▼ 0.50% · 3.625%
HK$4,534
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,675
−HK$143/mo
Today · 4.125%
HK$4,818
baseline
▲ 0.50% · 4.625%
HK$5,111
+HK$293/mo
Deposit HK$994K · loan HK$994K · min. income ≈ HK$9,636/mo (50% DSR)
Upfront cash ≈ HK$994K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,044
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,179
−HK$138/mo
Today · 4.125%
HK$5,317
baseline
▲ 0.50% · 4.625%
HK$5,597
+HK$280/mo
Deposit HK$994K · loan HK$994K · min. income ≈ HK$10,634/mo (50% DSR)
Upfront cash ≈ HK$994K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,987
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,143
−HK$157/mo
Today · 4.125%
HK$5,300
baseline
▲ 0.50% · 4.625%
HK$5,623
+HK$323/mo
Deposit HK$895K · loan HK$1.09M · min. income ≈ HK$10,600/mo (50% DSR)
Upfront cash ≈ HK$895K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,548
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,697
−HK$151/mo
Today · 4.125%
HK$5,848
baseline
▲ 0.50% · 4.625%
HK$6,156
+HK$308/mo
Deposit HK$895K · loan HK$1.09M · min. income ≈ HK$11,696/mo (50% DSR)
Upfront cash ≈ HK$895K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,441
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,610
−HK$172/mo
Today · 4.125%
HK$5,782
baseline
▲ 0.50% · 4.625%
HK$6,134
+HK$352/mo
Deposit HK$795K · loan HK$1.19M · min. income ≈ HK$11,564/mo (50% DSR)
Upfront cash ≈ HK$795K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,053
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,215
−HK$165/mo
Today · 4.125%
HK$6,380
baseline
▲ 0.50% · 4.625%
HK$6,716
+HK$336/mo
Deposit HK$795K · loan HK$1.19M · min. income ≈ HK$12,760/mo (50% DSR)
Upfront cash ≈ HK$795K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,894
−HK$370/mo
▼ 0.25% · 3.875%
HK$6,078
−HK$186/mo
Today · 4.125%
HK$6,264
baseline
▲ 0.50% · 4.625%
HK$6,645
+HK$381/mo
Deposit HK$696K · loan HK$1.29M · min. income ≈ HK$12,528/mo (50% DSR)
Upfront cash ≈ HK$696K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,557
−HK$354/mo
▼ 0.25% · 3.875%
HK$6,733
−HK$178/mo
Today · 4.125%
HK$6,911
baseline
▲ 0.50% · 4.625%
HK$7,276
+HK$365/mo
Deposit HK$696K · loan HK$1.29M · min. income ≈ HK$13,822/mo (50% DSR)
Upfront cash ≈ HK$696K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,348
−HK$398/mo
▼ 0.25% · 3.875%
HK$6,545
−HK$201/mo
Today · 4.125%
HK$6,746
baseline
▲ 0.50% · 4.625%
HK$7,156
+HK$410/mo
Deposit HK$597K · loan HK$1.39M · min. income ≈ HK$13,492/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,062
−HK$381/mo
▼ 0.25% · 3.875%
HK$7,251
−HK$192/mo
Today · 4.125%
HK$7,443
baseline
▲ 0.50% · 4.625%
HK$7,835
+HK$392/mo
Deposit HK$597K · loan HK$1.39M · min. income ≈ HK$14,886/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,801
−HK$426/mo
▼ 0.25% · 3.875%
HK$7,013
−HK$214/mo
Today · 4.125%
HK$7,227
baseline
▲ 0.50% · 4.625%
HK$7,667
+HK$440/mo
Deposit HK$497K · loan HK$1.49M · min. income ≈ HK$14,454/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,566
−HK$409/mo
▼ 0.25% · 3.875%
HK$7,769
−HK$206/mo
Today · 4.125%
HK$7,975
baseline
▲ 0.50% · 4.625%
HK$8,395
+HK$420/mo
Deposit HK$497K · loan HK$1.49M · min. income ≈ HK$15,950/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,254
−HK$455/mo
▼ 0.25% · 3.875%
HK$7,480
−HK$229/mo
Today · 4.125%
HK$7,709
baseline
▲ 0.50% · 4.625%
HK$8,178
+HK$469/mo
Deposit HK$398K · loan HK$1.59M · min. income ≈ HK$15,418/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,070
−HK$436/mo
▼ 0.25% · 3.875%
HK$8,287
−HK$219/mo
Today · 4.125%
HK$8,506
baseline
▲ 0.50% · 4.625%
HK$8,955
+HK$449/mo
Deposit HK$398K · loan HK$1.59M · min. income ≈ HK$17,012/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,708
−HK$483/mo
▼ 0.25% · 3.875%
HK$7,948
−HK$243/mo
Today · 4.125%
HK$8,191
baseline
▲ 0.50% · 4.625%
HK$8,690
+HK$499/mo
Deposit HK$298K · loan HK$1.69M · min. income ≈ HK$16,382/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,575
−HK$463/mo
▼ 0.25% · 3.875%
HK$8,805
−HK$233/mo
Today · 4.125%
HK$9,038
baseline
▲ 0.50% · 4.625%
HK$9,515
+HK$477/mo
Deposit HK$298K · loan HK$1.69M · min. income ≈ HK$18,076/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,161
−HK$512/mo
▼ 0.25% · 3.875%
HK$8,415
−HK$258/mo
Today · 4.125%
HK$8,673
baseline
▲ 0.50% · 4.625%
HK$9,201
+HK$528/mo
Deposit HK$199K · loan HK$1.79M · min. income ≈ HK$17,346/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,079
−HK$491/mo
▼ 0.25% · 3.875%
HK$9,323
−HK$247/mo
Today · 4.125%
HK$9,570
baseline
▲ 0.50% · 4.625%
HK$10,074
+HK$504/mo
Deposit HK$199K · loan HK$1.79M · min. income ≈ HK$19,140/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).