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At today's rate and a 90% mortgage, the deposit on this unit is about HK$335K, with repayments around HK$14,601/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$335K · loan HK$3.01M · min. income ≈ HK$29,202/mo (50% DSR)
Upfront cash ≈ HK$335K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Sha Tin Wai Station Station.
Family-friendly — 49 schools within a 1 km walk.
Everyday convenience — 47 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 42 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- 1
- Saleable Area
- 269 Saleable ft²
- Gross Area
- 385 ft²
- Efficiency
- 70%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2017-01-27 | HK$3.48M | +27.0% 3.0y · 9.0%/yr |
| 2014-01-27 | HK$2.74M | +35.6% |
| 2011-12-08 | HK$2.02M | +24.7% |
| 2010-12-07 | HK$1.62M | +68.8% |
| 2007-12-28 | HK$960K | +9.1% |
| 2007-01-16 | HK$880K | −51.1% |
| 1997-11-17 | HK$1.80M | +9.1% |
| 1997-09-29 | HK$1.65M | +50.0% |
| 1996-10-23 | HK$1.10M | — |