▼ 0.50% · 3.625%
HK$21,746
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$22,423
−HK$687/mo
Today · 4.125%
HK$23,110
baseline
▲ 0.50% · 4.625%
HK$24,516
+HK$1,406/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$46,220/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$323,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,192
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$24,841
−HK$658/mo
Today · 4.125%
HK$25,499
baseline
▲ 0.50% · 4.625%
HK$26,844
+HK$1,345/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$50,998/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$323,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,921
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$24,665
−HK$756/mo
Today · 4.125%
HK$25,421
baseline
▲ 0.50% · 4.625%
HK$26,968
+HK$1,547/mo
Deposit HK$4.29M · loan HK$5.25M · min. income ≈ HK$50,842/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$323,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,612
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$27,325
−HK$724/mo
Today · 4.125%
HK$28,049
baseline
▲ 0.50% · 4.625%
HK$29,528
+HK$1,479/mo
Deposit HK$4.29M · loan HK$5.25M · min. income ≈ HK$56,098/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$323,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,095
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$26,907
−HK$825/mo
Today · 4.125%
HK$27,732
baseline
▲ 0.50% · 4.625%
HK$29,419
+HK$1,687/mo
Deposit HK$3.81M · loan HK$5.72M · min. income ≈ HK$55,464/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$323,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,031
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$29,810
−HK$789/mo
Today · 4.125%
HK$30,599
baseline
▲ 0.50% · 4.625%
HK$32,212
+HK$1,613/mo
Deposit HK$3.81M · loan HK$5.72M · min. income ≈ HK$61,198/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$323,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,270
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$29,149
−HK$894/mo
Today · 4.125%
HK$30,043
baseline
▲ 0.50% · 4.625%
HK$31,871
+HK$1,828/mo
Deposit HK$3.34M · loan HK$6.20M · min. income ≈ HK$60,086/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$323,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,450
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$32,294
−HK$855/mo
Today · 4.125%
HK$33,149
baseline
▲ 0.50% · 4.625%
HK$34,897
+HK$1,748/mo
Deposit HK$3.34M · loan HK$6.20M · min. income ≈ HK$66,298/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$323,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,445
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$31,392
−HK$962/mo
Today · 4.125%
HK$32,354
baseline
▲ 0.50% · 4.625%
HK$34,323
+HK$1,969/mo
Deposit HK$2.86M · loan HK$6.68M · min. income ≈ HK$64,708/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$323,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,869
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$34,778
−HK$921/mo
Today · 4.125%
HK$35,699
baseline
▲ 0.50% · 4.625%
HK$37,581
+HK$1,882/mo
Deposit HK$2.86M · loan HK$6.68M · min. income ≈ HK$71,398/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$323,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,619
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$33,634
−HK$1,031/mo
Today · 4.125%
HK$34,665
baseline
▲ 0.50% · 4.625%
HK$36,774
+HK$2,109/mo
Deposit HK$2.38M · loan HK$7.15M · min. income ≈ HK$69,330/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$323,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,289
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$37,262
−HK$987/mo
Today · 4.125%
HK$38,249
baseline
▲ 0.50% · 4.625%
HK$40,265
+HK$2,016/mo
Deposit HK$2.38M · loan HK$7.15M · min. income ≈ HK$76,498/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$323,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,794
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$35,876
−HK$1,100/mo
Today · 4.125%
HK$36,976
baseline
▲ 0.50% · 4.625%
HK$39,226
+HK$2,250/mo
Deposit HK$1.91M · loan HK$7.63M · min. income ≈ HK$73,952/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$323,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,708
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$39,746
−HK$1,053/mo
Today · 4.125%
HK$40,799
baseline
▲ 0.50% · 4.625%
HK$42,950
+HK$2,151/mo
Deposit HK$1.91M · loan HK$7.63M · min. income ≈ HK$81,598/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$323,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,969
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$38,119
−HK$1,168/mo
Today · 4.125%
HK$39,287
baseline
▲ 0.50% · 4.625%
HK$41,677
+HK$2,390/mo
Deposit HK$1.43M · loan HK$8.11M · min. income ≈ HK$78,574/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$323,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,127
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$42,230
−HK$1,119/mo
Today · 4.125%
HK$43,349
baseline
▲ 0.50% · 4.625%
HK$45,634
+HK$2,285/mo
Deposit HK$1.43M · loan HK$8.11M · min. income ≈ HK$86,698/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$323,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,143
−HK$2,455/mo
▼ 0.25% · 3.875%
HK$40,361
−HK$1,237/mo
Today · 4.125%
HK$41,598
baseline
▲ 0.50% · 4.625%
HK$44,129
+HK$2,531/mo
Deposit HK$954K · loan HK$8.58M · min. income ≈ HK$83,196/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$323,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,546
−HK$2,353/mo
▼ 0.25% · 3.875%
HK$44,714
−HK$1,185/mo
Today · 4.125%
HK$45,899
baseline
▲ 0.50% · 4.625%
HK$48,318
+HK$2,419/mo
Deposit HK$954K · loan HK$8.58M · min. income ≈ HK$91,798/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$323,675 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).