▼ 0.50% · 3.625%
HK$3,273
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,374
−HK$104/mo
Today · 4.125%
HK$3,478
baseline
▲ 0.50% · 4.625%
HK$3,689
+HK$211/mo
Deposit HK$718K · loan HK$718K · min. income ≈ HK$6,956/mo (50% DSR)
Upfront cash ≈ HK$718K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,641
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,738
−HK$99/mo
Today · 4.125%
HK$3,837
baseline
▲ 0.50% · 4.625%
HK$4,040
+HK$203/mo
Deposit HK$718K · loan HK$718K · min. income ≈ HK$7,674/mo (50% DSR)
Upfront cash ≈ HK$718K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,600
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,712
−HK$114/mo
Today · 4.125%
HK$3,826
baseline
▲ 0.50% · 4.625%
HK$4,058
+HK$232/mo
Deposit HK$646K · loan HK$789K · min. income ≈ HK$7,652/mo (50% DSR)
Upfront cash ≈ HK$646K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,005
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,112
−HK$109/mo
Today · 4.125%
HK$4,221
baseline
▲ 0.50% · 4.625%
HK$4,444
+HK$223/mo
Deposit HK$646K · loan HK$789K · min. income ≈ HK$8,442/mo (50% DSR)
Upfront cash ≈ HK$646K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,927
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,049
−HK$124/mo
Today · 4.125%
HK$4,173
baseline
▲ 0.50% · 4.625%
HK$4,427
+HK$254/mo
Deposit HK$574K · loan HK$861K · min. income ≈ HK$8,346/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,369
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,486
−HK$119/mo
Today · 4.125%
HK$4,605
baseline
▲ 0.50% · 4.625%
HK$4,848
+HK$243/mo
Deposit HK$574K · loan HK$861K · min. income ≈ HK$9,210/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,254
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,387
−HK$134/mo
Today · 4.125%
HK$4,521
baseline
▲ 0.50% · 4.625%
HK$4,796
+HK$275/mo
Deposit HK$502K · loan HK$933K · min. income ≈ HK$9,042/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,733
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,860
−HK$129/mo
Today · 4.125%
HK$4,989
baseline
▲ 0.50% · 4.625%
HK$5,252
+HK$263/mo
Deposit HK$502K · loan HK$933K · min. income ≈ HK$9,978/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,582
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,724
−HK$145/mo
Today · 4.125%
HK$4,869
baseline
▲ 0.50% · 4.625%
HK$5,165
+HK$296/mo
Deposit HK$431K · loan HK$1.00M · min. income ≈ HK$9,738/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,097
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,234
−HK$138/mo
Today · 4.125%
HK$5,372
baseline
▲ 0.50% · 4.625%
HK$5,656
+HK$284/mo
Deposit HK$431K · loan HK$1.00M · min. income ≈ HK$10,744/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,909
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,062
−HK$155/mo
Today · 4.125%
HK$5,217
baseline
▲ 0.50% · 4.625%
HK$5,534
+HK$317/mo
Deposit HK$359K · loan HK$1.08M · min. income ≈ HK$10,434/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,461
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,608
−HK$148/mo
Today · 4.125%
HK$5,756
baseline
▲ 0.50% · 4.625%
HK$6,060
+HK$304/mo
Deposit HK$359K · loan HK$1.08M · min. income ≈ HK$11,512/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,236
−HK$328/mo
▼ 0.25% · 3.875%
HK$5,399
−HK$165/mo
Today · 4.125%
HK$5,564
baseline
▲ 0.50% · 4.625%
HK$5,903
+HK$339/mo
Deposit HK$287K · loan HK$1.15M · min. income ≈ HK$11,128/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,825
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,981
−HK$159/mo
Today · 4.125%
HK$6,140
baseline
▲ 0.50% · 4.625%
HK$6,463
+HK$323/mo
Deposit HK$287K · loan HK$1.15M · min. income ≈ HK$12,280/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,563
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,736
−HK$176/mo
Today · 4.125%
HK$5,912
baseline
▲ 0.50% · 4.625%
HK$6,272
+HK$360/mo
Deposit HK$215K · loan HK$1.22M · min. income ≈ HK$11,824/mo (50% DSR)
Upfront cash ≈ HK$215K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,189
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,355
−HK$169/mo
Today · 4.125%
HK$6,524
baseline
▲ 0.50% · 4.625%
HK$6,867
+HK$343/mo
Deposit HK$215K · loan HK$1.22M · min. income ≈ HK$13,048/mo (50% DSR)
Upfront cash ≈ HK$215K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,891
−HK$369/mo
▼ 0.25% · 3.875%
HK$6,074
−HK$186/mo
Today · 4.125%
HK$6,260
baseline
▲ 0.50% · 4.625%
HK$6,641
+HK$381/mo
Deposit HK$144K · loan HK$1.29M · min. income ≈ HK$12,520/mo (50% DSR)
Upfront cash ≈ HK$144K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,553
−HK$354/mo
▼ 0.25% · 3.875%
HK$6,729
−HK$178/mo
Today · 4.125%
HK$6,907
baseline
▲ 0.50% · 4.625%
HK$7,271
+HK$364/mo
Deposit HK$144K · loan HK$1.29M · min. income ≈ HK$13,814/mo (50% DSR)
Upfront cash ≈ HK$144K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).