▼ 0.50% · 3.625%
HK$2,270
−HK$142/mo
▼ 0.25% · 3.875%
HK$2,341
−HK$71/mo
Today · 4.125%
HK$2,412
baseline
▲ 0.50% · 4.625%
HK$2,559
+HK$147/mo
Deposit HK$498K · loan HK$498K · min. income ≈ HK$4,824/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,525
−HK$137/mo
▼ 0.25% · 3.875%
HK$2,593
−HK$69/mo
Today · 4.125%
HK$2,662
baseline
▲ 0.50% · 4.625%
HK$2,802
+HK$140/mo
Deposit HK$498K · loan HK$498K · min. income ≈ HK$5,324/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,497
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,575
−HK$79/mo
Today · 4.125%
HK$2,654
baseline
▲ 0.50% · 4.625%
HK$2,815
+HK$161/mo
Deposit HK$448K · loan HK$548K · min. income ≈ HK$5,308/mo (50% DSR)
Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,778
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,852
−HK$76/mo
Today · 4.125%
HK$2,928
baseline
▲ 0.50% · 4.625%
HK$3,082
+HK$154/mo
Deposit HK$448K · loan HK$548K · min. income ≈ HK$5,856/mo (50% DSR)
Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,724
−HK$171/mo
▼ 0.25% · 3.875%
HK$2,809
−HK$86/mo
Today · 4.125%
HK$2,895
baseline
▲ 0.50% · 4.625%
HK$3,071
+HK$176/mo
Deposit HK$398K · loan HK$597K · min. income ≈ HK$5,790/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,030
−HK$164/mo
▼ 0.25% · 3.875%
HK$3,112
−HK$82/mo
Today · 4.125%
HK$3,194
baseline
▲ 0.50% · 4.625%
HK$3,363
+HK$169/mo
Deposit HK$398K · loan HK$597K · min. income ≈ HK$6,388/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,951
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,043
−HK$93/mo
Today · 4.125%
HK$3,136
baseline
▲ 0.50% · 4.625%
HK$3,327
+HK$191/mo
Deposit HK$348K · loan HK$647K · min. income ≈ HK$6,272/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,283
−HK$177/mo
▼ 0.25% · 3.875%
HK$3,371
−HK$89/mo
Today · 4.125%
HK$3,460
baseline
▲ 0.50% · 4.625%
HK$3,643
+HK$183/mo
Deposit HK$348K · loan HK$647K · min. income ≈ HK$6,920/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,178
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,277
−HK$100/mo
Today · 4.125%
HK$3,377
baseline
▲ 0.50% · 4.625%
HK$3,583
+HK$206/mo
Deposit HK$299K · loan HK$697K · min. income ≈ HK$6,754/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,536
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,630
−HK$97/mo
Today · 4.125%
HK$3,727
baseline
▲ 0.50% · 4.625%
HK$3,923
+HK$196/mo
Deposit HK$299K · loan HK$697K · min. income ≈ HK$7,454/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,405
−HK$214/mo
▼ 0.25% · 3.875%
HK$3,511
−HK$108/mo
Today · 4.125%
HK$3,619
baseline
▲ 0.50% · 4.625%
HK$3,839
+HK$220/mo
Deposit HK$249K · loan HK$747K · min. income ≈ HK$7,238/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,788
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,890
−HK$103/mo
Today · 4.125%
HK$3,993
baseline
▲ 0.50% · 4.625%
HK$4,203
+HK$210/mo
Deposit HK$249K · loan HK$747K · min. income ≈ HK$7,986/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,632
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,745
−HK$115/mo
Today · 4.125%
HK$3,860
baseline
▲ 0.50% · 4.625%
HK$4,095
+HK$235/mo
Deposit HK$199K · loan HK$796K · min. income ≈ HK$7,720/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,041
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,149
−HK$110/mo
Today · 4.125%
HK$4,259
baseline
▲ 0.50% · 4.625%
HK$4,483
+HK$224/mo
Deposit HK$199K · loan HK$796K · min. income ≈ HK$8,518/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,859
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,979
−HK$122/mo
Today · 4.125%
HK$4,101
baseline
▲ 0.50% · 4.625%
HK$4,351
+HK$250/mo
Deposit HK$149K · loan HK$846K · min. income ≈ HK$8,202/mo (50% DSR)
Upfront cash ≈ HK$149K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,293
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,408
−HK$117/mo
Today · 4.125%
HK$4,525
baseline
▲ 0.50% · 4.625%
HK$4,764
+HK$239/mo
Deposit HK$149K · loan HK$846K · min. income ≈ HK$9,050/mo (50% DSR)
Upfront cash ≈ HK$149K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,086
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,213
−HK$129/mo
Today · 4.125%
HK$4,342
baseline
▲ 0.50% · 4.625%
HK$4,607
+HK$265/mo
Deposit HK$100K · loan HK$896K · min. income ≈ HK$8,684/mo (50% DSR)
Upfront cash ≈ HK$100K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,546
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,668
−HK$123/mo
Today · 4.125%
HK$4,791
baseline
▲ 0.50% · 4.625%
HK$5,044
+HK$253/mo
Deposit HK$100K · loan HK$896K · min. income ≈ HK$9,582/mo (50% DSR)
Upfront cash ≈ HK$100K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).