▼ 0.50% · 3.625%
HK$22,160
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$22,850
−HK$700/mo
Today · 4.125%
HK$23,550
baseline
▲ 0.50% · 4.625%
HK$24,983
+HK$1,433/mo
Deposit HK$4.86M · loan HK$4.86M · min. income ≈ HK$47,100/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$341,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,653
−HK$1,332/mo
▼ 0.25% · 3.875%
HK$25,314
−HK$671/mo
Today · 4.125%
HK$25,985
baseline
▲ 0.50% · 4.625%
HK$27,355
+HK$1,370/mo
Deposit HK$4.86M · loan HK$4.86M · min. income ≈ HK$51,970/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$341,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,376
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$25,135
−HK$770/mo
Today · 4.125%
HK$25,905
baseline
▲ 0.50% · 4.625%
HK$27,481
+HK$1,576/mo
Deposit HK$4.37M · loan HK$5.35M · min. income ≈ HK$51,810/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$341,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,119
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$27,846
−HK$738/mo
Today · 4.125%
HK$28,584
baseline
▲ 0.50% · 4.625%
HK$30,090
+HK$1,506/mo
Deposit HK$4.37M · loan HK$5.35M · min. income ≈ HK$57,168/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$341,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,592
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$27,420
−HK$840/mo
Today · 4.125%
HK$28,260
baseline
▲ 0.50% · 4.625%
HK$29,980
+HK$1,720/mo
Deposit HK$3.89M · loan HK$5.83M · min. income ≈ HK$56,520/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$341,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,584
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$30,377
−HK$805/mo
Today · 4.125%
HK$31,182
baseline
▲ 0.50% · 4.625%
HK$32,826
+HK$1,644/mo
Deposit HK$3.89M · loan HK$5.83M · min. income ≈ HK$62,364/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$341,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,809
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$29,705
−HK$910/mo
Today · 4.125%
HK$30,615
baseline
▲ 0.50% · 4.625%
HK$32,478
+HK$1,863/mo
Deposit HK$3.40M · loan HK$6.32M · min. income ≈ HK$61,230/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$341,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,049
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$32,909
−HK$872/mo
Today · 4.125%
HK$33,781
baseline
▲ 0.50% · 4.625%
HK$35,561
+HK$1,780/mo
Deposit HK$3.40M · loan HK$6.32M · min. income ≈ HK$67,562/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$341,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,025
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$31,990
−HK$980/mo
Today · 4.125%
HK$32,970
baseline
▲ 0.50% · 4.625%
HK$34,976
+HK$2,006/mo
Deposit HK$2.92M · loan HK$6.80M · min. income ≈ HK$65,940/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$341,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,515
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$35,440
−HK$939/mo
Today · 4.125%
HK$36,379
baseline
▲ 0.50% · 4.625%
HK$38,297
+HK$1,918/mo
Deposit HK$2.92M · loan HK$6.80M · min. income ≈ HK$72,758/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$341,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,241
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$34,275
−HK$1,050/mo
Today · 4.125%
HK$35,325
baseline
▲ 0.50% · 4.625%
HK$37,475
+HK$2,150/mo
Deposit HK$2.43M · loan HK$7.29M · min. income ≈ HK$70,650/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$341,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,980
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$37,972
−HK$1,006/mo
Today · 4.125%
HK$38,978
baseline
▲ 0.50% · 4.625%
HK$41,032
+HK$2,054/mo
Deposit HK$2.43M · loan HK$7.29M · min. income ≈ HK$77,956/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$341,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,457
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$36,560
−HK$1,120/mo
Today · 4.125%
HK$37,680
baseline
▲ 0.50% · 4.625%
HK$39,973
+HK$2,293/mo
Deposit HK$1.94M · loan HK$7.77M · min. income ≈ HK$75,360/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$341,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,445
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$40,503
−HK$1,073/mo
Today · 4.125%
HK$41,576
baseline
▲ 0.50% · 4.625%
HK$43,768
+HK$2,192/mo
Deposit HK$1.94M · loan HK$7.77M · min. income ≈ HK$83,152/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$341,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,673
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$38,845
−HK$1,190/mo
Today · 4.125%
HK$40,035
baseline
▲ 0.50% · 4.625%
HK$42,471
+HK$2,436/mo
Deposit HK$1.46M · loan HK$8.26M · min. income ≈ HK$80,070/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$341,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,910
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$43,035
−HK$1,140/mo
Today · 4.125%
HK$44,175
baseline
▲ 0.50% · 4.625%
HK$46,503
+HK$2,328/mo
Deposit HK$1.46M · loan HK$8.26M · min. income ≈ HK$88,350/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$341,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,889
−HK$2,501/mo
▼ 0.25% · 3.875%
HK$41,129
−HK$1,261/mo
Today · 4.125%
HK$42,390
baseline
▲ 0.50% · 4.625%
HK$44,969
+HK$2,579/mo
Deposit HK$972K · loan HK$8.75M · min. income ≈ HK$84,780/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$341,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,376
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$45,566
−HK$1,207/mo
Today · 4.125%
HK$46,773
baseline
▲ 0.50% · 4.625%
HK$49,239
+HK$2,466/mo
Deposit HK$972K · loan HK$8.75M · min. income ≈ HK$93,546/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$341,839 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).