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At today's rate and a 90% mortgage, the deposit on this unit is about HK$342K, with repayments around HK$14,931/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$342K · loan HK$3.08M · min. income ≈ HK$29,862/mo (50% DSR)
Upfront cash ≈ HK$342K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Sha Tin Wai Station Station.
Family-friendly — 49 schools within a 1 km walk.
Everyday convenience — 47 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 42 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- 2
- Saleable Area
- 269 Saleable ft²
- Gross Area
- 385 ft²
- Efficiency
- 70%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-04-22 | HK$4.47M | +26.7% 3.5y · 8.0%/yr |
| 2016-10-17 | HK$3.53M | +45.8% 4.0y · 11.0%/yr |
| 2012-10-12 | HK$2.42M | +28.7% |
| 2011-06-14 | HK$1.88M | +23.7% |
| 2010-11-10 | HK$1.52M | +42.1% |
| 1999-08-25 | HK$1.07M | −6.1% |
| 1998-08-29 | HK$1.14M | −30.9% |
| 1997-05-08 | HK$1.65M | +33.1% |
| 1996-07-24 | HK$1.24M | — |