▼ 0.50% · 3.625%
HK$2,139
−HK$134/mo
▼ 0.25% · 3.875%
HK$2,205
−HK$68/mo
Today · 4.125%
HK$2,273
baseline
▲ 0.50% · 4.625%
HK$2,411
+HK$138/mo
Deposit HK$469K · loan HK$469K · min. income ≈ HK$4,546/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,379
−HK$129/mo
▼ 0.25% · 3.875%
HK$2,443
−HK$65/mo
Today · 4.125%
HK$2,508
baseline
▲ 0.50% · 4.625%
HK$2,640
+HK$132/mo
Deposit HK$469K · loan HK$469K · min. income ≈ HK$5,016/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,353
−HK$147/mo
▼ 0.25% · 3.875%
HK$2,426
−HK$74/mo
Today · 4.125%
HK$2,500
baseline
▲ 0.50% · 4.625%
HK$2,652
+HK$152/mo
Deposit HK$422K · loan HK$516K · min. income ≈ HK$5,000/mo (50% DSR)
Upfront cash ≈ HK$422K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,617
−HK$142/mo
▼ 0.25% · 3.875%
HK$2,687
−HK$72/mo
Today · 4.125%
HK$2,759
baseline
▲ 0.50% · 4.625%
HK$2,904
+HK$145/mo
Deposit HK$422K · loan HK$516K · min. income ≈ HK$5,518/mo (50% DSR)
Upfront cash ≈ HK$422K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,566
−HK$161/mo
▼ 0.25% · 3.875%
HK$2,646
−HK$81/mo
Today · 4.125%
HK$2,727
baseline
▲ 0.50% · 4.625%
HK$2,893
+HK$166/mo
Deposit HK$375K · loan HK$563K · min. income ≈ HK$5,454/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,855
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,932
−HK$77/mo
Today · 4.125%
HK$3,009
baseline
▲ 0.50% · 4.625%
HK$3,168
+HK$159/mo
Deposit HK$375K · loan HK$563K · min. income ≈ HK$6,018/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,780
−HK$175/mo
▼ 0.25% · 3.875%
HK$2,867
−HK$88/mo
Today · 4.125%
HK$2,955
baseline
▲ 0.50% · 4.625%
HK$3,134
+HK$179/mo
Deposit HK$328K · loan HK$610K · min. income ≈ HK$5,910/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,093
−HK$167/mo
▼ 0.25% · 3.875%
HK$3,176
−HK$84/mo
Today · 4.125%
HK$3,260
baseline
▲ 0.50% · 4.625%
HK$3,432
+HK$172/mo
Deposit HK$328K · loan HK$610K · min. income ≈ HK$6,520/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,994
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,087
−HK$95/mo
Today · 4.125%
HK$3,182
baseline
▲ 0.50% · 4.625%
HK$3,376
+HK$194/mo
Deposit HK$281K · loan HK$657K · min. income ≈ HK$6,364/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,331
−HK$180/mo
▼ 0.25% · 3.875%
HK$3,420
−HK$91/mo
Today · 4.125%
HK$3,511
baseline
▲ 0.50% · 4.625%
HK$3,696
+HK$185/mo
Deposit HK$281K · loan HK$657K · min. income ≈ HK$7,022/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,208
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,308
−HK$101/mo
Today · 4.125%
HK$3,409
baseline
▲ 0.50% · 4.625%
HK$3,617
+HK$208/mo
Deposit HK$234K · loan HK$703K · min. income ≈ HK$6,818/mo (50% DSR)
Upfront cash ≈ HK$235K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,569
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,665
−HK$97/mo
Today · 4.125%
HK$3,762
baseline
▲ 0.50% · 4.625%
HK$3,960
+HK$198/mo
Deposit HK$234K · loan HK$703K · min. income ≈ HK$7,524/mo (50% DSR)
Upfront cash ≈ HK$235K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,422
−HK$214/mo
▼ 0.25% · 3.875%
HK$3,528
−HK$108/mo
Today · 4.125%
HK$3,636
baseline
▲ 0.50% · 4.625%
HK$3,858
+HK$222/mo
Deposit HK$188K · loan HK$750K · min. income ≈ HK$7,272/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,807
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,909
−HK$103/mo
Today · 4.125%
HK$4,012
baseline
▲ 0.50% · 4.625%
HK$4,224
+HK$212/mo
Deposit HK$188K · loan HK$750K · min. income ≈ HK$8,024/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,636
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,749
−HK$115/mo
Today · 4.125%
HK$3,864
baseline
▲ 0.50% · 4.625%
HK$4,099
+HK$235/mo
Deposit HK$141K · loan HK$797K · min. income ≈ HK$7,728/mo (50% DSR)
Upfront cash ≈ HK$141K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,045
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,153
−HK$110/mo
Today · 4.125%
HK$4,263
baseline
▲ 0.50% · 4.625%
HK$4,488
+HK$225/mo
Deposit HK$141K · loan HK$797K · min. income ≈ HK$8,526/mo (50% DSR)
Upfront cash ≈ HK$141K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,850
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,969
−HK$122/mo
Today · 4.125%
HK$4,091
baseline
▲ 0.50% · 4.625%
HK$4,340
+HK$249/mo
Deposit HK$94K · loan HK$844K · min. income ≈ HK$8,182/mo (50% DSR)
Upfront cash ≈ HK$94K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,283
−HK$231/mo
▼ 0.25% · 3.875%
HK$4,398
−HK$116/mo
Today · 4.125%
HK$4,514
baseline
▲ 0.50% · 4.625%
HK$4,752
+HK$238/mo
Deposit HK$94K · loan HK$844K · min. income ≈ HK$9,028/mo (50% DSR)
Upfront cash ≈ HK$94K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).