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At today's rate and a 90% mortgage, the deposit on this unit is about HK$326K, with repayments around HK$14,224/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$326K · loan HK$2.93M · min. income ≈ HK$28,448/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Sha Tin Wai Station Station.
Family-friendly — 49 schools within a 1 km walk.
Everyday convenience — 47 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 42 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 14/F
- Flat
- 3
- Saleable Area
- 242 Saleable ft²
- Gross Area
- 368 ft²
- Efficiency
- 66%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-09-23 | HK$4.80M | +50.9% 6.9y · 7.0%/yr |
| 2014-11-12 | HK$3.18M | +68.3% |
| 2011-07-29 | HK$1.89M | +45.4% |
| 2009-07-14 | HK$1.30M | +18.2% |
| 2009-03-25 | HK$1.10M | +25.0% |
| 2005-01-27 | HK$880K | +18.9% |
| 2004-10-23 | HK$740K | −61.7% |
| 1997-10-03 | HK$1.93M | +69.3% |
| 1996-01-30 | HK$1.14M | — |