▼ 0.50% · 3.625%
HK$3,197
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,297
−HK$101/mo
Today · 4.125%
HK$3,398
baseline
▲ 0.50% · 4.625%
HK$3,604
+HK$206/mo
Deposit HK$701K · loan HK$701K · min. income ≈ HK$6,796/mo (50% DSR)
Upfront cash ≈ HK$701K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,557
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,652
−HK$97/mo
Today · 4.125%
HK$3,749
baseline
▲ 0.50% · 4.625%
HK$3,947
+HK$198/mo
Deposit HK$701K · loan HK$701K · min. income ≈ HK$7,498/mo (50% DSR)
Upfront cash ≈ HK$701K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,517
−HK$220/mo
▼ 0.25% · 3.875%
HK$3,626
−HK$111/mo
Today · 4.125%
HK$3,737
baseline
▲ 0.50% · 4.625%
HK$3,965
+HK$228/mo
Deposit HK$631K · loan HK$771K · min. income ≈ HK$7,474/mo (50% DSR)
Upfront cash ≈ HK$631K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,912
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,017
−HK$107/mo
Today · 4.125%
HK$4,124
baseline
▲ 0.50% · 4.625%
HK$4,341
+HK$217/mo
Deposit HK$631K · loan HK$771K · min. income ≈ HK$8,248/mo (50% DSR)
Upfront cash ≈ HK$631K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,837
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,956
−HK$121/mo
Today · 4.125%
HK$4,077
baseline
▲ 0.50% · 4.625%
HK$4,325
+HK$248/mo
Deposit HK$561K · loan HK$841K · min. income ≈ HK$8,154/mo (50% DSR)
Upfront cash ≈ HK$561K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,268
−HK$231/mo
▼ 0.25% · 3.875%
HK$4,383
−HK$116/mo
Today · 4.125%
HK$4,499
baseline
▲ 0.50% · 4.625%
HK$4,736
+HK$237/mo
Deposit HK$561K · loan HK$841K · min. income ≈ HK$8,998/mo (50% DSR)
Upfront cash ≈ HK$561K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,156
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,286
−HK$131/mo
Today · 4.125%
HK$4,417
baseline
▲ 0.50% · 4.625%
HK$4,686
+HK$269/mo
Deposit HK$491K · loan HK$911K · min. income ≈ HK$8,834/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,624
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,748
−HK$126/mo
Today · 4.125%
HK$4,874
baseline
▲ 0.50% · 4.625%
HK$5,131
+HK$257/mo
Deposit HK$491K · loan HK$911K · min. income ≈ HK$9,748/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,476
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,615
−HK$142/mo
Today · 4.125%
HK$4,757
baseline
▲ 0.50% · 4.625%
HK$5,046
+HK$289/mo
Deposit HK$421K · loan HK$981K · min. income ≈ HK$9,514/mo (50% DSR)
Upfront cash ≈ HK$421K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,980
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,113
−HK$136/mo
Today · 4.125%
HK$5,249
baseline
▲ 0.50% · 4.625%
HK$5,525
+HK$276/mo
Deposit HK$421K · loan HK$981K · min. income ≈ HK$10,498/mo (50% DSR)
Upfront cash ≈ HK$421K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,796
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,945
−HK$151/mo
Today · 4.125%
HK$5,096
baseline
▲ 0.50% · 4.625%
HK$5,407
+HK$311/mo
Deposit HK$351K · loan HK$1.05M · min. income ≈ HK$10,192/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,335
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,478
−HK$145/mo
Today · 4.125%
HK$5,623
baseline
▲ 0.50% · 4.625%
HK$5,920
+HK$297/mo
Deposit HK$351K · loan HK$1.05M · min. income ≈ HK$11,246/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,115
−HK$321/mo
▼ 0.25% · 3.875%
HK$5,275
−HK$161/mo
Today · 4.125%
HK$5,436
baseline
▲ 0.50% · 4.625%
HK$5,767
+HK$331/mo
Deposit HK$280K · loan HK$1.12M · min. income ≈ HK$10,872/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,691
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,844
−HK$154/mo
Today · 4.125%
HK$5,998
baseline
▲ 0.50% · 4.625%
HK$6,315
+HK$317/mo
Deposit HK$280K · loan HK$1.12M · min. income ≈ HK$11,996/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,435
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,604
−HK$172/mo
Today · 4.125%
HK$5,776
baseline
▲ 0.50% · 4.625%
HK$6,127
+HK$351/mo
Deposit HK$210K · loan HK$1.19M · min. income ≈ HK$11,552/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,047
−HK$326/mo
▼ 0.25% · 3.875%
HK$6,209
−HK$164/mo
Today · 4.125%
HK$6,373
baseline
▲ 0.50% · 4.625%
HK$6,709
+HK$336/mo
Deposit HK$210K · loan HK$1.19M · min. income ≈ HK$12,746/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,755
−HK$361/mo
▼ 0.25% · 3.875%
HK$5,934
−HK$182/mo
Today · 4.125%
HK$6,116
baseline
▲ 0.50% · 4.625%
HK$6,488
+HK$372/mo
Deposit HK$140K · loan HK$1.26M · min. income ≈ HK$12,232/mo (50% DSR)
Upfront cash ≈ HK$140K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,402
−HK$346/mo
▼ 0.25% · 3.875%
HK$6,574
−HK$174/mo
Today · 4.125%
HK$6,748
baseline
▲ 0.50% · 4.625%
HK$7,104
+HK$356/mo
Deposit HK$140K · loan HK$1.26M · min. income ≈ HK$13,496/mo (50% DSR)
Upfront cash ≈ HK$140K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).