▼ 0.50% · 3.625%
HK$4,426
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,564
−HK$139/mo
Today · 4.125%
HK$4,703
baseline
▲ 0.50% · 4.625%
HK$4,990
+HK$287/mo
Deposit HK$970K · loan HK$970K · min. income ≈ HK$9,406/mo (50% DSR)
Upfront cash ≈ HK$971K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,924
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,056
−HK$134/mo
Today · 4.125%
HK$5,190
baseline
▲ 0.50% · 4.625%
HK$5,463
+HK$273/mo
Deposit HK$970K · loan HK$970K · min. income ≈ HK$10,380/mo (50% DSR)
Upfront cash ≈ HK$971K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,868
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,020
−HK$154/mo
Today · 4.125%
HK$5,174
baseline
▲ 0.50% · 4.625%
HK$5,489
+HK$315/mo
Deposit HK$873K · loan HK$1.07M · min. income ≈ HK$10,348/mo (50% DSR)
Upfront cash ≈ HK$874K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,416
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,561
−HK$148/mo
Today · 4.125%
HK$5,709
baseline
▲ 0.50% · 4.625%
HK$6,010
+HK$301/mo
Deposit HK$873K · loan HK$1.07M · min. income ≈ HK$11,418/mo (50% DSR)
Upfront cash ≈ HK$874K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,311
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,476
−HK$168/mo
Today · 4.125%
HK$5,644
baseline
▲ 0.50% · 4.625%
HK$5,988
+HK$344/mo
Deposit HK$776K · loan HK$1.16M · min. income ≈ HK$11,288/mo (50% DSR)
Upfront cash ≈ HK$776K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,909
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,067
−HK$161/mo
Today · 4.125%
HK$6,228
baseline
▲ 0.50% · 4.625%
HK$6,556
+HK$328/mo
Deposit HK$776K · loan HK$1.16M · min. income ≈ HK$12,456/mo (50% DSR)
Upfront cash ≈ HK$776K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,754
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,933
−HK$181/mo
Today · 4.125%
HK$6,114
baseline
▲ 0.50% · 4.625%
HK$6,487
+HK$373/mo
Deposit HK$679K · loan HK$1.26M · min. income ≈ HK$12,228/mo (50% DSR)
Upfront cash ≈ HK$679K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,401
−HK$346/mo
▼ 0.25% · 3.875%
HK$6,573
−HK$174/mo
Today · 4.125%
HK$6,747
baseline
▲ 0.50% · 4.625%
HK$7,102
+HK$355/mo
Deposit HK$679K · loan HK$1.26M · min. income ≈ HK$13,494/mo (50% DSR)
Upfront cash ≈ HK$679K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,196
−HK$389/mo
▼ 0.25% · 3.875%
HK$6,389
−HK$196/mo
Today · 4.125%
HK$6,585
baseline
▲ 0.50% · 4.625%
HK$6,985
+HK$400/mo
Deposit HK$582K · loan HK$1.36M · min. income ≈ HK$13,170/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,893
−HK$373/mo
▼ 0.25% · 3.875%
HK$7,078
−HK$188/mo
Today · 4.125%
HK$7,266
baseline
▲ 0.50% · 4.625%
HK$7,649
+HK$383/mo
Deposit HK$582K · loan HK$1.36M · min. income ≈ HK$14,532/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,639
−HK$416/mo
▼ 0.25% · 3.875%
HK$6,845
−HK$210/mo
Today · 4.125%
HK$7,055
baseline
▲ 0.50% · 4.625%
HK$7,484
+HK$429/mo
Deposit HK$485K · loan HK$1.46M · min. income ≈ HK$14,110/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,386
−HK$399/mo
▼ 0.25% · 3.875%
HK$7,584
−HK$201/mo
Today · 4.125%
HK$7,785
baseline
▲ 0.50% · 4.625%
HK$8,195
+HK$410/mo
Deposit HK$485K · loan HK$1.46M · min. income ≈ HK$15,570/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,081
−HK$445/mo
▼ 0.25% · 3.875%
HK$7,302
−HK$224/mo
Today · 4.125%
HK$7,526
baseline
▲ 0.50% · 4.625%
HK$7,983
+HK$457/mo
Deposit HK$388K · loan HK$1.55M · min. income ≈ HK$15,052/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,878
−HK$426/mo
▼ 0.25% · 3.875%
HK$8,089
−HK$215/mo
Today · 4.125%
HK$8,304
baseline
▲ 0.50% · 4.625%
HK$8,741
+HK$437/mo
Deposit HK$388K · loan HK$1.55M · min. income ≈ HK$16,608/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,524
−HK$472/mo
▼ 0.25% · 3.875%
HK$7,758
−HK$238/mo
Today · 4.125%
HK$7,996
baseline
▲ 0.50% · 4.625%
HK$8,482
+HK$486/mo
Deposit HK$291K · loan HK$1.65M · min. income ≈ HK$15,992/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,370
−HK$453/mo
▼ 0.25% · 3.875%
HK$8,595
−HK$228/mo
Today · 4.125%
HK$8,823
baseline
▲ 0.50% · 4.625%
HK$9,288
+HK$465/mo
Deposit HK$291K · loan HK$1.65M · min. income ≈ HK$17,646/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,967
−HK$499/mo
▼ 0.25% · 3.875%
HK$8,214
−HK$252/mo
Today · 4.125%
HK$8,466
baseline
▲ 0.50% · 4.625%
HK$8,981
+HK$515/mo
Deposit HK$194K · loan HK$1.75M · min. income ≈ HK$16,932/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,863
−HK$479/mo
▼ 0.25% · 3.875%
HK$9,100
−HK$242/mo
Today · 4.125%
HK$9,342
baseline
▲ 0.50% · 4.625%
HK$9,834
+HK$492/mo
Deposit HK$194K · loan HK$1.75M · min. income ≈ HK$18,684/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).