▼ 0.50% · 3.625%
HK$4,371
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,507
−HK$138/mo
Today · 4.125%
HK$4,645
baseline
▲ 0.50% · 4.625%
HK$4,928
+HK$283/mo
Deposit HK$958K · loan HK$958K · min. income ≈ HK$9,290/mo (50% DSR)
Upfront cash ≈ HK$959K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,863
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,993
−HK$132/mo
Today · 4.125%
HK$5,125
baseline
▲ 0.50% · 4.625%
HK$5,395
+HK$270/mo
Deposit HK$958K · loan HK$958K · min. income ≈ HK$10,250/mo (50% DSR)
Upfront cash ≈ HK$959K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,808
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,958
−HK$152/mo
Today · 4.125%
HK$5,110
baseline
▲ 0.50% · 4.625%
HK$5,420
+HK$310/mo
Deposit HK$863K · loan HK$1.05M · min. income ≈ HK$10,220/mo (50% DSR)
Upfront cash ≈ HK$863K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,349
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,492
−HK$146/mo
Today · 4.125%
HK$5,638
baseline
▲ 0.50% · 4.625%
HK$5,935
+HK$297/mo
Deposit HK$863K · loan HK$1.05M · min. income ≈ HK$11,276/mo (50% DSR)
Upfront cash ≈ HK$863K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,245
−HK$329/mo
▼ 0.25% · 3.875%
HK$5,408
−HK$166/mo
Today · 4.125%
HK$5,574
baseline
▲ 0.50% · 4.625%
HK$5,913
+HK$339/mo
Deposit HK$767K · loan HK$1.15M · min. income ≈ HK$11,148/mo (50% DSR)
Upfront cash ≈ HK$767K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,835
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,992
−HK$158/mo
Today · 4.125%
HK$6,150
baseline
▲ 0.50% · 4.625%
HK$6,475
+HK$325/mo
Deposit HK$767K · loan HK$1.15M · min. income ≈ HK$12,300/mo (50% DSR)
Upfront cash ≈ HK$767K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,682
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,859
−HK$180/mo
Today · 4.125%
HK$6,039
baseline
▲ 0.50% · 4.625%
HK$6,406
+HK$367/mo
Deposit HK$671K · loan HK$1.25M · min. income ≈ HK$12,078/mo (50% DSR)
Upfront cash ≈ HK$671K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,321
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,491
−HK$172/mo
Today · 4.125%
HK$6,663
baseline
▲ 0.50% · 4.625%
HK$7,014
+HK$351/mo
Deposit HK$671K · loan HK$1.25M · min. income ≈ HK$13,326/mo (50% DSR)
Upfront cash ≈ HK$671K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,119
−HK$384/mo
▼ 0.25% · 3.875%
HK$6,310
−HK$193/mo
Today · 4.125%
HK$6,503
baseline
▲ 0.50% · 4.625%
HK$6,899
+HK$396/mo
Deposit HK$575K · loan HK$1.34M · min. income ≈ HK$13,006/mo (50% DSR)
Upfront cash ≈ HK$575K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,808
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,990
−HK$185/mo
Today · 4.125%
HK$7,175
baseline
▲ 0.50% · 4.625%
HK$7,554
+HK$379/mo
Deposit HK$575K · loan HK$1.34M · min. income ≈ HK$14,350/mo (50% DSR)
Upfront cash ≈ HK$575K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,556
−HK$412/mo
▼ 0.25% · 3.875%
HK$6,760
−HK$208/mo
Today · 4.125%
HK$6,968
baseline
▲ 0.50% · 4.625%
HK$7,391
+HK$423/mo
Deposit HK$479K · loan HK$1.44M · min. income ≈ HK$13,936/mo (50% DSR)
Upfront cash ≈ HK$479K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,294
−HK$394/mo
▼ 0.25% · 3.875%
HK$7,490
−HK$198/mo
Today · 4.125%
HK$7,688
baseline
▲ 0.50% · 4.625%
HK$8,093
+HK$405/mo
Deposit HK$479K · loan HK$1.44M · min. income ≈ HK$15,376/mo (50% DSR)
Upfront cash ≈ HK$479K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,993
−HK$439/mo
▼ 0.25% · 3.875%
HK$7,211
−HK$221/mo
Today · 4.125%
HK$7,432
baseline
▲ 0.50% · 4.625%
HK$7,884
+HK$452/mo
Deposit HK$383K · loan HK$1.53M · min. income ≈ HK$14,864/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,780
−HK$420/mo
▼ 0.25% · 3.875%
HK$7,989
−HK$211/mo
Today · 4.125%
HK$8,200
baseline
▲ 0.50% · 4.625%
HK$8,633
+HK$433/mo
Deposit HK$383K · loan HK$1.53M · min. income ≈ HK$16,400/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,431
−HK$466/mo
▼ 0.25% · 3.875%
HK$7,662
−HK$235/mo
Today · 4.125%
HK$7,897
baseline
▲ 0.50% · 4.625%
HK$8,377
+HK$480/mo
Deposit HK$288K · loan HK$1.63M · min. income ≈ HK$15,794/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,266
−HK$447/mo
▼ 0.25% · 3.875%
HK$8,488
−HK$225/mo
Today · 4.125%
HK$8,713
baseline
▲ 0.50% · 4.625%
HK$9,172
+HK$459/mo
Deposit HK$288K · loan HK$1.63M · min. income ≈ HK$17,426/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,868
−HK$493/mo
▼ 0.25% · 3.875%
HK$8,112
−HK$249/mo
Today · 4.125%
HK$8,361
baseline
▲ 0.50% · 4.625%
HK$8,870
+HK$509/mo
Deposit HK$192K · loan HK$1.73M · min. income ≈ HK$16,722/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,753
−HK$473/mo
▼ 0.25% · 3.875%
HK$8,987
−HK$239/mo
Today · 4.125%
HK$9,226
baseline
▲ 0.50% · 4.625%
HK$9,712
+HK$486/mo
Deposit HK$192K · loan HK$1.73M · min. income ≈ HK$18,452/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).