▼ 0.50% · 3.625%
HK$3,593
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,704
−HK$114/mo
Today · 4.125%
HK$3,818
baseline
▲ 0.50% · 4.625%
HK$4,050
+HK$232/mo
Deposit HK$788K · loan HK$788K · min. income ≈ HK$7,636/mo (50% DSR)
Upfront cash ≈ HK$788K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,997
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,104
−HK$109/mo
Today · 4.125%
HK$4,213
baseline
▲ 0.50% · 4.625%
HK$4,435
+HK$222/mo
Deposit HK$788K · loan HK$788K · min. income ≈ HK$8,426/mo (50% DSR)
Upfront cash ≈ HK$788K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,952
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,075
−HK$125/mo
Today · 4.125%
HK$4,200
baseline
▲ 0.50% · 4.625%
HK$4,455
+HK$255/mo
Deposit HK$709K · loan HK$867K · min. income ≈ HK$8,400/mo (50% DSR)
Upfront cash ≈ HK$709K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,396
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,514
−HK$120/mo
Today · 4.125%
HK$4,634
baseline
▲ 0.50% · 4.625%
HK$4,878
+HK$244/mo
Deposit HK$709K · loan HK$867K · min. income ≈ HK$9,268/mo (50% DSR)
Upfront cash ≈ HK$709K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,311
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,445
−HK$137/mo
Today · 4.125%
HK$4,582
baseline
▲ 0.50% · 4.625%
HK$4,860
+HK$278/mo
Deposit HK$630K · loan HK$945K · min. income ≈ HK$9,164/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,796
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,925
−HK$130/mo
Today · 4.125%
HK$5,055
baseline
▲ 0.50% · 4.625%
HK$5,322
+HK$267/mo
Deposit HK$630K · loan HK$945K · min. income ≈ HK$10,110/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,670
−HK$293/mo
▼ 0.25% · 3.875%
HK$4,816
−HK$147/mo
Today · 4.125%
HK$4,963
baseline
▲ 0.50% · 4.625%
HK$5,265
+HK$302/mo
Deposit HK$551K · loan HK$1.02M · min. income ≈ HK$9,926/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,196
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,335
−HK$142/mo
Today · 4.125%
HK$5,477
baseline
▲ 0.50% · 4.625%
HK$5,765
+HK$288/mo
Deposit HK$551K · loan HK$1.02M · min. income ≈ HK$10,954/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,030
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,186
−HK$159/mo
Today · 4.125%
HK$5,345
baseline
▲ 0.50% · 4.625%
HK$5,670
+HK$325/mo
Deposit HK$473K · loan HK$1.10M · min. income ≈ HK$10,690/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,596
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,746
−HK$152/mo
Today · 4.125%
HK$5,898
baseline
▲ 0.50% · 4.625%
HK$6,209
+HK$311/mo
Deposit HK$473K · loan HK$1.10M · min. income ≈ HK$11,796/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,389
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,557
−HK$170/mo
Today · 4.125%
HK$5,727
baseline
▲ 0.50% · 4.625%
HK$6,075
+HK$348/mo
Deposit HK$394K · loan HK$1.18M · min. income ≈ HK$11,454/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,995
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,156
−HK$163/mo
Today · 4.125%
HK$6,319
baseline
▲ 0.50% · 4.625%
HK$6,652
+HK$333/mo
Deposit HK$394K · loan HK$1.18M · min. income ≈ HK$12,638/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,748
−HK$361/mo
▼ 0.25% · 3.875%
HK$5,927
−HK$182/mo
Today · 4.125%
HK$6,109
baseline
▲ 0.50% · 4.625%
HK$6,480
+HK$371/mo
Deposit HK$315K · loan HK$1.26M · min. income ≈ HK$12,218/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,395
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,566
−HK$174/mo
Today · 4.125%
HK$6,740
baseline
▲ 0.50% · 4.625%
HK$7,096
+HK$356/mo
Deposit HK$315K · loan HK$1.26M · min. income ≈ HK$13,480/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,108
−HK$383/mo
▼ 0.25% · 3.875%
HK$6,298
−HK$193/mo
Today · 4.125%
HK$6,491
baseline
▲ 0.50% · 4.625%
HK$6,885
+HK$394/mo
Deposit HK$236K · loan HK$1.34M · min. income ≈ HK$12,982/mo (50% DSR)
Upfront cash ≈ HK$236K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,795
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,977
−HK$185/mo
Today · 4.125%
HK$7,162
baseline
▲ 0.50% · 4.625%
HK$7,539
+HK$377/mo
Deposit HK$236K · loan HK$1.34M · min. income ≈ HK$14,324/mo (50% DSR)
Upfront cash ≈ HK$236K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,467
−HK$405/mo
▼ 0.25% · 3.875%
HK$6,668
−HK$204/mo
Today · 4.125%
HK$6,872
baseline
▲ 0.50% · 4.625%
HK$7,290
+HK$418/mo
Deposit HK$158K · loan HK$1.42M · min. income ≈ HK$13,744/mo (50% DSR)
Upfront cash ≈ HK$158K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,194
−HK$389/mo
▼ 0.25% · 3.875%
HK$7,387
−HK$196/mo
Today · 4.125%
HK$7,583
baseline
▲ 0.50% · 4.625%
HK$7,983
+HK$400/mo
Deposit HK$158K · loan HK$1.42M · min. income ≈ HK$15,166/mo (50% DSR)
Upfront cash ≈ HK$158K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).