▼ 0.50% · 3.625%
HK$21,152
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$21,810
−HK$668/mo
Today · 4.125%
HK$22,478
baseline
▲ 0.50% · 4.625%
HK$23,846
+HK$1,368/mo
Deposit HK$4.64M · loan HK$4.64M · min. income ≈ HK$44,956/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$297,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,531
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$24,162
−HK$641/mo
Today · 4.125%
HK$24,803
baseline
▲ 0.50% · 4.625%
HK$26,110
+HK$1,307/mo
Deposit HK$4.64M · loan HK$4.64M · min. income ≈ HK$49,606/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$297,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,267
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$23,991
−HK$735/mo
Today · 4.125%
HK$24,726
baseline
▲ 0.50% · 4.625%
HK$26,231
+HK$1,505/mo
Deposit HK$4.17M · loan HK$5.10M · min. income ≈ HK$49,452/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$297,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,884
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$26,579
−HK$704/mo
Today · 4.125%
HK$27,283
baseline
▲ 0.50% · 4.625%
HK$28,721
+HK$1,438/mo
Deposit HK$4.17M · loan HK$5.10M · min. income ≈ HK$54,566/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$297,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,382
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$26,172
−HK$802/mo
Today · 4.125%
HK$26,974
baseline
▲ 0.50% · 4.625%
HK$28,615
+HK$1,641/mo
Deposit HK$3.71M · loan HK$5.57M · min. income ≈ HK$53,948/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$297,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,237
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$28,995
−HK$768/mo
Today · 4.125%
HK$29,763
baseline
▲ 0.50% · 4.625%
HK$31,332
+HK$1,569/mo
Deposit HK$3.71M · loan HK$5.57M · min. income ≈ HK$59,526/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$297,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,497
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$28,353
−HK$869/mo
Today · 4.125%
HK$29,222
baseline
▲ 0.50% · 4.625%
HK$31,000
+HK$1,778/mo
Deposit HK$3.25M · loan HK$6.03M · min. income ≈ HK$58,444/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$297,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,591
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$31,411
−HK$832/mo
Today · 4.125%
HK$32,243
baseline
▲ 0.50% · 4.625%
HK$33,943
+HK$1,700/mo
Deposit HK$3.25M · loan HK$6.03M · min. income ≈ HK$64,486/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$297,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,613
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$30,534
−HK$936/mo
Today · 4.125%
HK$31,470
baseline
▲ 0.50% · 4.625%
HK$33,384
+HK$1,914/mo
Deposit HK$2.78M · loan HK$6.49M · min. income ≈ HK$62,940/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$297,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,944
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$33,827
−HK$897/mo
Today · 4.125%
HK$34,724
baseline
▲ 0.50% · 4.625%
HK$36,554
+HK$1,830/mo
Deposit HK$2.78M · loan HK$6.49M · min. income ≈ HK$69,448/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$297,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,728
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$32,715
−HK$1,002/mo
Today · 4.125%
HK$33,717
baseline
▲ 0.50% · 4.625%
HK$35,769
+HK$2,052/mo
Deposit HK$2.32M · loan HK$6.96M · min. income ≈ HK$67,434/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$297,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,297
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$36,243
−HK$961/mo
Today · 4.125%
HK$37,204
baseline
▲ 0.50% · 4.625%
HK$39,165
+HK$1,961/mo
Deposit HK$2.32M · loan HK$6.96M · min. income ≈ HK$74,408/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$297,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,843
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$34,896
−HK$1,069/mo
Today · 4.125%
HK$35,965
baseline
▲ 0.50% · 4.625%
HK$38,154
+HK$2,189/mo
Deposit HK$1.86M · loan HK$7.42M · min. income ≈ HK$71,930/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$297,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,650
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$38,660
−HK$1,024/mo
Today · 4.125%
HK$39,684
baseline
▲ 0.50% · 4.625%
HK$41,776
+HK$2,092/mo
Deposit HK$1.86M · loan HK$7.42M · min. income ≈ HK$79,368/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$297,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,958
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$37,077
−HK$1,136/mo
Today · 4.125%
HK$38,213
baseline
▲ 0.50% · 4.625%
HK$40,538
+HK$2,325/mo
Deposit HK$1.39M · loan HK$7.88M · min. income ≈ HK$76,426/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$297,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,003
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$41,076
−HK$1,088/mo
Today · 4.125%
HK$42,164
baseline
▲ 0.50% · 4.625%
HK$44,387
+HK$2,223/mo
Deposit HK$1.39M · loan HK$7.88M · min. income ≈ HK$84,328/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$297,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,073
−HK$2,388/mo
▼ 0.25% · 3.875%
HK$39,258
−HK$1,203/mo
Today · 4.125%
HK$40,461
baseline
▲ 0.50% · 4.625%
HK$42,923
+HK$2,462/mo
Deposit HK$928K · loan HK$8.35M · min. income ≈ HK$80,922/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$297,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,356
−HK$2,289/mo
▼ 0.25% · 3.875%
HK$43,492
−HK$1,153/mo
Today · 4.125%
HK$44,645
baseline
▲ 0.50% · 4.625%
HK$46,998
+HK$2,353/mo
Deposit HK$928K · loan HK$8.35M · min. income ≈ HK$89,290/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$297,608 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).