▼ 0.50% · 3.625%
HK$4,640
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,784
−HK$147/mo
Today · 4.125%
HK$4,931
baseline
▲ 0.50% · 4.625%
HK$5,231
+HK$300/mo
Deposit HK$1.02M · loan HK$1.02M · min. income ≈ HK$9,862/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,162
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,300
−HK$141/mo
Today · 4.125%
HK$5,441
baseline
▲ 0.50% · 4.625%
HK$5,728
+HK$287/mo
Deposit HK$1.02M · loan HK$1.02M · min. income ≈ HK$10,882/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,104
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,263
−HK$161/mo
Today · 4.125%
HK$5,424
baseline
▲ 0.50% · 4.625%
HK$5,754
+HK$330/mo
Deposit HK$916K · loan HK$1.12M · min. income ≈ HK$10,848/mo (50% DSR)
Upfront cash ≈ HK$916K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,678
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,830
−HK$155/mo
Today · 4.125%
HK$5,985
baseline
▲ 0.50% · 4.625%
HK$6,300
+HK$315/mo
Deposit HK$916K · loan HK$1.12M · min. income ≈ HK$11,970/mo (50% DSR)
Upfront cash ≈ HK$916K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,568
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,741
−HK$176/mo
Today · 4.125%
HK$5,917
baseline
▲ 0.50% · 4.625%
HK$6,277
+HK$360/mo
Deposit HK$814K · loan HK$1.22M · min. income ≈ HK$11,834/mo (50% DSR)
Upfront cash ≈ HK$814K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,194
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,360
−HK$169/mo
Today · 4.125%
HK$6,529
baseline
▲ 0.50% · 4.625%
HK$6,873
+HK$344/mo
Deposit HK$814K · loan HK$1.22M · min. income ≈ HK$13,058/mo (50% DSR)
Upfront cash ≈ HK$814K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,032
−HK$378/mo
▼ 0.25% · 3.875%
HK$6,220
−HK$190/mo
Today · 4.125%
HK$6,410
baseline
▲ 0.50% · 4.625%
HK$6,800
+HK$390/mo
Deposit HK$712K · loan HK$1.32M · min. income ≈ HK$12,820/mo (50% DSR)
Upfront cash ≈ HK$712K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,711
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,890
−HK$183/mo
Today · 4.125%
HK$7,073
baseline
▲ 0.50% · 4.625%
HK$7,446
+HK$373/mo
Deposit HK$712K · loan HK$1.32M · min. income ≈ HK$14,146/mo (50% DSR)
Upfront cash ≈ HK$712K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,496
−HK$407/mo
▼ 0.25% · 3.875%
HK$6,698
−HK$205/mo
Today · 4.125%
HK$6,903
baseline
▲ 0.50% · 4.625%
HK$7,323
+HK$420/mo
Deposit HK$610K · loan HK$1.42M · min. income ≈ HK$13,806/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,227
−HK$390/mo
▼ 0.25% · 3.875%
HK$7,421
−HK$196/mo
Today · 4.125%
HK$7,617
baseline
▲ 0.50% · 4.625%
HK$8,019
+HK$402/mo
Deposit HK$610K · loan HK$1.42M · min. income ≈ HK$15,234/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,960
−HK$436/mo
▼ 0.25% · 3.875%
HK$7,176
−HK$220/mo
Today · 4.125%
HK$7,396
baseline
▲ 0.50% · 4.625%
HK$7,846
+HK$450/mo
Deposit HK$509K · loan HK$1.53M · min. income ≈ HK$14,792/mo (50% DSR)
Upfront cash ≈ HK$509K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,743
−HK$418/mo
▼ 0.25% · 3.875%
HK$7,951
−HK$210/mo
Today · 4.125%
HK$8,161
baseline
▲ 0.50% · 4.625%
HK$8,591
+HK$430/mo
Deposit HK$509K · loan HK$1.53M · min. income ≈ HK$16,322/mo (50% DSR)
Upfront cash ≈ HK$509K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,424
−HK$466/mo
▼ 0.25% · 3.875%
HK$7,655
−HK$235/mo
Today · 4.125%
HK$7,890
baseline
▲ 0.50% · 4.625%
HK$8,370
+HK$480/mo
Deposit HK$407K · loan HK$1.63M · min. income ≈ HK$15,780/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,259
−HK$446/mo
▼ 0.25% · 3.875%
HK$8,481
−HK$224/mo
Today · 4.125%
HK$8,705
baseline
▲ 0.50% · 4.625%
HK$9,164
+HK$459/mo
Deposit HK$407K · loan HK$1.63M · min. income ≈ HK$17,410/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,888
−HK$495/mo
▼ 0.25% · 3.875%
HK$8,133
−HK$250/mo
Today · 4.125%
HK$8,383
baseline
▲ 0.50% · 4.625%
HK$8,893
+HK$510/mo
Deposit HK$305K · loan HK$1.73M · min. income ≈ HK$16,766/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,775
−HK$474/mo
▼ 0.25% · 3.875%
HK$9,011
−HK$238/mo
Today · 4.125%
HK$9,249
baseline
▲ 0.50% · 4.625%
HK$9,737
+HK$488/mo
Deposit HK$305K · loan HK$1.73M · min. income ≈ HK$18,498/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,352
−HK$524/mo
▼ 0.25% · 3.875%
HK$8,612
−HK$264/mo
Today · 4.125%
HK$8,876
baseline
▲ 0.50% · 4.625%
HK$9,416
+HK$540/mo
Deposit HK$203K · loan HK$1.83M · min. income ≈ HK$17,752/mo (50% DSR)
Upfront cash ≈ HK$204K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,291
−HK$502/mo
▼ 0.25% · 3.875%
HK$9,541
−HK$252/mo
Today · 4.125%
HK$9,793
baseline
▲ 0.50% · 4.625%
HK$10,310
+HK$517/mo
Deposit HK$203K · loan HK$1.83M · min. income ≈ HK$19,586/mo (50% DSR)
Upfront cash ≈ HK$204K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).