▼ 0.50% · 3.625%
HK$4,538
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,680
−HK$143/mo
Today · 4.125%
HK$4,823
baseline
▲ 0.50% · 4.625%
HK$5,117
+HK$294/mo
Deposit HK$995K · loan HK$995K · min. income ≈ HK$9,646/mo (50% DSR)
Upfront cash ≈ HK$995K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,049
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,184
−HK$138/mo
Today · 4.125%
HK$5,322
baseline
▲ 0.50% · 4.625%
HK$5,602
+HK$280/mo
Deposit HK$995K · loan HK$995K · min. income ≈ HK$10,644/mo (50% DSR)
Upfront cash ≈ HK$995K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,992
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,148
−HK$157/mo
Today · 4.125%
HK$5,305
baseline
▲ 0.50% · 4.625%
HK$5,628
+HK$323/mo
Deposit HK$896K · loan HK$1.09M · min. income ≈ HK$10,610/mo (50% DSR)
Upfront cash ≈ HK$896K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,554
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,703
−HK$151/mo
Today · 4.125%
HK$5,854
baseline
▲ 0.50% · 4.625%
HK$6,162
+HK$308/mo
Deposit HK$896K · loan HK$1.09M · min. income ≈ HK$11,708/mo (50% DSR)
Upfront cash ≈ HK$896K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,446
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,616
−HK$172/mo
Today · 4.125%
HK$5,788
baseline
▲ 0.50% · 4.625%
HK$6,140
+HK$352/mo
Deposit HK$796K · loan HK$1.19M · min. income ≈ HK$11,576/mo (50% DSR)
Upfront cash ≈ HK$796K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,059
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,221
−HK$165/mo
Today · 4.125%
HK$6,386
baseline
▲ 0.50% · 4.625%
HK$6,723
+HK$337/mo
Deposit HK$796K · loan HK$1.19M · min. income ≈ HK$12,772/mo (50% DSR)
Upfront cash ≈ HK$796K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,900
−HK$370/mo
▼ 0.25% · 3.875%
HK$6,083
−HK$187/mo
Today · 4.125%
HK$6,270
baseline
▲ 0.50% · 4.625%
HK$6,651
+HK$381/mo
Deposit HK$697K · loan HK$1.29M · min. income ≈ HK$12,540/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,564
−HK$354/mo
▼ 0.25% · 3.875%
HK$6,740
−HK$178/mo
Today · 4.125%
HK$6,918
baseline
▲ 0.50% · 4.625%
HK$7,283
+HK$365/mo
Deposit HK$697K · loan HK$1.29M · min. income ≈ HK$13,836/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,354
−HK$398/mo
▼ 0.25% · 3.875%
HK$6,551
−HK$201/mo
Today · 4.125%
HK$6,752
baseline
▲ 0.50% · 4.625%
HK$7,163
+HK$411/mo
Deposit HK$597K · loan HK$1.39M · min. income ≈ HK$13,504/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,069
−HK$381/mo
▼ 0.25% · 3.875%
HK$7,258
−HK$192/mo
Today · 4.125%
HK$7,450
baseline
▲ 0.50% · 4.625%
HK$7,843
+HK$393/mo
Deposit HK$597K · loan HK$1.39M · min. income ≈ HK$14,900/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,808
−HK$427/mo
▼ 0.25% · 3.875%
HK$7,019
−HK$216/mo
Today · 4.125%
HK$7,235
baseline
▲ 0.50% · 4.625%
HK$7,675
+HK$440/mo
Deposit HK$498K · loan HK$1.49M · min. income ≈ HK$14,470/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,573
−HK$410/mo
▼ 0.25% · 3.875%
HK$7,777
−HK$206/mo
Today · 4.125%
HK$7,983
baseline
▲ 0.50% · 4.625%
HK$8,403
+HK$420/mo
Deposit HK$498K · loan HK$1.49M · min. income ≈ HK$15,966/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,262
−HK$455/mo
▼ 0.25% · 3.875%
HK$7,487
−HK$230/mo
Today · 4.125%
HK$7,717
baseline
▲ 0.50% · 4.625%
HK$8,186
+HK$469/mo
Deposit HK$398K · loan HK$1.59M · min. income ≈ HK$15,434/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,078
−HK$437/mo
▼ 0.25% · 3.875%
HK$8,295
−HK$220/mo
Today · 4.125%
HK$8,515
baseline
▲ 0.50% · 4.625%
HK$8,964
+HK$449/mo
Deposit HK$398K · loan HK$1.59M · min. income ≈ HK$17,030/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,715
−HK$484/mo
▼ 0.25% · 3.875%
HK$7,955
−HK$244/mo
Today · 4.125%
HK$8,199
baseline
▲ 0.50% · 4.625%
HK$8,698
+HK$499/mo
Deposit HK$299K · loan HK$1.69M · min. income ≈ HK$16,398/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,583
−HK$464/mo
▼ 0.25% · 3.875%
HK$8,813
−HK$234/mo
Today · 4.125%
HK$9,047
baseline
▲ 0.50% · 4.625%
HK$9,524
+HK$477/mo
Deposit HK$299K · loan HK$1.69M · min. income ≈ HK$18,094/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,169
−HK$512/mo
▼ 0.25% · 3.875%
HK$8,423
−HK$258/mo
Today · 4.125%
HK$8,681
baseline
▲ 0.50% · 4.625%
HK$9,210
+HK$529/mo
Deposit HK$199K · loan HK$1.79M · min. income ≈ HK$17,362/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,088
−HK$491/mo
▼ 0.25% · 3.875%
HK$9,332
−HK$247/mo
Today · 4.125%
HK$9,579
baseline
▲ 0.50% · 4.625%
HK$10,084
+HK$505/mo
Deposit HK$199K · loan HK$1.79M · min. income ≈ HK$19,158/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).