▼ 0.50% · 3.625%
HK$20,455
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$21,091
−HK$646/mo
Today · 4.125%
HK$21,737
baseline
▲ 0.50% · 4.625%
HK$23,060
+HK$1,323/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$43,474/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$269,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,756
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$23,366
−HK$619/mo
Today · 4.125%
HK$23,985
baseline
▲ 0.50% · 4.625%
HK$25,249
+HK$1,264/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$47,970/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$269,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,500
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$23,200
−HK$711/mo
Today · 4.125%
HK$23,911
baseline
▲ 0.50% · 4.625%
HK$25,366
+HK$1,455/mo
Deposit HK$4.04M · loan HK$4.93M · min. income ≈ HK$47,822/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,031
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$25,702
−HK$681/mo
Today · 4.125%
HK$26,383
baseline
▲ 0.50% · 4.625%
HK$27,774
+HK$1,391/mo
Deposit HK$4.04M · loan HK$4.93M · min. income ≈ HK$52,766/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,546
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$25,309
−HK$776/mo
Today · 4.125%
HK$26,085
baseline
▲ 0.50% · 4.625%
HK$27,672
+HK$1,587/mo
Deposit HK$3.59M · loan HK$5.38M · min. income ≈ HK$52,170/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,307
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$28,039
−HK$743/mo
Today · 4.125%
HK$28,782
baseline
▲ 0.50% · 4.625%
HK$30,299
+HK$1,517/mo
Deposit HK$3.59M · loan HK$5.38M · min. income ≈ HK$57,564/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,591
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$27,418
−HK$840/mo
Today · 4.125%
HK$28,258
baseline
▲ 0.50% · 4.625%
HK$29,978
+HK$1,720/mo
Deposit HK$3.14M · loan HK$5.83M · min. income ≈ HK$56,516/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,582
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$30,376
−HK$804/mo
Today · 4.125%
HK$31,180
baseline
▲ 0.50% · 4.625%
HK$32,824
+HK$1,644/mo
Deposit HK$3.14M · loan HK$5.83M · min. income ≈ HK$62,360/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,636
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$29,527
−HK$905/mo
Today · 4.125%
HK$30,432
baseline
▲ 0.50% · 4.625%
HK$32,284
+HK$1,852/mo
Deposit HK$2.69M · loan HK$6.28M · min. income ≈ HK$60,864/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,858
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$32,712
−HK$867/mo
Today · 4.125%
HK$33,579
baseline
▲ 0.50% · 4.625%
HK$35,349
+HK$1,770/mo
Deposit HK$2.69M · loan HK$6.28M · min. income ≈ HK$67,158/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,682
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$31,636
−HK$970/mo
Today · 4.125%
HK$32,606
baseline
▲ 0.50% · 4.625%
HK$34,590
+HK$1,984/mo
Deposit HK$2.24M · loan HK$6.73M · min. income ≈ HK$65,212/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$269,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,133
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$35,049
−HK$928/mo
Today · 4.125%
HK$35,977
baseline
▲ 0.50% · 4.625%
HK$37,874
+HK$1,897/mo
Deposit HK$2.24M · loan HK$6.73M · min. income ≈ HK$71,954/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$269,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,727
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$33,745
−HK$1,035/mo
Today · 4.125%
HK$34,780
baseline
▲ 0.50% · 4.625%
HK$36,896
+HK$2,116/mo
Deposit HK$1.79M · loan HK$7.18M · min. income ≈ HK$69,560/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$269,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,409
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$37,385
−HK$991/mo
Today · 4.125%
HK$38,376
baseline
▲ 0.50% · 4.625%
HK$40,399
+HK$2,023/mo
Deposit HK$1.79M · loan HK$7.18M · min. income ≈ HK$76,752/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$269,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,773
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$35,854
−HK$1,099/mo
Today · 4.125%
HK$36,953
baseline
▲ 0.50% · 4.625%
HK$39,202
+HK$2,249/mo
Deposit HK$1.35M · loan HK$7.62M · min. income ≈ HK$73,906/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$269,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,684
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$39,722
−HK$1,052/mo
Today · 4.125%
HK$40,774
baseline
▲ 0.50% · 4.625%
HK$42,924
+HK$2,150/mo
Deposit HK$1.35M · loan HK$7.62M · min. income ≈ HK$81,548/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$269,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,818
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$37,964
−HK$1,163/mo
Today · 4.125%
HK$39,127
baseline
▲ 0.50% · 4.625%
HK$41,508
+HK$2,381/mo
Deposit HK$897K · loan HK$8.07M · min. income ≈ HK$78,254/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,960
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$42,059
−HK$1,114/mo
Today · 4.125%
HK$43,173
baseline
▲ 0.50% · 4.625%
HK$45,449
+HK$2,276/mo
Deposit HK$897K · loan HK$8.07M · min. income ≈ HK$86,346/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,110 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).