▼ 0.50% · 3.625%
HK$4,327
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,461
−HK$137/mo
Today · 4.125%
HK$4,598
baseline
▲ 0.50% · 4.625%
HK$4,878
+HK$280/mo
Deposit HK$949K · loan HK$949K · min. income ≈ HK$9,196/mo (50% DSR)
Upfront cash ≈ HK$949K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,814
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,943
−HK$131/mo
Today · 4.125%
HK$5,074
baseline
▲ 0.50% · 4.625%
HK$5,341
+HK$267/mo
Deposit HK$949K · loan HK$949K · min. income ≈ HK$10,148/mo (50% DSR)
Upfront cash ≈ HK$949K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,760
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,908
−HK$150/mo
Today · 4.125%
HK$5,058
baseline
▲ 0.50% · 4.625%
HK$5,366
+HK$308/mo
Deposit HK$854K · loan HK$1.04M · min. income ≈ HK$10,116/mo (50% DSR)
Upfront cash ≈ HK$854K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,295
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,437
−HK$144/mo
Today · 4.125%
HK$5,581
baseline
▲ 0.50% · 4.625%
HK$5,875
+HK$294/mo
Deposit HK$854K · loan HK$1.04M · min. income ≈ HK$11,162/mo (50% DSR)
Upfront cash ≈ HK$854K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,192
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,354
−HK$164/mo
Today · 4.125%
HK$5,518
baseline
▲ 0.50% · 4.625%
HK$5,854
+HK$336/mo
Deposit HK$759K · loan HK$1.14M · min. income ≈ HK$11,036/mo (50% DSR)
Upfront cash ≈ HK$759K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,776
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,931
−HK$157/mo
Today · 4.125%
HK$6,088
baseline
▲ 0.50% · 4.625%
HK$6,409
+HK$321/mo
Deposit HK$759K · loan HK$1.14M · min. income ≈ HK$12,176/mo (50% DSR)
Upfront cash ≈ HK$759K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,625
−HK$353/mo
▼ 0.25% · 3.875%
HK$5,800
−HK$178/mo
Today · 4.125%
HK$5,978
baseline
▲ 0.50% · 4.625%
HK$6,341
+HK$363/mo
Deposit HK$664K · loan HK$1.23M · min. income ≈ HK$11,956/mo (50% DSR)
Upfront cash ≈ HK$664K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,258
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,425
−HK$171/mo
Today · 4.125%
HK$6,596
baseline
▲ 0.50% · 4.625%
HK$6,943
+HK$347/mo
Deposit HK$664K · loan HK$1.23M · min. income ≈ HK$13,192/mo (50% DSR)
Upfront cash ≈ HK$664K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,058
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,246
−HK$191/mo
Today · 4.125%
HK$6,437
baseline
▲ 0.50% · 4.625%
HK$6,829
+HK$392/mo
Deposit HK$569K · loan HK$1.33M · min. income ≈ HK$12,874/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,739
−HK$364/mo
▼ 0.25% · 3.875%
HK$6,920
−HK$183/mo
Today · 4.125%
HK$7,103
baseline
▲ 0.50% · 4.625%
HK$7,477
+HK$374/mo
Deposit HK$569K · loan HK$1.33M · min. income ≈ HK$14,206/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,490
−HK$407/mo
▼ 0.25% · 3.875%
HK$6,692
−HK$205/mo
Today · 4.125%
HK$6,897
baseline
▲ 0.50% · 4.625%
HK$7,317
+HK$420/mo
Deposit HK$474K · loan HK$1.42M · min. income ≈ HK$13,794/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,220
−HK$390/mo
▼ 0.25% · 3.875%
HK$7,414
−HK$196/mo
Today · 4.125%
HK$7,610
baseline
▲ 0.50% · 4.625%
HK$8,012
+HK$402/mo
Deposit HK$474K · loan HK$1.42M · min. income ≈ HK$15,220/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,923
−HK$434/mo
▼ 0.25% · 3.875%
HK$7,138
−HK$219/mo
Today · 4.125%
HK$7,357
baseline
▲ 0.50% · 4.625%
HK$7,805
+HK$448/mo
Deposit HK$380K · loan HK$1.52M · min. income ≈ HK$14,714/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,702
−HK$416/mo
▼ 0.25% · 3.875%
HK$7,908
−HK$210/mo
Today · 4.125%
HK$8,118
baseline
▲ 0.50% · 4.625%
HK$8,546
+HK$428/mo
Deposit HK$380K · loan HK$1.52M · min. income ≈ HK$16,236/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,356
−HK$461/mo
▼ 0.25% · 3.875%
HK$7,584
−HK$233/mo
Today · 4.125%
HK$7,817
baseline
▲ 0.50% · 4.625%
HK$8,292
+HK$475/mo
Deposit HK$285K · loan HK$1.61M · min. income ≈ HK$15,634/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,183
−HK$442/mo
▼ 0.25% · 3.875%
HK$8,402
−HK$223/mo
Today · 4.125%
HK$8,625
baseline
▲ 0.50% · 4.625%
HK$9,080
+HK$455/mo
Deposit HK$285K · loan HK$1.61M · min. income ≈ HK$17,250/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,788
−HK$489/mo
▼ 0.25% · 3.875%
HK$8,031
−HK$246/mo
Today · 4.125%
HK$8,277
baseline
▲ 0.50% · 4.625%
HK$8,780
+HK$503/mo
Deposit HK$190K · loan HK$1.71M · min. income ≈ HK$16,554/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,664
−HK$468/mo
▼ 0.25% · 3.875%
HK$8,897
−HK$235/mo
Today · 4.125%
HK$9,132
baseline
▲ 0.50% · 4.625%
HK$9,614
+HK$482/mo
Deposit HK$190K · loan HK$1.71M · min. income ≈ HK$18,264/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).