposit HK$3.35M · loan HK$6.22M · min. income ≈ HK$66,518/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$326,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,546
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$31,496
−HK$965/mo
Today · 4.125%
HK$32,461
baseline
▲ 0.50% · 4.625%
HK$34,436
+HK$1,975/mo
Deposit HK$2.87M · loan HK$6.70M · min. income ≈ HK$64,922/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$326,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,982
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$34,893
−HK$925/mo
Today · 4.125%
HK$35,818
baseline
▲ 0.50% · 4.625%
HK$37,706
+HK$1,888/mo
Deposit HK$2.87M · loan HK$6.70M · min. income ≈ HK$71,636/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$326,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,727
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$33,746
−HK$1,034/mo
Today · 4.125%
HK$34,780
baseline
▲ 0.50% · 4.625%
HK$36,896
+HK$2,116/mo
Deposit HK$2.39M · loan HK$7.18M · min. income ≈ HK$69,560/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$326,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,409
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$37,385
−HK$991/mo
Today · 4.125%
HK$38,376
baseline
▲ 0.50% · 4.625%
HK$40,399
+HK$2,023/mo
Deposit HK$2.39M · loan HK$7.18M · min. income ≈ HK$76,752/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$326,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,909
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$35,995
−HK$1,103/mo
Today · 4.125%
HK$37,098
baseline
▲ 0.50% · 4.625%
HK$39,356
+HK$2,258/mo
Deposit HK$1.91M · loan HK$7.65M · min. income ≈ HK$74,196/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$326,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,836
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$39,878
−HK$1,056/mo
Today · 4.125%
HK$40,934
baseline
▲ 0.50% · 4.625%
HK$43,092
+HK$2,158/mo
Deposit HK$1.91M · loan HK$7.65M · min. income ≈ HK$81,868/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$326,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,091
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$38,245
−HK$1,172/mo
Today · 4.125%
HK$39,417
baseline
▲ 0.50% · 4.625%
HK$41,816
+HK$2,399/mo
Deposit HK$1.44M · loan HK$8.13M · min. income ≈ HK$78,834/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$326,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,264
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$42,370
−HK$1,123/mo
Today · 4.125%
HK$43,493
baseline
▲ 0.50% · 4.625%
HK$45,785
+HK$2,292/mo
Deposit HK$1.44M · loan HK$8.13M · min. income ≈ HK$86,986/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$326,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,273
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$40,495
−HK$1,241/mo
Today · 4.125%
HK$41,736
baseline
▲ 0.50% · 4.625%
HK$44,275
+HK$2,539/mo
Deposit HK$957K · loan HK$8.61M · min. income ≈ HK$83,472/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$326,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,691
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$44,863
−HK$1,188/mo
Today · 4.125%
HK$46,051
baseline
▲ 0.50% · 4.625%
HK$48,479
+HK$2,428/mo
Deposit HK$957K · loan HK$8.61M · min. income ≈ HK$92,102/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$326,837 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).