▼ 0.50% · 3.625%
HK$6,612
−HK$415/mo
▼ 0.25% · 3.875%
HK$6,818
−HK$209/mo
Today · 4.125%
HK$7,027
baseline
▲ 0.50% · 4.625%
HK$7,454
+HK$427/mo
Deposit HK$1.45M · loan HK$1.45M · min. income ≈ HK$14,054/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,356
−HK$397/mo
▼ 0.25% · 3.875%
HK$7,553
−HK$200/mo
Today · 4.125%
HK$7,753
baseline
▲ 0.50% · 4.625%
HK$8,162
+HK$409/mo
Deposit HK$1.45M · loan HK$1.45M · min. income ≈ HK$15,506/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,273
−HK$456/mo
▼ 0.25% · 3.875%
HK$7,500
−HK$229/mo
Today · 4.125%
HK$7,729
baseline
▲ 0.50% · 4.625%
HK$8,200
+HK$471/mo
Deposit HK$1.30M · loan HK$1.59M · min. income ≈ HK$15,458/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,091
−HK$438/mo
▼ 0.25% · 3.875%
HK$8,308
−HK$221/mo
Today · 4.125%
HK$8,529
baseline
▲ 0.50% · 4.625%
HK$8,978
+HK$449/mo
Deposit HK$1.30M · loan HK$1.59M · min. income ≈ HK$17,058/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,934
−HK$498/mo
▼ 0.25% · 3.875%
HK$8,181
−HK$251/mo
Today · 4.125%
HK$8,432
baseline
▲ 0.50% · 4.625%
HK$8,945
+HK$513/mo
Deposit HK$1.16M · loan HK$1.74M · min. income ≈ HK$16,864/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,827
−HK$477/mo
▼ 0.25% · 3.875%
HK$9,064
−HK$240/mo
Today · 4.125%
HK$9,304
baseline
▲ 0.50% · 4.625%
HK$9,794
+HK$490/mo
Deposit HK$1.16M · loan HK$1.74M · min. income ≈ HK$18,608/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,596
−HK$539/mo
▼ 0.25% · 3.875%
HK$8,863
−HK$272/mo
Today · 4.125%
HK$9,135
baseline
▲ 0.50% · 4.625%
HK$9,691
+HK$556/mo
Deposit HK$1.01M · loan HK$1.88M · min. income ≈ HK$18,270/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,563
−HK$516/mo
▼ 0.25% · 3.875%
HK$9,819
−HK$260/mo
Today · 4.125%
HK$10,079
baseline
▲ 0.50% · 4.625%
HK$10,611
+HK$532/mo
Deposit HK$1.01M · loan HK$1.88M · min. income ≈ HK$20,158/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,257
−HK$580/mo
▼ 0.25% · 3.875%
HK$9,545
−HK$292/mo
Today · 4.125%
HK$9,837
baseline
▲ 0.50% · 4.625%
HK$10,436
+HK$599/mo
Deposit HK$870K · loan HK$2.03M · min. income ≈ HK$19,674/mo (50% DSR)
Upfront cash ≈ HK$870K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,298
−HK$557/mo
▼ 0.25% · 3.875%
HK$10,574
−HK$281/mo
Today · 4.125%
HK$10,855
baseline
▲ 0.50% · 4.625%
HK$11,427
+HK$572/mo
Deposit HK$870K · loan HK$2.03M · min. income ≈ HK$21,710/mo (50% DSR)
Upfront cash ≈ HK$870K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,918
−HK$622/mo
▼ 0.25% · 3.875%
HK$10,227
−HK$313/mo
Today · 4.125%
HK$10,540
baseline
▲ 0.50% · 4.625%
HK$11,181
+HK$641/mo
Deposit HK$725K · loan HK$2.17M · min. income ≈ HK$21,080/mo (50% DSR)
Upfront cash ≈ HK$725K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,034
−HK$596/mo
▼ 0.25% · 3.875%
HK$11,330
−HK$300/mo
Today · 4.125%
HK$11,630
baseline
▲ 0.50% · 4.625%
HK$12,243
+HK$613/mo
Deposit HK$725K · loan HK$2.17M · min. income ≈ HK$23,260/mo (50% DSR)
Upfront cash ≈ HK$725K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,579
−HK$664/mo
▼ 0.25% · 3.875%
HK$10,908
−HK$335/mo
Today · 4.125%
HK$11,243
baseline
▲ 0.50% · 4.625%
HK$11,927
+HK$684/mo
Deposit HK$580K · loan HK$2.32M · min. income ≈ HK$22,486/mo (50% DSR)
Upfront cash ≈ HK$580K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,769
−HK$636/mo
▼ 0.25% · 3.875%
HK$12,085
−HK$320/mo
Today · 4.125%
HK$12,405
baseline
▲ 0.50% · 4.625%
HK$13,059
+HK$654/mo
Deposit HK$580K · loan HK$2.32M · min. income ≈ HK$24,810/mo (50% DSR)
Upfront cash ≈ HK$580K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,241
−HK$704/mo
▼ 0.25% · 3.875%
HK$11,590
−HK$355/mo
Today · 4.125%
HK$11,945
baseline
▲ 0.50% · 4.625%
HK$12,672
+HK$727/mo
Deposit HK$435K · loan HK$2.46M · min. income ≈ HK$23,890/mo (50% DSR)
Upfront cash ≈ HK$435K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,505
−HK$676/mo
▼ 0.25% · 3.875%
HK$12,840
−HK$341/mo
Today · 4.125%
HK$13,181
baseline
▲ 0.50% · 4.625%
HK$13,875
+HK$694/mo
Deposit HK$435K · loan HK$2.46M · min. income ≈ HK$26,362/mo (50% DSR)
Upfront cash ≈ HK$435K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,902
−HK$746/mo
▼ 0.25% · 3.875%
HK$12,272
−HK$376/mo
Today · 4.125%
HK$12,648
baseline
▲ 0.50% · 4.625%
HK$13,418
+HK$770/mo
Deposit HK$290K · loan HK$2.61M · min. income ≈ HK$25,296/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,241
−HK$715/mo
▼ 0.25% · 3.875%
HK$13,596
−HK$360/mo
Today · 4.125%
HK$13,956
baseline
▲ 0.50% · 4.625%
HK$14,692
+HK$736/mo
Deposit HK$290K · loan HK$2.61M · min. income ≈ HK$27,912/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).