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At today's rate and a 90% mortgage, the deposit on this unit is about HK$377K, with repayments around HK$16,449/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$377K · loan HK$3.39M · min. income ≈ HK$32,898/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Sha Tin Wai Station Station.
Family-friendly — 49 schools within a 1 km walk.
Everyday convenience — 47 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 42 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 19/F
- Flat
- 6
- Saleable Area
- 269 Saleable ft²
- Gross Area
- 385 ft²
- Efficiency
- 70%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-03-30 | HK$4.99M | −0.2% 3.7y · 0.0%/yr |
| 2018-07-23 | HK$5.00M | +163.2% 7.1y · 23.0%/yr |
| 2011-05-17 | HK$1.90M | +146.8% |
| 2004-11-19 | HK$770K | −55.7% |
| 1997-06-26 | HK$1.74M | — |