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At today's rate and a 90% mortgage, the deposit on this unit is about HK$334K, with repayments around HK$14,548/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$334K · loan HK$3.00M · min. income ≈ HK$29,096/mo (50% DSR)
Upfront cash ≈ HK$334K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Sha Tin Wai Station Station.
Family-friendly — 49 schools within a 1 km walk.
Everyday convenience — 47 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 42 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- 4
- Saleable Area
- 242 Saleable ft²
- Gross Area
- 368 ft²
- Efficiency
- 66%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-06-24 | HK$4.95M | +54.7% 4.5y · 12.0%/yr |
| 2015-12-28 | HK$3.20M | +56.1% 3.7y · 15.0%/yr |
| 2012-04-02 | HK$2.05M | +38.5% |
| 2010-08-27 | HK$1.48M | −11.9% |
| 1997-08-22 | HK$1.68M | +41.2% |
| 1996-06-11 | HK$1.19M | — |