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At today's rate and a 90% mortgage, the deposit on this unit is about HK$342K, with repayments around HK$14,910/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$342K · loan HK$3.08M · min. income ≈ HK$29,820/mo (50% DSR)
Upfront cash ≈ HK$342K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Sha Tin Wai Station Station.
Family-friendly — 49 schools within a 1 km walk.
Everyday convenience — 47 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 42 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 28/F
- Flat
- 4
- Saleable Area
- 242 Saleable ft²
- Gross Area
- 368 ft²
- Efficiency
- 66%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-05-24 | HK$4.00M | +254.0% 10.5y · 24.0%/yr |
| 2008-11-13 | HK$1.13M | −15.0% |
| 2008-03-17 | HK$1.33M | +18.8% |
| 2008-02-13 | HK$1.12M | +13.1% |
| 2005-05-06 | HK$990K | +22.2% |
| 2005-03-09 | HK$810K | −28.3% |
| 1999-04-10 | HK$1.13M | +0.9% |
| 1998-09-10 | HK$1.12M | −21.1% |
| 1997-02-15 | HK$1.42M | — |