▼ 0.50% · 3.625%
HK$4,331
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,466
−HK$136/mo
Today · 4.125%
HK$4,602
baseline
▲ 0.50% · 4.625%
HK$4,882
+HK$280/mo
Deposit HK$950K · loan HK$950K · min. income ≈ HK$9,204/mo (50% DSR)
Upfront cash ≈ HK$950K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,818
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,947
−HK$131/mo
Today · 4.125%
HK$5,078
baseline
▲ 0.50% · 4.625%
HK$5,346
+HK$268/mo
Deposit HK$950K · loan HK$950K · min. income ≈ HK$10,156/mo (50% DSR)
Upfront cash ≈ HK$950K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,764
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,912
−HK$151/mo
Today · 4.125%
HK$5,063
baseline
▲ 0.50% · 4.625%
HK$5,371
+HK$308/mo
Deposit HK$855K · loan HK$1.04M · min. income ≈ HK$10,126/mo (50% DSR)
Upfront cash ≈ HK$855K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,300
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,442
−HK$144/mo
Today · 4.125%
HK$5,586
baseline
▲ 0.50% · 4.625%
HK$5,881
+HK$295/mo
Deposit HK$855K · loan HK$1.04M · min. income ≈ HK$11,172/mo (50% DSR)
Upfront cash ≈ HK$855K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,197
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,359
−HK$164/mo
Today · 4.125%
HK$5,523
baseline
▲ 0.50% · 4.625%
HK$5,859
+HK$336/mo
Deposit HK$760K · loan HK$1.14M · min. income ≈ HK$11,046/mo (50% DSR)
Upfront cash ≈ HK$760K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,782
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,937
−HK$157/mo
Today · 4.125%
HK$6,094
baseline
▲ 0.50% · 4.625%
HK$6,415
+HK$321/mo
Deposit HK$760K · loan HK$1.14M · min. income ≈ HK$12,188/mo (50% DSR)
Upfront cash ≈ HK$760K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,630
−HK$353/mo
▼ 0.25% · 3.875%
HK$5,805
−HK$178/mo
Today · 4.125%
HK$5,983
baseline
▲ 0.50% · 4.625%
HK$6,347
+HK$364/mo
Deposit HK$665K · loan HK$1.23M · min. income ≈ HK$11,966/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,263
−HK$339/mo
▼ 0.25% · 3.875%
HK$6,431
−HK$171/mo
Today · 4.125%
HK$6,602
baseline
▲ 0.50% · 4.625%
HK$6,950
+HK$348/mo
Deposit HK$665K · loan HK$1.23M · min. income ≈ HK$13,204/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,063
−HK$380/mo
▼ 0.25% · 3.875%
HK$6,252
−HK$191/mo
Today · 4.125%
HK$6,443
baseline
▲ 0.50% · 4.625%
HK$6,835
+HK$392/mo
Deposit HK$570K · loan HK$1.33M · min. income ≈ HK$12,886/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,745
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,926
−HK$184/mo
Today · 4.125%
HK$7,110
baseline
▲ 0.50% · 4.625%
HK$7,484
+HK$374/mo
Deposit HK$570K · loan HK$1.33M · min. income ≈ HK$14,220/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,496
−HK$408/mo
▼ 0.25% · 3.875%
HK$6,698
−HK$206/mo
Today · 4.125%
HK$6,904
baseline
▲ 0.50% · 4.625%
HK$7,324
+HK$420/mo
Deposit HK$475K · loan HK$1.42M · min. income ≈ HK$13,808/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,227
−HK$390/mo
▼ 0.25% · 3.875%
HK$7,421
−HK$196/mo
Today · 4.125%
HK$7,617
baseline
▲ 0.50% · 4.625%
HK$8,019
+HK$402/mo
Deposit HK$475K · loan HK$1.42M · min. income ≈ HK$15,234/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,929
−HK$435/mo
▼ 0.25% · 3.875%
HK$7,145
−HK$219/mo
Today · 4.125%
HK$7,364
baseline
▲ 0.50% · 4.625%
HK$7,812
+HK$448/mo
Deposit HK$380K · loan HK$1.52M · min. income ≈ HK$14,728/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,709
−HK$416/mo
▼ 0.25% · 3.875%
HK$7,916
−HK$209/mo
Today · 4.125%
HK$8,125
baseline
▲ 0.50% · 4.625%
HK$8,554
+HK$429/mo
Deposit HK$380K · loan HK$1.52M · min. income ≈ HK$16,250/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,362
−HK$462/mo
▼ 0.25% · 3.875%
HK$7,591
−HK$233/mo
Today · 4.125%
HK$7,824
baseline
▲ 0.50% · 4.625%
HK$8,300
+HK$476/mo
Deposit HK$285K · loan HK$1.61M · min. income ≈ HK$15,648/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,191
−HK$442/mo
▼ 0.25% · 3.875%
HK$8,410
−HK$223/mo
Today · 4.125%
HK$8,633
baseline
▲ 0.50% · 4.625%
HK$9,088
+HK$455/mo
Deposit HK$285K · loan HK$1.61M · min. income ≈ HK$17,266/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,796
−HK$488/mo
▼ 0.25% · 3.875%
HK$8,038
−HK$246/mo
Today · 4.125%
HK$8,284
baseline
▲ 0.50% · 4.625%
HK$8,788
+HK$504/mo
Deposit HK$190K · loan HK$1.71M · min. income ≈ HK$16,568/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,672
−HK$469/mo
▼ 0.25% · 3.875%
HK$8,905
−HK$236/mo
Today · 4.125%
HK$9,141
baseline
▲ 0.50% · 4.625%
HK$9,623
+HK$482/mo
Deposit HK$190K · loan HK$1.71M · min. income ≈ HK$18,282/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).