▼ 0.50% · 3.625%
HK$5,049
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,206
−HK$160/mo
Today · 4.125%
HK$5,366
baseline
▲ 0.50% · 4.625%
HK$5,692
+HK$326/mo
Deposit HK$1.11M · loan HK$1.11M · min. income ≈ HK$10,732/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,617
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,768
−HK$153/mo
Today · 4.125%
HK$5,921
baseline
▲ 0.50% · 4.625%
HK$6,233
+HK$312/mo
Deposit HK$1.11M · loan HK$1.11M · min. income ≈ HK$11,842/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,554
−HK$348/mo
▼ 0.25% · 3.875%
HK$5,727
−HK$175/mo
Today · 4.125%
HK$5,902
baseline
▲ 0.50% · 4.625%
HK$6,261
+HK$359/mo
Deposit HK$996K · loan HK$1.22M · min. income ≈ HK$11,804/mo (50% DSR)
Upfront cash ≈ HK$997K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,179
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,345
−HK$168/mo
Today · 4.125%
HK$6,513
baseline
▲ 0.50% · 4.625%
HK$6,856
+HK$343/mo
Deposit HK$996K · loan HK$1.22M · min. income ≈ HK$13,026/mo (50% DSR)
Upfront cash ≈ HK$997K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,059
−HK$380/mo
▼ 0.25% · 3.875%
HK$6,247
−HK$192/mo
Today · 4.125%
HK$6,439
baseline
▲ 0.50% · 4.625%
HK$6,831
+HK$392/mo
Deposit HK$886K · loan HK$1.33M · min. income ≈ HK$12,878/mo (50% DSR)
Upfront cash ≈ HK$886K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,741
−HK$364/mo
▼ 0.25% · 3.875%
HK$6,921
−HK$184/mo
Today · 4.125%
HK$7,105
baseline
▲ 0.50% · 4.625%
HK$7,479
+HK$374/mo
Deposit HK$886K · loan HK$1.33M · min. income ≈ HK$14,210/mo (50% DSR)
Upfront cash ≈ HK$886K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,564
−HK$411/mo
▼ 0.25% · 3.875%
HK$6,768
−HK$207/mo
Today · 4.125%
HK$6,975
baseline
▲ 0.50% · 4.625%
HK$7,400
+HK$425/mo
Deposit HK$775K · loan HK$1.44M · min. income ≈ HK$13,950/mo (50% DSR)
Upfront cash ≈ HK$775K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,302
−HK$395/mo
▼ 0.25% · 3.875%
HK$7,498
−HK$199/mo
Today · 4.125%
HK$7,697
baseline
▲ 0.50% · 4.625%
HK$8,102
+HK$405/mo
Deposit HK$775K · loan HK$1.44M · min. income ≈ HK$15,394/mo (50% DSR)
Upfront cash ≈ HK$775K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,069
−HK$443/mo
▼ 0.25% · 3.875%
HK$7,289
−HK$223/mo
Today · 4.125%
HK$7,512
baseline
▲ 0.50% · 4.625%
HK$7,969
+HK$457/mo
Deposit HK$664K · loan HK$1.55M · min. income ≈ HK$15,024/mo (50% DSR)
Upfront cash ≈ HK$664K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,864
−HK$425/mo
▼ 0.25% · 3.875%
HK$8,075
−HK$214/mo
Today · 4.125%
HK$8,289
baseline
▲ 0.50% · 4.625%
HK$8,726
+HK$437/mo
Deposit HK$664K · loan HK$1.55M · min. income ≈ HK$16,578/mo (50% DSR)
Upfront cash ≈ HK$664K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,574
−HK$475/mo
▼ 0.25% · 3.875%
HK$7,809
−HK$240/mo
Today · 4.125%
HK$8,049
baseline
▲ 0.50% · 4.625%
HK$8,538
+HK$489/mo
Deposit HK$554K · loan HK$1.66M · min. income ≈ HK$16,098/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,426
−HK$455/mo
▼ 0.25% · 3.875%
HK$8,652
−HK$229/mo
Today · 4.125%
HK$8,881
baseline
▲ 0.50% · 4.625%
HK$9,349
+HK$468/mo
Deposit HK$554K · loan HK$1.66M · min. income ≈ HK$17,762/mo (50% DSR)
Upfront cash ≈ HK$554K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,079
−HK$506/mo
▼ 0.25% · 3.875%
HK$8,330
−HK$255/mo
Today · 4.125%
HK$8,585
baseline
▲ 0.50% · 4.625%
HK$9,108
+HK$523/mo
Deposit HK$443K · loan HK$1.77M · min. income ≈ HK$17,170/mo (50% DSR)
Upfront cash ≈ HK$443K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,987
−HK$486/mo
▼ 0.25% · 3.875%
HK$9,228
−HK$245/mo
Today · 4.125%
HK$9,473
baseline
▲ 0.50% · 4.625%
HK$9,972
+HK$499/mo
Deposit HK$443K · loan HK$1.77M · min. income ≈ HK$18,946/mo (50% DSR)
Upfront cash ≈ HK$443K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,584
−HK$538/mo
▼ 0.25% · 3.875%
HK$8,851
−HK$271/mo
Today · 4.125%
HK$9,122
baseline
▲ 0.50% · 4.625%
HK$9,677
+HK$555/mo
Deposit HK$332K · loan HK$1.88M · min. income ≈ HK$18,244/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,549
−HK$516/mo
▼ 0.25% · 3.875%
HK$9,805
−HK$260/mo
Today · 4.125%
HK$10,065
baseline
▲ 0.50% · 4.625%
HK$10,596
+HK$531/mo
Deposit HK$332K · loan HK$1.88M · min. income ≈ HK$20,130/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,088
−HK$570/mo
▼ 0.25% · 3.875%
HK$9,371
−HK$287/mo
Today · 4.125%
HK$9,658
baseline
▲ 0.50% · 4.625%
HK$10,246
+HK$588/mo
Deposit HK$221K · loan HK$1.99M · min. income ≈ HK$19,316/mo (50% DSR)
Upfront cash ≈ HK$222K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,111
−HK$546/mo
▼ 0.25% · 3.875%
HK$10,382
−HK$275/mo
Today · 4.125%
HK$10,657
baseline
▲ 0.50% · 4.625%
HK$11,219
+HK$562/mo
Deposit HK$221K · loan HK$1.99M · min. income ≈ HK$21,314/mo (50% DSR)
Upfront cash ≈ HK$222K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).