▼ 0.50% · 3.625%
HK$4,362
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,497
−HK$138/mo
Today · 4.125%
HK$4,635
baseline
▲ 0.50% · 4.625%
HK$4,917
+HK$282/mo
Deposit HK$956K · loan HK$956K · min. income ≈ HK$9,270/mo (50% DSR)
Upfront cash ≈ HK$957K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,852
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,983
−HK$132/mo
Today · 4.125%
HK$5,115
baseline
▲ 0.50% · 4.625%
HK$5,384
+HK$269/mo
Deposit HK$956K · loan HK$956K · min. income ≈ HK$10,230/mo (50% DSR)
Upfront cash ≈ HK$957K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,798
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,947
−HK$152/mo
Today · 4.125%
HK$5,099
baseline
▲ 0.50% · 4.625%
HK$5,409
+HK$310/mo
Deposit HK$861K · loan HK$1.05M · min. income ≈ HK$10,198/mo (50% DSR)
Upfront cash ≈ HK$861K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,338
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,481
−HK$145/mo
Today · 4.125%
HK$5,626
baseline
▲ 0.50% · 4.625%
HK$5,923
+HK$297/mo
Deposit HK$861K · loan HK$1.05M · min. income ≈ HK$11,252/mo (50% DSR)
Upfront cash ≈ HK$861K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,234
−HK$328/mo
▼ 0.25% · 3.875%
HK$5,397
−HK$165/mo
Today · 4.125%
HK$5,562
baseline
▲ 0.50% · 4.625%
HK$5,901
+HK$339/mo
Deposit HK$765K · loan HK$1.15M · min. income ≈ HK$11,124/mo (50% DSR)
Upfront cash ≈ HK$765K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,823
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,979
−HK$158/mo
Today · 4.125%
HK$6,137
baseline
▲ 0.50% · 4.625%
HK$6,461
+HK$324/mo
Deposit HK$765K · loan HK$1.15M · min. income ≈ HK$12,274/mo (50% DSR)
Upfront cash ≈ HK$765K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,670
−HK$356/mo
▼ 0.25% · 3.875%
HK$5,847
−HK$179/mo
Today · 4.125%
HK$6,026
baseline
▲ 0.50% · 4.625%
HK$6,392
+HK$366/mo
Deposit HK$669K · loan HK$1.24M · min. income ≈ HK$12,052/mo (50% DSR)
Upfront cash ≈ HK$670K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,308
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,477
−HK$172/mo
Today · 4.125%
HK$6,649
baseline
▲ 0.50% · 4.625%
HK$6,999
+HK$350/mo
Deposit HK$669K · loan HK$1.24M · min. income ≈ HK$13,298/mo (50% DSR)
Upfront cash ≈ HK$670K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,106
−HK$383/mo
▼ 0.25% · 3.875%
HK$6,296
−HK$193/mo
Today · 4.125%
HK$6,489
baseline
▲ 0.50% · 4.625%
HK$6,884
+HK$395/mo
Deposit HK$574K · loan HK$1.34M · min. income ≈ HK$12,978/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,793
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,976
−HK$184/mo
Today · 4.125%
HK$7,160
baseline
▲ 0.50% · 4.625%
HK$7,538
+HK$378/mo
Deposit HK$574K · loan HK$1.34M · min. income ≈ HK$14,320/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,543
−HK$410/mo
▼ 0.25% · 3.875%
HK$6,746
−HK$207/mo
Today · 4.125%
HK$6,953
baseline
▲ 0.50% · 4.625%
HK$7,376
+HK$423/mo
Deposit HK$478K · loan HK$1.43M · min. income ≈ HK$13,906/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,279
−HK$393/mo
▼ 0.25% · 3.875%
HK$7,474
−HK$198/mo
Today · 4.125%
HK$7,672
baseline
▲ 0.50% · 4.625%
HK$8,076
+HK$404/mo
Deposit HK$478K · loan HK$1.43M · min. income ≈ HK$15,344/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,979
−HK$437/mo
▼ 0.25% · 3.875%
HK$7,196
−HK$220/mo
Today · 4.125%
HK$7,416
baseline
▲ 0.50% · 4.625%
HK$7,868
+HK$452/mo
Deposit HK$383K · loan HK$1.53M · min. income ≈ HK$14,832/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,764
−HK$419/mo
▼ 0.25% · 3.875%
HK$7,972
−HK$211/mo
Today · 4.125%
HK$8,183
baseline
▲ 0.50% · 4.625%
HK$8,615
+HK$432/mo
Deposit HK$383K · loan HK$1.53M · min. income ≈ HK$16,366/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,415
−HK$465/mo
▼ 0.25% · 3.875%
HK$7,646
−HK$234/mo
Today · 4.125%
HK$7,880
baseline
▲ 0.50% · 4.625%
HK$8,359
+HK$479/mo
Deposit HK$287K · loan HK$1.63M · min. income ≈ HK$15,760/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,249
−HK$446/mo
▼ 0.25% · 3.875%
HK$8,470
−HK$225/mo
Today · 4.125%
HK$8,695
baseline
▲ 0.50% · 4.625%
HK$9,153
+HK$458/mo
Deposit HK$287K · loan HK$1.63M · min. income ≈ HK$17,390/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,851
−HK$492/mo
▼ 0.25% · 3.875%
HK$8,095
−HK$248/mo
Today · 4.125%
HK$8,343
baseline
▲ 0.50% · 4.625%
HK$8,851
+HK$508/mo
Deposit HK$191K · loan HK$1.72M · min. income ≈ HK$16,686/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,734
−HK$472/mo
▼ 0.25% · 3.875%
HK$8,969
−HK$237/mo
Today · 4.125%
HK$9,206
baseline
▲ 0.50% · 4.625%
HK$9,691
+HK$485/mo
Deposit HK$191K · loan HK$1.72M · min. income ≈ HK$18,412/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).