▼ 0.50% · 3.625%
HK$2,053
−HK$129/mo
▼ 0.25% · 3.875%
HK$2,117
−HK$65/mo
Today · 4.125%
HK$2,182
baseline
▲ 0.50% · 4.625%
HK$2,315
+HK$133/mo
Deposit HK$450K · loan HK$450K · min. income ≈ HK$4,364/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,284
−HK$124/mo
▼ 0.25% · 3.875%
HK$2,346
−HK$62/mo
Today · 4.125%
HK$2,408
baseline
▲ 0.50% · 4.625%
HK$2,535
+HK$127/mo
Deposit HK$450K · loan HK$450K · min. income ≈ HK$4,816/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,259
−HK$141/mo
▼ 0.25% · 3.875%
HK$2,329
−HK$71/mo
Today · 4.125%
HK$2,400
baseline
▲ 0.50% · 4.625%
HK$2,546
+HK$146/mo
Deposit HK$405K · loan HK$495K · min. income ≈ HK$4,800/mo (50% DSR)
Upfront cash ≈ HK$405K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,513
−HK$136/mo
▼ 0.25% · 3.875%
HK$2,580
−HK$69/mo
Today · 4.125%
HK$2,649
baseline
▲ 0.50% · 4.625%
HK$2,788
+HK$139/mo
Deposit HK$405K · loan HK$495K · min. income ≈ HK$5,298/mo (50% DSR)
Upfront cash ≈ HK$405K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,464
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,541
−HK$78/mo
Today · 4.125%
HK$2,619
baseline
▲ 0.50% · 4.625%
HK$2,778
+HK$159/mo
Deposit HK$360K · loan HK$540K · min. income ≈ HK$5,238/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,741
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,815
−HK$74/mo
Today · 4.125%
HK$2,889
baseline
▲ 0.50% · 4.625%
HK$3,042
+HK$153/mo
Deposit HK$360K · loan HK$540K · min. income ≈ HK$5,778/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,669
−HK$168/mo
▼ 0.25% · 3.875%
HK$2,752
−HK$85/mo
Today · 4.125%
HK$2,837
baseline
▲ 0.50% · 4.625%
HK$3,009
+HK$172/mo
Deposit HK$315K · loan HK$585K · min. income ≈ HK$5,674/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,970
−HK$160/mo
▼ 0.25% · 3.875%
HK$3,049
−HK$81/mo
Today · 4.125%
HK$3,130
baseline
▲ 0.50% · 4.625%
HK$3,295
+HK$165/mo
Deposit HK$315K · loan HK$585K · min. income ≈ HK$6,260/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,875
−HK$180/mo
▼ 0.25% · 3.875%
HK$2,964
−HK$91/mo
Today · 4.125%
HK$3,055
baseline
▲ 0.50% · 4.625%
HK$3,241
+HK$186/mo
Deposit HK$270K · loan HK$630K · min. income ≈ HK$6,110/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,198
−HK$173/mo
▼ 0.25% · 3.875%
HK$3,284
−HK$87/mo
Today · 4.125%
HK$3,371
baseline
▲ 0.50% · 4.625%
HK$3,549
+HK$178/mo
Deposit HK$270K · loan HK$630K · min. income ≈ HK$6,742/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,080
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,176
−HK$97/mo
Today · 4.125%
HK$3,273
baseline
▲ 0.50% · 4.625%
HK$3,472
+HK$199/mo
Deposit HK$225K · loan HK$675K · min. income ≈ HK$6,546/mo (50% DSR)
Upfront cash ≈ HK$225K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,427
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,518
−HK$94/mo
Today · 4.125%
HK$3,612
baseline
▲ 0.50% · 4.625%
HK$3,802
+HK$190/mo
Deposit HK$225K · loan HK$675K · min. income ≈ HK$7,224/mo (50% DSR)
Upfront cash ≈ HK$225K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,285
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,388
−HK$103/mo
Today · 4.125%
HK$3,491
baseline
▲ 0.50% · 4.625%
HK$3,704
+HK$213/mo
Deposit HK$180K · loan HK$720K · min. income ≈ HK$6,982/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,655
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,753
−HK$99/mo
Today · 4.125%
HK$3,852
baseline
▲ 0.50% · 4.625%
HK$4,056
+HK$204/mo
Deposit HK$180K · loan HK$720K · min. income ≈ HK$7,704/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,491
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,599
−HK$111/mo
Today · 4.125%
HK$3,710
baseline
▲ 0.50% · 4.625%
HK$3,935
+HK$225/mo
Deposit HK$135K · loan HK$765K · min. income ≈ HK$7,420/mo (50% DSR)
Upfront cash ≈ HK$135K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,883
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,988
−HK$105/mo
Today · 4.125%
HK$4,093
baseline
▲ 0.50% · 4.625%
HK$4,309
+HK$216/mo
Deposit HK$135K · loan HK$765K · min. income ≈ HK$8,186/mo (50% DSR)
Upfront cash ≈ HK$135K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,696
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,811
−HK$117/mo
Today · 4.125%
HK$3,928
baseline
▲ 0.50% · 4.625%
HK$4,167
+HK$239/mo
Deposit HK$90K · loan HK$810K · min. income ≈ HK$7,856/mo (50% DSR)
Upfront cash ≈ HK$90K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,112
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,222
−HK$112/mo
Today · 4.125%
HK$4,334
baseline
▲ 0.50% · 4.625%
HK$4,562
+HK$228/mo
Deposit HK$90K · loan HK$810K · min. income ≈ HK$8,668/mo (50% DSR)
Upfront cash ≈ HK$90K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).