▼ 0.50% · 3.625%
HK$2,666
−HK$167/mo
▼ 0.25% · 3.875%
HK$2,749
−HK$84/mo
Today · 4.125%
HK$2,833
baseline
▲ 0.50% · 4.625%
HK$3,006
+HK$173/mo
Deposit HK$585K · loan HK$585K · min. income ≈ HK$5,666/mo (50% DSR)
Upfront cash ≈ HK$585K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,966
−HK$160/mo
▼ 0.25% · 3.875%
HK$3,045
−HK$81/mo
Today · 4.125%
HK$3,126
baseline
▲ 0.50% · 4.625%
HK$3,291
+HK$165/mo
Deposit HK$585K · loan HK$585K · min. income ≈ HK$6,252/mo (50% DSR)
Upfront cash ≈ HK$585K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,933
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,024
−HK$92/mo
Today · 4.125%
HK$3,116
baseline
▲ 0.50% · 4.625%
HK$3,306
+HK$190/mo
Deposit HK$526K · loan HK$643K · min. income ≈ HK$6,232/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,262
−HK$177/mo
▼ 0.25% · 3.875%
HK$3,350
−HK$89/mo
Today · 4.125%
HK$3,439
baseline
▲ 0.50% · 4.625%
HK$3,620
+HK$181/mo
Deposit HK$526K · loan HK$643K · min. income ≈ HK$6,878/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,199
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,299
−HK$101/mo
Today · 4.125%
HK$3,400
baseline
▲ 0.50% · 4.625%
HK$3,607
+HK$207/mo
Deposit HK$468K · loan HK$701K · min. income ≈ HK$6,800/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,559
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,655
−HK$96/mo
Today · 4.125%
HK$3,751
baseline
▲ 0.50% · 4.625%
HK$3,949
+HK$198/mo
Deposit HK$468K · loan HK$701K · min. income ≈ HK$7,502/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,466
−HK$217/mo
▼ 0.25% · 3.875%
HK$3,574
−HK$109/mo
Today · 4.125%
HK$3,683
baseline
▲ 0.50% · 4.625%
HK$3,907
+HK$224/mo
Deposit HK$409K · loan HK$760K · min. income ≈ HK$7,366/mo (50% DSR)
Upfront cash ≈ HK$409K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,856
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,959
−HK$105/mo
Today · 4.125%
HK$4,064
baseline
▲ 0.50% · 4.625%
HK$4,278
+HK$214/mo
Deposit HK$409K · loan HK$760K · min. income ≈ HK$8,128/mo (50% DSR)
Upfront cash ≈ HK$409K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,732
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,848
−HK$118/mo
Today · 4.125%
HK$3,966
baseline
▲ 0.50% · 4.625%
HK$4,208
+HK$242/mo
Deposit HK$351K · loan HK$818K · min. income ≈ HK$7,932/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,152
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,264
−HK$113/mo
Today · 4.125%
HK$4,377
baseline
▲ 0.50% · 4.625%
HK$4,607
+HK$230/mo
Deposit HK$351K · loan HK$818K · min. income ≈ HK$8,754/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,999
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,123
−HK$127/mo
Today · 4.125%
HK$4,250
baseline
▲ 0.50% · 4.625%
HK$4,508
+HK$258/mo
Deposit HK$292K · loan HK$877K · min. income ≈ HK$8,500/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,449
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,568
−HK$121/mo
Today · 4.125%
HK$4,689
baseline
▲ 0.50% · 4.625%
HK$4,936
+HK$247/mo
Deposit HK$292K · loan HK$877K · min. income ≈ HK$9,378/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,266
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,398
−HK$135/mo
Today · 4.125%
HK$4,533
baseline
▲ 0.50% · 4.625%
HK$4,809
+HK$276/mo
Deposit HK$234K · loan HK$935K · min. income ≈ HK$9,066/mo (50% DSR)
Upfront cash ≈ HK$234K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,745
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,873
−HK$129/mo
Today · 4.125%
HK$5,002
baseline
▲ 0.50% · 4.625%
HK$5,265
+HK$263/mo
Deposit HK$234K · loan HK$935K · min. income ≈ HK$10,004/mo (50% DSR)
Upfront cash ≈ HK$234K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,532
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,673
−HK$143/mo
Today · 4.125%
HK$4,816
baseline
▲ 0.50% · 4.625%
HK$5,109
+HK$293/mo
Deposit HK$175K · loan HK$994K · min. income ≈ HK$9,632/mo (50% DSR)
Upfront cash ≈ HK$175K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,042
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,177
−HK$137/mo
Today · 4.125%
HK$5,314
baseline
▲ 0.50% · 4.625%
HK$5,595
+HK$281/mo
Deposit HK$175K · loan HK$994K · min. income ≈ HK$10,628/mo (50% DSR)
Upfront cash ≈ HK$175K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,799
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,948
−HK$152/mo
Today · 4.125%
HK$5,100
baseline
▲ 0.50% · 4.625%
HK$5,410
+HK$310/mo
Deposit HK$117K · loan HK$1.05M · min. income ≈ HK$10,200/mo (50% DSR)
Upfront cash ≈ HK$117K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,339
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,482
−HK$145/mo
Today · 4.125%
HK$5,627
baseline
▲ 0.50% · 4.625%
HK$5,924
+HK$297/mo
Deposit HK$117K · loan HK$1.05M · min. income ≈ HK$11,254/mo (50% DSR)
Upfront cash ≈ HK$117K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).