▼ 0.50% · 3.625%
HK$1,973
−HK$123/mo
▼ 0.25% · 3.875%
HK$2,034
−HK$62/mo
Today · 4.125%
HK$2,096
baseline
▲ 0.50% · 4.625%
HK$2,224
+HK$128/mo
Deposit HK$433K · loan HK$433K · min. income ≈ HK$4,192/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,194
−HK$119/mo
▼ 0.25% · 3.875%
HK$2,253
−HK$60/mo
Today · 4.125%
HK$2,313
baseline
▲ 0.50% · 4.625%
HK$2,435
+HK$122/mo
Deposit HK$433K · loan HK$433K · min. income ≈ HK$4,626/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,170
−HK$136/mo
▼ 0.25% · 3.875%
HK$2,237
−HK$69/mo
Today · 4.125%
HK$2,306
baseline
▲ 0.50% · 4.625%
HK$2,446
+HK$140/mo
Deposit HK$389K · loan HK$476K · min. income ≈ HK$4,612/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,414
−HK$130/mo
▼ 0.25% · 3.875%
HK$2,479
−HK$65/mo
Today · 4.125%
HK$2,544
baseline
▲ 0.50% · 4.625%
HK$2,678
+HK$134/mo
Deposit HK$389K · loan HK$476K · min. income ≈ HK$5,088/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,367
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,441
−HK$74/mo
Today · 4.125%
HK$2,515
baseline
▲ 0.50% · 4.625%
HK$2,669
+HK$154/mo
Deposit HK$346K · loan HK$519K · min. income ≈ HK$5,030/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,633
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,704
−HK$72/mo
Today · 4.125%
HK$2,776
baseline
▲ 0.50% · 4.625%
HK$2,922
+HK$146/mo
Deposit HK$346K · loan HK$519K · min. income ≈ HK$5,552/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,564
−HK$161/mo
▼ 0.25% · 3.875%
HK$2,644
−HK$81/mo
Today · 4.125%
HK$2,725
baseline
▲ 0.50% · 4.625%
HK$2,891
+HK$166/mo
Deposit HK$303K · loan HK$562K · min. income ≈ HK$5,450/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,853
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,929
−HK$78/mo
Today · 4.125%
HK$3,007
baseline
▲ 0.50% · 4.625%
HK$3,165
+HK$158/mo
Deposit HK$303K · loan HK$562K · min. income ≈ HK$6,014/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,762
−HK$173/mo
▼ 0.25% · 3.875%
HK$2,847
−HK$88/mo
Today · 4.125%
HK$2,935
baseline
▲ 0.50% · 4.625%
HK$3,113
+HK$178/mo
Deposit HK$260K · loan HK$606K · min. income ≈ HK$5,870/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,072
−HK$166/mo
▼ 0.25% · 3.875%
HK$3,155
−HK$83/mo
Today · 4.125%
HK$3,238
baseline
▲ 0.50% · 4.625%
HK$3,409
+HK$171/mo
Deposit HK$260K · loan HK$606K · min. income ≈ HK$6,476/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,959
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,051
−HK$93/mo
Today · 4.125%
HK$3,144
baseline
▲ 0.50% · 4.625%
HK$3,336
+HK$192/mo
Deposit HK$216K · loan HK$649K · min. income ≈ HK$6,288/mo (50% DSR)
Upfront cash ≈ HK$216K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,292
−HK$177/mo
▼ 0.25% · 3.875%
HK$3,380
−HK$89/mo
Today · 4.125%
HK$3,469
baseline
▲ 0.50% · 4.625%
HK$3,652
+HK$183/mo
Deposit HK$216K · loan HK$649K · min. income ≈ HK$6,938/mo (50% DSR)
Upfront cash ≈ HK$216K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,156
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,254
−HK$100/mo
Today · 4.125%
HK$3,354
baseline
▲ 0.50% · 4.625%
HK$3,558
+HK$204/mo
Deposit HK$173K · loan HK$692K · min. income ≈ HK$6,708/mo (50% DSR)
Upfront cash ≈ HK$173K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,511
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,605
−HK$96/mo
Today · 4.125%
HK$3,701
baseline
▲ 0.50% · 4.625%
HK$3,896
+HK$195/mo
Deposit HK$173K · loan HK$692K · min. income ≈ HK$7,402/mo (50% DSR)
Upfront cash ≈ HK$173K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,353
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,458
−HK$106/mo
Today · 4.125%
HK$3,564
baseline
▲ 0.50% · 4.625%
HK$3,780
+HK$216/mo
Deposit HK$130K · loan HK$735K · min. income ≈ HK$7,128/mo (50% DSR)
Upfront cash ≈ HK$130K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,731
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,831
−HK$101/mo
Today · 4.125%
HK$3,932
baseline
▲ 0.50% · 4.625%
HK$4,139
+HK$207/mo
Deposit HK$130K · loan HK$735K · min. income ≈ HK$7,864/mo (50% DSR)
Upfront cash ≈ HK$130K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,551
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,661
−HK$112/mo
Today · 4.125%
HK$3,773
baseline
▲ 0.50% · 4.625%
HK$4,003
+HK$230/mo
Deposit HK$87K · loan HK$779K · min. income ≈ HK$7,546/mo (50% DSR)
Upfront cash ≈ HK$87K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,950
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,056
−HK$107/mo
Today · 4.125%
HK$4,163
baseline
▲ 0.50% · 4.625%
HK$4,383
+HK$220/mo
Deposit HK$87K · loan HK$779K · min. income ≈ HK$8,326/mo (50% DSR)
Upfront cash ≈ HK$87K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).