▼ 0.50% · 3.625%
HK$2,960
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,053
−HK$93/mo
Today · 4.125%
HK$3,146
baseline
▲ 0.50% · 4.625%
HK$3,338
+HK$192/mo
Deposit HK$649K · loan HK$649K · min. income ≈ HK$6,292/mo (50% DSR)
Upfront cash ≈ HK$649K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,293
−HK$178/mo
▼ 0.25% · 3.875%
HK$3,382
−HK$89/mo
Today · 4.125%
HK$3,471
baseline
▲ 0.50% · 4.625%
HK$3,654
+HK$183/mo
Deposit HK$649K · loan HK$649K · min. income ≈ HK$6,942/mo (50% DSR)
Upfront cash ≈ HK$649K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,256
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,358
−HK$103/mo
Today · 4.125%
HK$3,461
baseline
▲ 0.50% · 4.625%
HK$3,671
+HK$210/mo
Deposit HK$584K · loan HK$714K · min. income ≈ HK$6,922/mo (50% DSR)
Upfront cash ≈ HK$584K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,623
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,720
−HK$99/mo
Today · 4.125%
HK$3,819
baseline
▲ 0.50% · 4.625%
HK$4,020
+HK$201/mo
Deposit HK$584K · loan HK$714K · min. income ≈ HK$7,638/mo (50% DSR)
Upfront cash ≈ HK$584K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,553
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,663
−HK$112/mo
Today · 4.125%
HK$3,775
baseline
▲ 0.50% · 4.625%
HK$4,005
+HK$230/mo
Deposit HK$519K · loan HK$779K · min. income ≈ HK$7,550/mo (50% DSR)
Upfront cash ≈ HK$519K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,952
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,058
−HK$108/mo
Today · 4.125%
HK$4,166
baseline
▲ 0.50% · 4.625%
HK$4,385
+HK$219/mo
Deposit HK$519K · loan HK$779K · min. income ≈ HK$8,332/mo (50% DSR)
Upfront cash ≈ HK$519K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,849
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,968
−HK$122/mo
Today · 4.125%
HK$4,090
baseline
▲ 0.50% · 4.625%
HK$4,339
+HK$249/mo
Deposit HK$454K · loan HK$844K · min. income ≈ HK$8,180/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,281
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,396
−HK$117/mo
Today · 4.125%
HK$4,513
baseline
▲ 0.50% · 4.625%
HK$4,751
+HK$238/mo
Deposit HK$454K · loan HK$844K · min. income ≈ HK$9,026/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,145
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,274
−HK$131/mo
Today · 4.125%
HK$4,405
baseline
▲ 0.50% · 4.625%
HK$4,673
+HK$268/mo
Deposit HK$389K · loan HK$909K · min. income ≈ HK$8,810/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,611
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,735
−HK$125/mo
Today · 4.125%
HK$4,860
baseline
▲ 0.50% · 4.625%
HK$5,116
+HK$256/mo
Deposit HK$389K · loan HK$909K · min. income ≈ HK$9,720/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,441
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,579
−HK$140/mo
Today · 4.125%
HK$4,719
baseline
▲ 0.50% · 4.625%
HK$5,006
+HK$287/mo
Deposit HK$325K · loan HK$974K · min. income ≈ HK$9,438/mo (50% DSR)
Upfront cash ≈ HK$325K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,940
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,073
−HK$134/mo
Today · 4.125%
HK$5,207
baseline
▲ 0.50% · 4.625%
HK$5,482
+HK$275/mo
Deposit HK$325K · loan HK$974K · min. income ≈ HK$10,414/mo (50% DSR)
Upfront cash ≈ HK$325K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,737
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,884
−HK$150/mo
Today · 4.125%
HK$5,034
baseline
▲ 0.50% · 4.625%
HK$5,340
+HK$306/mo
Deposit HK$260K · loan HK$1.04M · min. income ≈ HK$10,068/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,270
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,411
−HK$143/mo
Today · 4.125%
HK$5,554
baseline
▲ 0.50% · 4.625%
HK$5,847
+HK$293/mo
Deposit HK$260K · loan HK$1.04M · min. income ≈ HK$11,108/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,033
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,189
−HK$159/mo
Today · 4.125%
HK$5,348
baseline
▲ 0.50% · 4.625%
HK$5,674
+HK$326/mo
Deposit HK$195K · loan HK$1.10M · min. income ≈ HK$10,696/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,599
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,749
−HK$152/mo
Today · 4.125%
HK$5,901
baseline
▲ 0.50% · 4.625%
HK$6,212
+HK$311/mo
Deposit HK$195K · loan HK$1.10M · min. income ≈ HK$11,802/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,329
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,495
−HK$168/mo
Today · 4.125%
HK$5,663
baseline
▲ 0.50% · 4.625%
HK$6,008
+HK$345/mo
Deposit HK$130K · loan HK$1.17M · min. income ≈ HK$11,326/mo (50% DSR)
Upfront cash ≈ HK$130K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,928
−HK$321/mo
▼ 0.25% · 3.875%
HK$6,087
−HK$162/mo
Today · 4.125%
HK$6,249
baseline
▲ 0.50% · 4.625%
HK$6,578
+HK$329/mo
Deposit HK$130K · loan HK$1.17M · min. income ≈ HK$12,498/mo (50% DSR)
Upfront cash ≈ HK$130K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).