▼ 0.50% · 3.625%
HK$2,065
−HK$130/mo
▼ 0.25% · 3.875%
HK$2,130
−HK$65/mo
Today · 4.125%
HK$2,195
baseline
▲ 0.50% · 4.625%
HK$2,329
+HK$134/mo
Deposit HK$453K · loan HK$453K · min. income ≈ HK$4,390/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,298
−HK$124/mo
▼ 0.25% · 3.875%
HK$2,359
−HK$63/mo
Today · 4.125%
HK$2,422
baseline
▲ 0.50% · 4.625%
HK$2,550
+HK$128/mo
Deposit HK$453K · loan HK$453K · min. income ≈ HK$4,844/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,272
−HK$142/mo
▼ 0.25% · 3.875%
HK$2,343
−HK$71/mo
Today · 4.125%
HK$2,414
baseline
▲ 0.50% · 4.625%
HK$2,561
+HK$147/mo
Deposit HK$408K · loan HK$498K · min. income ≈ HK$4,828/mo (50% DSR)
Upfront cash ≈ HK$408K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,528
−HK$136/mo
▼ 0.25% · 3.875%
HK$2,595
−HK$69/mo
Today · 4.125%
HK$2,664
baseline
▲ 0.50% · 4.625%
HK$2,805
+HK$141/mo
Deposit HK$408K · loan HK$498K · min. income ≈ HK$5,328/mo (50% DSR)
Upfront cash ≈ HK$408K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,479
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,556
−HK$78/mo
Today · 4.125%
HK$2,634
baseline
▲ 0.50% · 4.625%
HK$2,794
+HK$160/mo
Deposit HK$362K · loan HK$543K · min. income ≈ HK$5,268/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,757
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,831
−HK$75/mo
Today · 4.125%
HK$2,906
baseline
▲ 0.50% · 4.625%
HK$3,060
+HK$154/mo
Deposit HK$362K · loan HK$543K · min. income ≈ HK$5,812/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,685
−HK$168/mo
▼ 0.25% · 3.875%
HK$2,769
−HK$84/mo
Today · 4.125%
HK$2,853
baseline
▲ 0.50% · 4.625%
HK$3,027
+HK$174/mo
Deposit HK$317K · loan HK$589K · min. income ≈ HK$5,706/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,987
−HK$162/mo
▼ 0.25% · 3.875%
HK$3,067
−HK$82/mo
Today · 4.125%
HK$3,149
baseline
▲ 0.50% · 4.625%
HK$3,314
+HK$165/mo
Deposit HK$317K · loan HK$589K · min. income ≈ HK$6,298/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,892
−HK$181/mo
▼ 0.25% · 3.875%
HK$2,982
−HK$91/mo
Today · 4.125%
HK$3,073
baseline
▲ 0.50% · 4.625%
HK$3,260
+HK$187/mo
Deposit HK$272K · loan HK$634K · min. income ≈ HK$6,146/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,217
−HK$174/mo
▼ 0.25% · 3.875%
HK$3,303
−HK$88/mo
Today · 4.125%
HK$3,391
baseline
▲ 0.50% · 4.625%
HK$3,569
+HK$178/mo
Deposit HK$272K · loan HK$634K · min. income ≈ HK$6,782/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,098
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,195
−HK$97/mo
Today · 4.125%
HK$3,292
baseline
▲ 0.50% · 4.625%
HK$3,493
+HK$201/mo
Deposit HK$226K · loan HK$679K · min. income ≈ HK$6,584/mo (50% DSR)
Upfront cash ≈ HK$227K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,447
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,539
−HK$94/mo
Today · 4.125%
HK$3,633
baseline
▲ 0.50% · 4.625%
HK$3,824
+HK$191/mo
Deposit HK$226K · loan HK$679K · min. income ≈ HK$7,266/mo (50% DSR)
Upfront cash ≈ HK$227K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,305
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,408
−HK$104/mo
Today · 4.125%
HK$3,512
baseline
▲ 0.50% · 4.625%
HK$3,726
+HK$214/mo
Deposit HK$181K · loan HK$725K · min. income ≈ HK$7,024/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,676
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,775
−HK$100/mo
Today · 4.125%
HK$3,875
baseline
▲ 0.50% · 4.625%
HK$4,079
+HK$204/mo
Deposit HK$181K · loan HK$725K · min. income ≈ HK$7,750/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,511
−HK$220/mo
▼ 0.25% · 3.875%
HK$3,620
−HK$111/mo
Today · 4.125%
HK$3,731
baseline
▲ 0.50% · 4.625%
HK$3,958
+HK$227/mo
Deposit HK$136K · loan HK$770K · min. income ≈ HK$7,462/mo (50% DSR)
Upfront cash ≈ HK$136K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,906
−HK$211/mo
▼ 0.25% · 3.875%
HK$4,011
−HK$106/mo
Today · 4.125%
HK$4,117
baseline
▲ 0.50% · 4.625%
HK$4,334
+HK$217/mo
Deposit HK$136K · loan HK$770K · min. income ≈ HK$8,234/mo (50% DSR)
Upfront cash ≈ HK$136K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,718
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,833
−HK$118/mo
Today · 4.125%
HK$3,951
baseline
▲ 0.50% · 4.625%
HK$4,191
+HK$240/mo
Deposit HK$91K · loan HK$815K · min. income ≈ HK$7,902/mo (50% DSR)
Upfront cash ≈ HK$91K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,136
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,247
−HK$112/mo
Today · 4.125%
HK$4,359
baseline
▲ 0.50% · 4.625%
HK$4,589
+HK$230/mo
Deposit HK$91K · loan HK$815K · min. income ≈ HK$8,718/mo (50% DSR)
Upfront cash ≈ HK$91K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).