▼ 0.50% · 3.625%
HK$1,961
−HK$123/mo
▼ 0.25% · 3.875%
HK$2,022
−HK$62/mo
Today · 4.125%
HK$2,084
baseline
▲ 0.50% · 4.625%
HK$2,211
+HK$127/mo
Deposit HK$430K · loan HK$430K · min. income ≈ HK$4,168/mo (50% DSR)
Upfront cash ≈ HK$430K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,181
−HK$118/mo
▼ 0.25% · 3.875%
HK$2,240
−HK$59/mo
Today · 4.125%
HK$2,299
baseline
▲ 0.50% · 4.625%
HK$2,421
+HK$122/mo
Deposit HK$430K · loan HK$430K · min. income ≈ HK$4,598/mo (50% DSR)
Upfront cash ≈ HK$430K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,157
−HK$135/mo
▼ 0.25% · 3.875%
HK$2,224
−HK$68/mo
Today · 4.125%
HK$2,292
baseline
▲ 0.50% · 4.625%
HK$2,432
+HK$140/mo
Deposit HK$387K · loan HK$473K · min. income ≈ HK$4,584/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,400
−HK$129/mo
▼ 0.25% · 3.875%
HK$2,464
−HK$65/mo
Today · 4.125%
HK$2,529
baseline
▲ 0.50% · 4.625%
HK$2,663
+HK$134/mo
Deposit HK$387K · loan HK$473K · min. income ≈ HK$5,058/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,353
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,426
−HK$75/mo
Today · 4.125%
HK$2,501
baseline
▲ 0.50% · 4.625%
HK$2,653
+HK$152/mo
Deposit HK$344K · loan HK$516K · min. income ≈ HK$5,002/mo (50% DSR)
Upfront cash ≈ HK$344K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,618
−HK$141/mo
▼ 0.25% · 3.875%
HK$2,688
−HK$71/mo
Today · 4.125%
HK$2,759
baseline
▲ 0.50% · 4.625%
HK$2,905
+HK$146/mo
Deposit HK$344K · loan HK$516K · min. income ≈ HK$5,518/mo (50% DSR)
Upfront cash ≈ HK$344K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,549
−HK$160/mo
▼ 0.25% · 3.875%
HK$2,628
−HK$81/mo
Today · 4.125%
HK$2,709
baseline
▲ 0.50% · 4.625%
HK$2,874
+HK$165/mo
Deposit HK$301K · loan HK$559K · min. income ≈ HK$5,418/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,836
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,912
−HK$77/mo
Today · 4.125%
HK$2,989
baseline
▲ 0.50% · 4.625%
HK$3,147
+HK$158/mo
Deposit HK$301K · loan HK$559K · min. income ≈ HK$5,978/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,745
−HK$172/mo
▼ 0.25% · 3.875%
HK$2,831
−HK$86/mo
Today · 4.125%
HK$2,917
baseline
▲ 0.50% · 4.625%
HK$3,095
+HK$178/mo
Deposit HK$258K · loan HK$602K · min. income ≈ HK$5,834/mo (50% DSR)
Upfront cash ≈ HK$258K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,054
−HK$165/mo
▼ 0.25% · 3.875%
HK$3,136
−HK$83/mo
Today · 4.125%
HK$3,219
baseline
▲ 0.50% · 4.625%
HK$3,389
+HK$170/mo
Deposit HK$258K · loan HK$602K · min. income ≈ HK$6,438/mo (50% DSR)
Upfront cash ≈ HK$258K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,941
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,033
−HK$93/mo
Today · 4.125%
HK$3,126
baseline
▲ 0.50% · 4.625%
HK$3,316
+HK$190/mo
Deposit HK$215K · loan HK$645K · min. income ≈ HK$6,252/mo (50% DSR)
Upfront cash ≈ HK$215K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,272
−HK$177/mo
▼ 0.25% · 3.875%
HK$3,360
−HK$89/mo
Today · 4.125%
HK$3,449
baseline
▲ 0.50% · 4.625%
HK$3,631
+HK$182/mo
Deposit HK$215K · loan HK$645K · min. income ≈ HK$6,898/mo (50% DSR)
Upfront cash ≈ HK$215K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,137
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,235
−HK$99/mo
Today · 4.125%
HK$3,334
baseline
▲ 0.50% · 4.625%
HK$3,537
+HK$203/mo
Deposit HK$172K · loan HK$688K · min. income ≈ HK$6,668/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,490
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,584
−HK$95/mo
Today · 4.125%
HK$3,679
baseline
▲ 0.50% · 4.625%
HK$3,873
+HK$194/mo
Deposit HK$172K · loan HK$688K · min. income ≈ HK$7,358/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,333
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,437
−HK$106/mo
Today · 4.125%
HK$3,543
baseline
▲ 0.50% · 4.625%
HK$3,758
+HK$215/mo
Deposit HK$129K · loan HK$731K · min. income ≈ HK$7,086/mo (50% DSR)
Upfront cash ≈ HK$129K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,708
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,808
−HK$101/mo
Today · 4.125%
HK$3,909
baseline
▲ 0.50% · 4.625%
HK$4,115
+HK$206/mo
Deposit HK$129K · loan HK$731K · min. income ≈ HK$7,818/mo (50% DSR)
Upfront cash ≈ HK$129K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,530
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,639
−HK$112/mo
Today · 4.125%
HK$3,751
baseline
▲ 0.50% · 4.625%
HK$3,979
+HK$228/mo
Deposit HK$86K · loan HK$774K · min. income ≈ HK$7,502/mo (50% DSR)
Upfront cash ≈ HK$86K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,927
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,032
−HK$107/mo
Today · 4.125%
HK$4,139
baseline
▲ 0.50% · 4.625%
HK$4,357
+HK$218/mo
Deposit HK$86K · loan HK$774K · min. income ≈ HK$8,278/mo (50% DSR)
Upfront cash ≈ HK$86K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).