▼ 0.50% · 3.625%
HK$1,940
−HK$122/mo
▼ 0.25% · 3.875%
HK$2,001
−HK$61/mo
Today · 4.125%
HK$2,062
baseline
▲ 0.50% · 4.625%
HK$2,187
+HK$125/mo
Deposit HK$425K · loan HK$425K · min. income ≈ HK$4,124/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,159
−HK$116/mo
▼ 0.25% · 3.875%
HK$2,216
−HK$59/mo
Today · 4.125%
HK$2,275
baseline
▲ 0.50% · 4.625%
HK$2,395
+HK$120/mo
Deposit HK$425K · loan HK$425K · min. income ≈ HK$4,550/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,134
−HK$134/mo
▼ 0.25% · 3.875%
HK$2,201
−HK$67/mo
Today · 4.125%
HK$2,268
baseline
▲ 0.50% · 4.625%
HK$2,406
+HK$138/mo
Deposit HK$383K · loan HK$468K · min. income ≈ HK$4,536/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,374
−HK$129/mo
▼ 0.25% · 3.875%
HK$2,438
−HK$65/mo
Today · 4.125%
HK$2,503
baseline
▲ 0.50% · 4.625%
HK$2,635
+HK$132/mo
Deposit HK$383K · loan HK$468K · min. income ≈ HK$5,006/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,328
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,401
−HK$73/mo
Today · 4.125%
HK$2,474
baseline
▲ 0.50% · 4.625%
HK$2,625
+HK$151/mo
Deposit HK$340K · loan HK$511K · min. income ≈ HK$4,948/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,590
−HK$140/mo
▼ 0.25% · 3.875%
HK$2,660
−HK$70/mo
Today · 4.125%
HK$2,730
baseline
▲ 0.50% · 4.625%
HK$2,874
+HK$144/mo
Deposit HK$340K · loan HK$511K · min. income ≈ HK$5,460/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,522
−HK$159/mo
▼ 0.25% · 3.875%
HK$2,601
−HK$80/mo
Today · 4.125%
HK$2,681
baseline
▲ 0.50% · 4.625%
HK$2,844
+HK$163/mo
Deposit HK$298K · loan HK$553K · min. income ≈ HK$5,362/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,806
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,881
−HK$77/mo
Today · 4.125%
HK$2,958
baseline
▲ 0.50% · 4.625%
HK$3,114
+HK$156/mo
Deposit HK$298K · loan HK$553K · min. income ≈ HK$5,916/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,716
−HK$171/mo
▼ 0.25% · 3.875%
HK$2,801
−HK$86/mo
Today · 4.125%
HK$2,887
baseline
▲ 0.50% · 4.625%
HK$3,062
+HK$175/mo
Deposit HK$255K · loan HK$596K · min. income ≈ HK$5,774/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,022
−HK$163/mo
▼ 0.25% · 3.875%
HK$3,103
−HK$82/mo
Today · 4.125%
HK$3,185
baseline
▲ 0.50% · 4.625%
HK$3,353
+HK$168/mo
Deposit HK$255K · loan HK$596K · min. income ≈ HK$6,370/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,910
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,001
−HK$92/mo
Today · 4.125%
HK$3,093
baseline
▲ 0.50% · 4.625%
HK$3,281
+HK$188/mo
Deposit HK$213K · loan HK$638K · min. income ≈ HK$6,186/mo (50% DSR)
Upfront cash ≈ HK$213K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,238
−HK$175/mo
▼ 0.25% · 3.875%
HK$3,325
−HK$88/mo
Today · 4.125%
HK$3,413
baseline
▲ 0.50% · 4.625%
HK$3,593
+HK$180/mo
Deposit HK$213K · loan HK$638K · min. income ≈ HK$6,826/mo (50% DSR)
Upfront cash ≈ HK$213K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,104
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,201
−HK$98/mo
Today · 4.125%
HK$3,299
baseline
▲ 0.50% · 4.625%
HK$3,500
+HK$201/mo
Deposit HK$170K · loan HK$681K · min. income ≈ HK$6,598/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,454
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,546
−HK$94/mo
Today · 4.125%
HK$3,640
baseline
▲ 0.50% · 4.625%
HK$3,832
+HK$192/mo
Deposit HK$170K · loan HK$681K · min. income ≈ HK$7,280/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,298
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,401
−HK$104/mo
Today · 4.125%
HK$3,505
baseline
▲ 0.50% · 4.625%
HK$3,719
+HK$214/mo
Deposit HK$128K · loan HK$723K · min. income ≈ HK$7,010/mo (50% DSR)
Upfront cash ≈ HK$128K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,670
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,768
−HK$100/mo
Today · 4.125%
HK$3,868
baseline
▲ 0.50% · 4.625%
HK$4,072
+HK$204/mo
Deposit HK$128K · loan HK$723K · min. income ≈ HK$7,736/mo (50% DSR)
Upfront cash ≈ HK$128K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,493
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,601
−HK$111/mo
Today · 4.125%
HK$3,712
baseline
▲ 0.50% · 4.625%
HK$3,937
+HK$225/mo
Deposit HK$85K · loan HK$766K · min. income ≈ HK$7,424/mo (50% DSR)
Upfront cash ≈ HK$85K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,885
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,990
−HK$105/mo
Today · 4.125%
HK$4,095
baseline
▲ 0.50% · 4.625%
HK$4,311
+HK$216/mo
Deposit HK$85K · loan HK$766K · min. income ≈ HK$8,190/mo (50% DSR)
Upfront cash ≈ HK$85K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).