▼ 0.50% · 3.625%
HK$4,321
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,455
−HK$137/mo
Today · 4.125%
HK$4,592
baseline
▲ 0.50% · 4.625%
HK$4,871
+HK$279/mo
Deposit HK$947K · loan HK$947K · min. income ≈ HK$9,184/mo (50% DSR)
Upfront cash ≈ HK$948K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,807
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,936
−HK$131/mo
Today · 4.125%
HK$5,067
baseline
▲ 0.50% · 4.625%
HK$5,334
+HK$267/mo
Deposit HK$947K · loan HK$947K · min. income ≈ HK$10,134/mo (50% DSR)
Upfront cash ≈ HK$948K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,753
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,901
−HK$150/mo
Today · 4.125%
HK$5,051
baseline
▲ 0.50% · 4.625%
HK$5,358
+HK$307/mo
Deposit HK$853K · loan HK$1.04M · min. income ≈ HK$10,102/mo (50% DSR)
Upfront cash ≈ HK$853K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,288
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,429
−HK$144/mo
Today · 4.125%
HK$5,573
baseline
▲ 0.50% · 4.625%
HK$5,867
+HK$294/mo
Deposit HK$853K · loan HK$1.04M · min. income ≈ HK$11,146/mo (50% DSR)
Upfront cash ≈ HK$853K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,185
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,346
−HK$164/mo
Today · 4.125%
HK$5,510
baseline
▲ 0.50% · 4.625%
HK$5,845
+HK$335/mo
Deposit HK$758K · loan HK$1.14M · min. income ≈ HK$11,020/mo (50% DSR)
Upfront cash ≈ HK$758K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,768
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,923
−HK$157/mo
Today · 4.125%
HK$6,080
baseline
▲ 0.50% · 4.625%
HK$6,400
+HK$320/mo
Deposit HK$758K · loan HK$1.14M · min. income ≈ HK$12,160/mo (50% DSR)
Upfront cash ≈ HK$758K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,617
−HK$352/mo
▼ 0.25% · 3.875%
HK$5,792
−HK$177/mo
Today · 4.125%
HK$5,969
baseline
▲ 0.50% · 4.625%
HK$6,333
+HK$364/mo
Deposit HK$663K · loan HK$1.23M · min. income ≈ HK$11,938/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,249
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,417
−HK$170/mo
Today · 4.125%
HK$6,587
baseline
▲ 0.50% · 4.625%
HK$6,934
+HK$347/mo
Deposit HK$663K · loan HK$1.23M · min. income ≈ HK$13,174/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,049
−HK$380/mo
▼ 0.25% · 3.875%
HK$6,237
−HK$192/mo
Today · 4.125%
HK$6,429
baseline
▲ 0.50% · 4.625%
HK$6,820
+HK$391/mo
Deposit HK$568K · loan HK$1.33M · min. income ≈ HK$12,858/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,730
−HK$363/mo
▼ 0.25% · 3.875%
HK$6,910
−HK$183/mo
Today · 4.125%
HK$7,093
baseline
▲ 0.50% · 4.625%
HK$7,467
+HK$374/mo
Deposit HK$568K · loan HK$1.33M · min. income ≈ HK$14,186/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,481
−HK$407/mo
▼ 0.25% · 3.875%
HK$6,683
−HK$205/mo
Today · 4.125%
HK$6,888
baseline
▲ 0.50% · 4.625%
HK$7,307
+HK$419/mo
Deposit HK$474K · loan HK$1.42M · min. income ≈ HK$13,776/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,210
−HK$390/mo
▼ 0.25% · 3.875%
HK$7,404
−HK$196/mo
Today · 4.125%
HK$7,600
baseline
▲ 0.50% · 4.625%
HK$8,000
+HK$400/mo
Deposit HK$474K · loan HK$1.42M · min. income ≈ HK$15,200/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,913
−HK$434/mo
▼ 0.25% · 3.875%
HK$7,128
−HK$219/mo
Today · 4.125%
HK$7,347
baseline
▲ 0.50% · 4.625%
HK$7,794
+HK$447/mo
Deposit HK$379K · loan HK$1.52M · min. income ≈ HK$14,694/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,691
−HK$416/mo
▼ 0.25% · 3.875%
HK$7,897
−HK$210/mo
Today · 4.125%
HK$8,107
baseline
▲ 0.50% · 4.625%
HK$8,534
+HK$427/mo
Deposit HK$379K · loan HK$1.52M · min. income ≈ HK$16,214/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,345
−HK$461/mo
▼ 0.25% · 3.875%
HK$7,574
−HK$232/mo
Today · 4.125%
HK$7,806
baseline
▲ 0.50% · 4.625%
HK$8,281
+HK$475/mo
Deposit HK$284K · loan HK$1.61M · min. income ≈ HK$15,612/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,172
−HK$441/mo
▼ 0.25% · 3.875%
HK$8,391
−HK$222/mo
Today · 4.125%
HK$8,613
baseline
▲ 0.50% · 4.625%
HK$9,067
+HK$454/mo
Deposit HK$284K · loan HK$1.61M · min. income ≈ HK$17,226/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,778
−HK$487/mo
▼ 0.25% · 3.875%
HK$8,019
−HK$246/mo
Today · 4.125%
HK$8,265
baseline
▲ 0.50% · 4.625%
HK$8,768
+HK$503/mo
Deposit HK$189K · loan HK$1.71M · min. income ≈ HK$16,530/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,652
−HK$468/mo
▼ 0.25% · 3.875%
HK$8,884
−HK$236/mo
Today · 4.125%
HK$9,120
baseline
▲ 0.50% · 4.625%
HK$9,601
+HK$481/mo
Deposit HK$189K · loan HK$1.71M · min. income ≈ HK$18,240/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).