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At today's rate and a 90% mortgage, the deposit on this unit is about HK$331K, with repayments around HK$14,438/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$331K · loan HK$2.98M · min. income ≈ HK$28,876/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Sha Tin Wai Station Station.
Family-friendly — 49 schools within a 1 km walk.
Everyday convenience — 47 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 42 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- 3
- Saleable Area
- 242 Saleable ft²
- Gross Area
- 368 ft²
- Efficiency
- 66%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-03-01 | HK$4.92M | +11.8% 2.8y · 4.0%/yr |
| 2018-05-10 | HK$4.40M | +55.5% 4.1y · 13.0%/yr |
| 2014-04-17 | HK$2.83M | +30.4% |
| 2012-04-18 | HK$2.17M | +36.5% |
| 2010-08-17 | HK$1.59M | +69.1% |
| 2007-06-06 | HK$940K | +20.5% |
| 2002-07-12 | HK$780K | +5.4% |
| 2002-02-06 | HK$740K | — |