▼ 0.50% · 3.625%
HK$4,204
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,335
−HK$133/mo
Today · 4.125%
HK$4,468
baseline
▲ 0.50% · 4.625%
HK$4,740
+HK$272/mo
Deposit HK$922K · loan HK$922K · min. income ≈ HK$8,936/mo (50% DSR)
Upfront cash ≈ HK$922K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,677
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,803
−HK$127/mo
Today · 4.125%
HK$4,930
baseline
▲ 0.50% · 4.625%
HK$5,190
+HK$260/mo
Deposit HK$922K · loan HK$922K · min. income ≈ HK$9,860/mo (50% DSR)
Upfront cash ≈ HK$922K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,625
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,769
−HK$146/mo
Today · 4.125%
HK$4,915
baseline
▲ 0.50% · 4.625%
HK$5,214
+HK$299/mo
Deposit HK$830K · loan HK$1.01M · min. income ≈ HK$9,830/mo (50% DSR)
Upfront cash ≈ HK$830K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,145
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,283
−HK$140/mo
Today · 4.125%
HK$5,423
baseline
▲ 0.50% · 4.625%
HK$5,709
+HK$286/mo
Deposit HK$830K · loan HK$1.01M · min. income ≈ HK$10,846/mo (50% DSR)
Upfront cash ≈ HK$830K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,045
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,202
−HK$160/mo
Today · 4.125%
HK$5,362
baseline
▲ 0.50% · 4.625%
HK$5,688
+HK$326/mo
Deposit HK$738K · loan HK$1.11M · min. income ≈ HK$10,724/mo (50% DSR)
Upfront cash ≈ HK$738K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,613
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,763
−HK$153/mo
Today · 4.125%
HK$5,916
baseline
▲ 0.50% · 4.625%
HK$6,228
+HK$312/mo
Deposit HK$738K · loan HK$1.11M · min. income ≈ HK$11,832/mo (50% DSR)
Upfront cash ≈ HK$738K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,466
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,636
−HK$172/mo
Today · 4.125%
HK$5,808
baseline
▲ 0.50% · 4.625%
HK$6,162
+HK$354/mo
Deposit HK$645K · loan HK$1.20M · min. income ≈ HK$11,616/mo (50% DSR)
Upfront cash ≈ HK$645K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,080
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,244
−HK$165/mo
Today · 4.125%
HK$6,409
baseline
▲ 0.50% · 4.625%
HK$6,747
+HK$338/mo
Deposit HK$645K · loan HK$1.20M · min. income ≈ HK$12,818/mo (50% DSR)
Upfront cash ≈ HK$645K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,886
−HK$369/mo
▼ 0.25% · 3.875%
HK$6,069
−HK$186/mo
Today · 4.125%
HK$6,255
baseline
▲ 0.50% · 4.625%
HK$6,636
+HK$381/mo
Deposit HK$553K · loan HK$1.29M · min. income ≈ HK$12,510/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,548
−HK$354/mo
▼ 0.25% · 3.875%
HK$6,724
−HK$178/mo
Today · 4.125%
HK$6,902
baseline
▲ 0.50% · 4.625%
HK$7,266
+HK$364/mo
Deposit HK$553K · loan HK$1.29M · min. income ≈ HK$13,804/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,307
−HK$395/mo
▼ 0.25% · 3.875%
HK$6,503
−HK$199/mo
Today · 4.125%
HK$6,702
baseline
▲ 0.50% · 4.625%
HK$7,110
+HK$408/mo
Deposit HK$461K · loan HK$1.38M · min. income ≈ HK$13,404/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,016
−HK$379/mo
▼ 0.25% · 3.875%
HK$7,204
−HK$191/mo
Today · 4.125%
HK$7,395
baseline
▲ 0.50% · 4.625%
HK$7,785
+HK$390/mo
Deposit HK$461K · loan HK$1.38M · min. income ≈ HK$14,790/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,727
−HK$422/mo
▼ 0.25% · 3.875%
HK$6,936
−HK$213/mo
Today · 4.125%
HK$7,149
baseline
▲ 0.50% · 4.625%
HK$7,584
+HK$435/mo
Deposit HK$369K · loan HK$1.48M · min. income ≈ HK$14,298/mo (50% DSR)
Upfront cash ≈ HK$369K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,484
−HK$404/mo
▼ 0.25% · 3.875%
HK$7,684
−HK$204/mo
Today · 4.125%
HK$7,888
baseline
▲ 0.50% · 4.625%
HK$8,304
+HK$416/mo
Deposit HK$369K · loan HK$1.48M · min. income ≈ HK$15,776/mo (50% DSR)
Upfront cash ≈ HK$369K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,147
−HK$449/mo
▼ 0.25% · 3.875%
HK$7,370
−HK$226/mo
Today · 4.125%
HK$7,596
baseline
▲ 0.50% · 4.625%
HK$8,058
+HK$462/mo
Deposit HK$277K · loan HK$1.57M · min. income ≈ HK$15,192/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,951
−HK$430/mo
▼ 0.25% · 3.875%
HK$8,165
−HK$216/mo
Today · 4.125%
HK$8,381
baseline
▲ 0.50% · 4.625%
HK$8,823
+HK$442/mo
Deposit HK$277K · loan HK$1.57M · min. income ≈ HK$16,762/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,568
−HK$474/mo
▼ 0.25% · 3.875%
HK$7,803
−HK$239/mo
Today · 4.125%
HK$8,042
baseline
▲ 0.50% · 4.625%
HK$8,532
+HK$490/mo
Deposit HK$184K · loan HK$1.66M · min. income ≈ HK$16,084/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,419
−HK$455/mo
▼ 0.25% · 3.875%
HK$8,645
−HK$229/mo
Today · 4.125%
HK$8,874
baseline
▲ 0.50% · 4.625%
HK$9,342
+HK$468/mo
Deposit HK$184K · loan HK$1.66M · min. income ≈ HK$17,748/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).