▼ 0.50% · 3.625%
HK$2,084
−HK$131/mo
▼ 0.25% · 3.875%
HK$2,149
−HK$66/mo
Today · 4.125%
HK$2,215
baseline
▲ 0.50% · 4.625%
HK$2,350
+HK$135/mo
Deposit HK$457K · loan HK$457K · min. income ≈ HK$4,430/mo (50% DSR)
Upfront cash ≈ HK$457K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,319
−HK$125/mo
▼ 0.25% · 3.875%
HK$2,381
−HK$63/mo
Today · 4.125%
HK$2,444
baseline
▲ 0.50% · 4.625%
HK$2,573
+HK$129/mo
Deposit HK$457K · loan HK$457K · min. income ≈ HK$4,888/mo (50% DSR)
Upfront cash ≈ HK$457K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,293
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,364
−HK$72/mo
Today · 4.125%
HK$2,436
baseline
▲ 0.50% · 4.625%
HK$2,585
+HK$149/mo
Deposit HK$411K · loan HK$503K · min. income ≈ HK$4,872/mo (50% DSR)
Upfront cash ≈ HK$411K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,551
−HK$137/mo
▼ 0.25% · 3.875%
HK$2,619
−HK$69/mo
Today · 4.125%
HK$2,688
baseline
▲ 0.50% · 4.625%
HK$2,830
+HK$142/mo
Deposit HK$411K · loan HK$503K · min. income ≈ HK$5,376/mo (50% DSR)
Upfront cash ≈ HK$411K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,501
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,579
−HK$79/mo
Today · 4.125%
HK$2,658
baseline
▲ 0.50% · 4.625%
HK$2,820
+HK$162/mo
Deposit HK$366K · loan HK$548K · min. income ≈ HK$5,316/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,782
−HK$151/mo
▼ 0.25% · 3.875%
HK$2,857
−HK$76/mo
Today · 4.125%
HK$2,933
baseline
▲ 0.50% · 4.625%
HK$3,087
+HK$154/mo
Deposit HK$366K · loan HK$548K · min. income ≈ HK$5,866/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,710
−HK$169/mo
▼ 0.25% · 3.875%
HK$2,794
−HK$85/mo
Today · 4.125%
HK$2,879
baseline
▲ 0.50% · 4.625%
HK$3,055
+HK$176/mo
Deposit HK$320K · loan HK$594K · min. income ≈ HK$5,758/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,014
−HK$163/mo
▼ 0.25% · 3.875%
HK$3,095
−HK$82/mo
Today · 4.125%
HK$3,177
baseline
▲ 0.50% · 4.625%
HK$3,345
+HK$168/mo
Deposit HK$320K · loan HK$594K · min. income ≈ HK$6,354/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,918
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,009
−HK$92/mo
Today · 4.125%
HK$3,101
baseline
▲ 0.50% · 4.625%
HK$3,290
+HK$189/mo
Deposit HK$274K · loan HK$640K · min. income ≈ HK$6,202/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,246
−HK$176/mo
▼ 0.25% · 3.875%
HK$3,333
−HK$89/mo
Today · 4.125%
HK$3,422
baseline
▲ 0.50% · 4.625%
HK$3,602
+HK$180/mo
Deposit HK$274K · loan HK$640K · min. income ≈ HK$6,844/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,126
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,224
−HK$98/mo
Today · 4.125%
HK$3,322
baseline
▲ 0.50% · 4.625%
HK$3,525
+HK$203/mo
Deposit HK$229K · loan HK$686K · min. income ≈ HK$6,644/mo (50% DSR)
Upfront cash ≈ HK$229K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,478
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,571
−HK$95/mo
Today · 4.125%
HK$3,666
baseline
▲ 0.50% · 4.625%
HK$3,859
+HK$193/mo
Deposit HK$229K · loan HK$686K · min. income ≈ HK$7,332/mo (50% DSR)
Upfront cash ≈ HK$229K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,335
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,439
−HK$105/mo
Today · 4.125%
HK$3,544
baseline
▲ 0.50% · 4.625%
HK$3,760
+HK$216/mo
Deposit HK$183K · loan HK$731K · min. income ≈ HK$7,088/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,710
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,809
−HK$101/mo
Today · 4.125%
HK$3,910
baseline
▲ 0.50% · 4.625%
HK$4,117
+HK$207/mo
Deposit HK$183K · loan HK$731K · min. income ≈ HK$7,820/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,543
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,653
−HK$112/mo
Today · 4.125%
HK$3,765
baseline
▲ 0.50% · 4.625%
HK$3,995
+HK$230/mo
Deposit HK$137K · loan HK$777K · min. income ≈ HK$7,530/mo (50% DSR)
Upfront cash ≈ HK$137K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,942
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,048
−HK$107/mo
Today · 4.125%
HK$4,155
baseline
▲ 0.50% · 4.625%
HK$4,374
+HK$219/mo
Deposit HK$137K · loan HK$777K · min. income ≈ HK$8,310/mo (50% DSR)
Upfront cash ≈ HK$137K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,752
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,868
−HK$119/mo
Today · 4.125%
HK$3,987
baseline
▲ 0.50% · 4.625%
HK$4,230
+HK$243/mo
Deposit HK$91K · loan HK$823K · min. income ≈ HK$7,974/mo (50% DSR)
Upfront cash ≈ HK$92K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,174
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,286
−HK$113/mo
Today · 4.125%
HK$4,399
baseline
▲ 0.50% · 4.625%
HK$4,631
+HK$232/mo
Deposit HK$91K · loan HK$823K · min. income ≈ HK$8,798/mo (50% DSR)
Upfront cash ≈ HK$92K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).