▼ 0.50% · 3.625%
HK$2,938
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,029
−HK$93/mo
Today · 4.125%
HK$3,122
baseline
▲ 0.50% · 4.625%
HK$3,312
+HK$190/mo
Deposit HK$644K · loan HK$644K · min. income ≈ HK$6,244/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,268
−HK$177/mo
▼ 0.25% · 3.875%
HK$3,356
−HK$89/mo
Today · 4.125%
HK$3,445
baseline
▲ 0.50% · 4.625%
HK$3,627
+HK$182/mo
Deposit HK$644K · loan HK$644K · min. income ≈ HK$6,890/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,232
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,332
−HK$102/mo
Today · 4.125%
HK$3,434
baseline
▲ 0.50% · 4.625%
HK$3,643
+HK$209/mo
Deposit HK$580K · loan HK$709K · min. income ≈ HK$6,868/mo (50% DSR)
Upfront cash ≈ HK$580K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,595
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,692
−HK$98/mo
Today · 4.125%
HK$3,790
baseline
▲ 0.50% · 4.625%
HK$3,989
+HK$199/mo
Deposit HK$580K · loan HK$709K · min. income ≈ HK$7,580/mo (50% DSR)
Upfront cash ≈ HK$580K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,526
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,635
−HK$112/mo
Today · 4.125%
HK$3,747
baseline
▲ 0.50% · 4.625%
HK$3,975
+HK$228/mo
Deposit HK$515K · loan HK$773K · min. income ≈ HK$7,494/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,922
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,027
−HK$107/mo
Today · 4.125%
HK$4,134
baseline
▲ 0.50% · 4.625%
HK$4,352
+HK$218/mo
Deposit HK$515K · loan HK$773K · min. income ≈ HK$8,268/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,819
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,938
−HK$121/mo
Today · 4.125%
HK$4,059
baseline
▲ 0.50% · 4.625%
HK$4,306
+HK$247/mo
Deposit HK$451K · loan HK$837K · min. income ≈ HK$8,118/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,249
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,363
−HK$116/mo
Today · 4.125%
HK$4,479
baseline
▲ 0.50% · 4.625%
HK$4,715
+HK$236/mo
Deposit HK$451K · loan HK$837K · min. income ≈ HK$8,958/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,113
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,241
−HK$130/mo
Today · 4.125%
HK$4,371
baseline
▲ 0.50% · 4.625%
HK$4,637
+HK$266/mo
Deposit HK$387K · loan HK$902K · min. income ≈ HK$8,742/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,576
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,699
−HK$124/mo
Today · 4.125%
HK$4,823
baseline
▲ 0.50% · 4.625%
HK$5,077
+HK$254/mo
Deposit HK$387K · loan HK$902K · min. income ≈ HK$9,646/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,407
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,544
−HK$139/mo
Today · 4.125%
HK$4,683
baseline
▲ 0.50% · 4.625%
HK$4,968
+HK$285/mo
Deposit HK$322K · loan HK$966K · min. income ≈ HK$9,366/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,903
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,034
−HK$134/mo
Today · 4.125%
HK$5,168
baseline
▲ 0.50% · 4.625%
HK$5,440
+HK$272/mo
Deposit HK$322K · loan HK$966K · min. income ≈ HK$10,336/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,701
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,847
−HK$149/mo
Today · 4.125%
HK$4,996
baseline
▲ 0.50% · 4.625%
HK$5,300
+HK$304/mo
Deposit HK$258K · loan HK$1.03M · min. income ≈ HK$9,992/mo (50% DSR)
Upfront cash ≈ HK$258K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,230
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,370
−HK$142/mo
Today · 4.125%
HK$5,512
baseline
▲ 0.50% · 4.625%
HK$5,803
+HK$291/mo
Deposit HK$258K · loan HK$1.03M · min. income ≈ HK$11,024/mo (50% DSR)
Upfront cash ≈ HK$258K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,995
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,150
−HK$158/mo
Today · 4.125%
HK$5,308
baseline
▲ 0.50% · 4.625%
HK$5,631
+HK$323/mo
Deposit HK$193K · loan HK$1.10M · min. income ≈ HK$10,616/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,556
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,705
−HK$152/mo
Today · 4.125%
HK$5,857
baseline
▲ 0.50% · 4.625%
HK$6,165
+HK$308/mo
Deposit HK$193K · loan HK$1.10M · min. income ≈ HK$11,714/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,288
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,453
−HK$167/mo
Today · 4.125%
HK$5,620
baseline
▲ 0.50% · 4.625%
HK$5,962
+HK$342/mo
Deposit HK$129K · loan HK$1.16M · min. income ≈ HK$11,240/mo (50% DSR)
Upfront cash ≈ HK$129K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,883
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,041
−HK$160/mo
Today · 4.125%
HK$6,201
baseline
▲ 0.50% · 4.625%
HK$6,528
+HK$327/mo
Deposit HK$129K · loan HK$1.16M · min. income ≈ HK$12,402/mo (50% DSR)
Upfront cash ≈ HK$129K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).